Green Dot Corp. (GDOT)
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-11-05
$12.44-2.51%
Close 2026-11-05 · 1-day change
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-11-05
QuarterlyIQ Insights · GDOT
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits well below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 126.9% |
| Our one-year growth estimate | diamond | 10.4% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-05.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 116.5 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-05 · Compared with 27 industry peers
GDOT — General Counsel transition
Dated 2026-10-14
General Counsel — Amy Pugh: The General Counsel is resigning to pursue another opportunity, representing a genuine departure of a senior officer, though the notice period suggests an orderly transition.
Why it matters: Consumer active accounts have fallen year over year in each listed quarter. Faster losses could add to pressure on the business.
Worry ifConsumer active accounts fall more than 12% year over year, worse than Q2's roughly 12% decline.
Less concerning ifConsumer active accounts decline less than 12% year over year or return to growth.
Why it matters: Q2 was the first quarter in over two years without a decline in purchase volume. Further growth would support the shift toward EWA.
Supportive ifGreen Dot reports rapid! purchase volume above the year-ago level in a later quarter.
Worry ifGreen Dot reports rapid! purchase volume below the year-ago level again.
Why it matters: The deal still needs bank regulator approval. Closing would complete the planned split of Green Dot's bank and fintech businesses.
Supportive ifGreen Dot announces that all required bank approvals are in and the deal has closed.
Worry ifA required regulator rejects the deal. Or Green Dot says the deal is delayed or ended.
Why it matters: Green Dot said the wider BaaS business grew faster in Q2. More growth outside one partner would broaden the source of sales.
Supportive ifA future report says BaaS revenue outside the large partner rose year over year, while B2B profit also rose.
Worry ifBaaS growth outside the large partner slows or falls, and B2B profit no longer grows year over year.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$61 on $10,000 · ±0.6% | How much price usually moves either way. |
| Bad day | $203 loss on $10,000 · 2.0% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $2,246 loss on $10,000 · 22.5% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: Q2 adjusted EBITDA fell 12% year over year, while the first-half total rose 5%. The next report can show whether the drop was mostly timing.
Watch forQ3 adjusted EBITDA is above the year-ago quarter. This supports a rebound after Q2's timing shift.
Also watch forQ3 adjusted EBITDA is below the year-ago quarter. This extends the decline seen in Q2.