Global Payments (GPN)
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-09-04
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-09-04
QuarterlyIQ Insights · GPN
Price, fair value, and the multiples that frame it on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 11 valuation methods, at three horizons. As of 2026-09-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
We take the 12-month fair value above and grade our own number — how the market prices this name versus what we'd justify, and where the two diverge.
At $93 GPN trades at 7.2× p/e, below its 12× p/e peer median. Our $128 fair value sits well above the price. We hold it with medium confidence: the peer anchor overstates how cheap it looks and quality doesn't explain valuation multiples in this sub-industry, so the peer comparison is a weak guide. Analysts target $65–$125. Note: our $128 fair value sits above the entire analyst range ($65–$125). Not investment advice.
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
Score 100 = cheapest in the cohort, 0 = richest. Bars are filled left-to-right based on the peer-relative score (or PEG/self-history where shown).
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| analyst target | 12M | $95.50 | — | — | Analyst | high |
| dcf fcfe | 12M | $118.25 | — | — | Hist. CAGR | high |
| graham number | 12M | $159.53 | — | — | TTM | high |
| Peer P/B | 12M | $117.91 | 1.3 | 87.96 | TTM | high |
| Peer P/FCF | 12M |
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A long-thesis check that carries the widest uncertainty of the three horizons.
Below average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
$65.00 – $125.00 (median $98.00) · 18 analysts · as of 2026-08-31
No fragility gates fired. Regime (Mania) does not concentrate fragility.
For similar setups historically (n=20,154): about 33% saw a 20%+ drawdown, and roughly 76% of those did not recover within the year. These are historical base rates for the cohort, not a forecast of this stock.
Looks cheaper than most peers in the same business.
Cheaper than its own typical valuation.
Trailing four: 2025-Q2, 2025-Q3, 2026-Q1, 2026-Q2
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
| $33.69 |
| 11.1 |
| 3.05 |
| TTM |
| high |
| Peer P/E | 12M | $170.10 | 11.2 | 15.25 | ntm analyst | high |
| Peer P/S | 12M | $108.74 | 2.9 | 37.79 | TTM | high |
| PEG | 12M | $365.85 | 28.4 | 12.86 | TTM | high |
| residual income | 12M | $102.03 | — | — | TTM | high |
| Own P/E history | 12M | $156.33 | 12.2 | 12.86 | TTM | high |
| triangulated | 12M | $163.97 | 12.4 | 13.22 | Triangulated | high |
| Peer P/B | 3Y | $124.98 | 1.3 | 93.23 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 3Y | $17.46 | 11.1 | 1.58 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $149.95 | 11.2 | 13.45 | Analyst | medium |
| Peer P/S | 3Y | $116.24 | 2.9 | 40.39 | guidance | medium |
| PEG | 3Y | $382.55 | 28.4 | 13.45 | Analyst | medium |
| Own P/E history | 3Y | $163.47 | 12.2 | 13.45 | Analyst | medium |
| Peer P/B | 5Y | $129.92 | 1.3 | 96.92 | Hist. CAGR(prov.) | high |
| Peer P/FCF | 5Y | $11.26 | 11.1 | 1.02 | Hist. CAGR(prov.) | high |
| Peer P/E | 5Y | $122.76 | 11.2 | 11.01 | Analyst | high |
| Peer P/S | 5Y | $95.16 | 2.9 | 33.07 | guidance | high |
| PEG | 5Y | $313.18 | 28.4 | 11.01 | Analyst | high |
| Own P/E history | 5Y | $133.82 | 12.2 | 11.01 | Analyst | high |