Expectations trend
FY2027 · fiscal year ending 2027-12-31 · fmp
Great Southern Bancorp, Inc. (GSBC)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$80.73-2.48%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
The long-term thesis, the evidence coming in, and the environment around it. Thesis dated Jul 8, 2026.
Next-FY EPS estimate change · 30 days
5.65 → 5.93 EPS · FY ending Dec 31, 2027 · 1 analyst
One observable signal. This measures changing earnings expectations, not the probability of a gain or loss.
Change in the same fiscal period’s mean EPS estimate from Oct 5, 2026 to Nov 4, 2026: (new ÷ prior − 1). Contributor count changed from 1 to 1; this is not the number of analysts revising. The ±10% axis is a display range.
The EPS and P/E reference is not available for GSBC yet.
| Measure / period | Management expectations | Analyst expectations |
|---|
Management figures unavailable.
Current consensus figures unavailable.
Three published thesis conditions, with dated milestones shown separately.
| Key Factor | Why It Matters | Current Status | Break Condition | Latest Evidence |
|---|---|---|---|---|
Maintain dividend payout at $0.43 per share | Great Southern Bancorp keeps paying a steady $0.43 dividend per share. | Intact | dividend per share falls below $0.43 in any quarter | Dividend per share: $0.43 per share FY2026-Q2; GAAP. Published target: >= $0.43 per share quarterly. The stored target says 2026-Q4; this source reports FY2026-Q2. Fiscal/calendar alignment needs review. Aug 7, 20260.43 USD/share · source valueLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Compare these dated observations with the operating requirements above
FY2027 · fiscal year ending 2027-12-31 · fmp
The evidence, the remaining questions, and what comes next
No recovery evidence is reported in the available driver assessments.
Next earnings date unavailable
Look for updated results and guidance against the published targets, plus direct evidence for unresolved drivers.
Observed price history; separate from operating scenarios
The weekly editorial context below is a separate assessment from the dated monitor evidence above. Recovery observations do not automatically change the published thesis. Unverified outside influences are hypotheses, not measured driver evidence.
GSBC is a regional bank with a mixed, execution-dependent long-term thesis rather than a clear growth or turnaround story. The thesis is in a watch state: recent earnings beats are encouraging, but financial performance remains below its industry cohort and key management goals show mixed progress.
Valuation is neutral, with GSBC at a modest premium to peers and an expectations gap that suggests some room between current expectations and the model’s view. The valuation measure has fallen recently, while the priced-in assessment says weak execution is not accompanied by the full set of factors that would make fragility especially high.
Near term, the completed consolidations and workforce reductions are expected to add over $2 million in annual pre-tax income beginning in 2026-Q4, but that benefit has not yet appeared in reported results. Net interest margin improved year over year, while net interest income and loan balances declined; non-performing assets also rose from year-end, leaving execution and credit trends mixed.
The multi-year thesis depends on whether expense savings arrive as expected and whether GSBC can sustain its margin while stabilizing loans and credit quality. Near term, a guidance cut or lower interest rates would be unfavorable, while continued strength among financial-sector bellwethers could support the sector backdrop.
Over the next 1 to 3 years, GSBC’s business case depends more on delivery of cost savings and steadier balance-sheet trends than on the recent earnings beats alone. The evidence points to a watchful, mixed thesis with moderate risk. Not investment advice.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
| Earnings per share are guided around $1.58 next quarter. |
| Broken |
| EPS guidance falls below $1.38 next quarter |
Diluted EPS: $1.27 per share FY2026-Q3; GAAP. Published target: ~$1.58 EPS. Same fiscal period as the stored target. Oct 22, 20261.27 USD/share · source valueLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Grow net income above $17.4 million | Net income rose from $16.3 million to $17.5 million in recent quarters. | Intact | net income falls below $17.4 million in any quarter | Net income: $14.009M FY2026-Q3; GAAP. Published target: >= $17.4 million net income. The stored target says 2026-Q2; this source reports FY2026-Q3. Fiscal/calendar alignment needs review. Oct 22, 202614,009,000 USD · source valueLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Stored thesis · Jul 8, 2026. Latest Evidence uses source-matched measurements where available, alongside the last thesis-monitor assessment. Source periods and assessment dates are shown separately. A new measurement does not automatically change the published status or verify an older target.
$5.65 → $5.93 · observed estimates
$0.23B → $0.23B · observed estimates
One fiscal period and provider throughout. At least five contributors are required for each plotted metric; missing coverage stays a gap. Axes show the observed range. Counts measure coverage, not revisions.
| Snapshot | EPS | Revenue | EPS / revenue analysts |
|---|---|---|---|
| 2026-07-24 | $5.65 | $226,046,000 | 2 / 1 |
| 2026-07-25 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-07-26 | $5.65 | $226,046,000 | 2 / 1 |
| 2026-07-27 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-07-28 | $5.65 | $226,046,000 | 2 / 1 |
| 2026-07-29 | $5.65 | $226,046,000 | 2 / 1 |
| 2026-07-30 | $5.65 | $226,046,000 | 2 / 1 |
| 2026-07-31 | $5.65 | $226,046,000 | 2 / 1 |
| 2026-08-01 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-08-02 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-08-03 | $5.65 | $226,046,000 | 2 / 1 |
| 2026-08-04 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-08-05 | $5.65 | $226,046,000 | 2 / 1 |
| 2026-08-06 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-08-07 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-08-08 | $5.65 | $226,046,000 | 2 / 1 |
| 2026-08-09 | $5.65 | $226,046,000 | 2 / 1 |
| 2026-08-10 | $5.65 | $226,046,000 | 2 / 1 |
| 2026-08-12 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-08-13 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-08-14 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-08-15 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-08-16 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-08-17 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-08-18 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-08-19 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-08-20 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-08-21 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-08-22 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-08-23 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-08-24 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-08-25 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-08-26 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-08-27 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-08-28 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-08-29 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-08-30 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-08-31 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-01 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-02 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-03 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-04 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-05 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-06 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-07 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-08 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-09 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-10 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-11 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-12 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-13 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-14 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-15 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-16 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-17 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-18 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-19 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-20 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-21 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-22 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-23 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-24 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-25 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-26 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-27 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-28 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-29 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-09-30 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-10-01 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-10-02 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-10-03 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-10-04 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-10-05 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-10-06 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-10-07 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-10-08 | $5.65 | $226,046,000 | 1 / 1 |
| 2026-10-09 | $5.65 | $226,216,000 | 1 / 1 |
| 2026-10-10 | $5.65 | $226,216,000 | 1 / 1 |
| 2026-10-11 | $5.65 | $226,216,000 | 1 / 1 |
| 2026-10-12 | $5.65 | $226,216,000 | 1 / 1 |
| 2026-10-13 | $5.65 | $226,216,000 | 1 / 1 |
| 2026-10-14 | $5.65 | $226,216,000 | 1 / 1 |
| 2026-10-15 | $5.65 | $226,216,000 | 1 / 1 |
| 2026-10-16 | $5.65 | $226,216,000 | 1 / 1 |
| 2026-10-17 | $5.65 | $226,216,000 | 1 / 1 |
| 2026-10-18 | $5.65 | $226,216,000 | 1 / 1 |
| 2026-10-19 | $5.65 | $226,216,000 | 1 / 1 |
| 2026-10-20 | $5.65 | $226,216,000 | 1 / 1 |
| 2026-10-21 | $5.65 | $226,216,000 | 1 / 1 |
| 2026-10-22 | $5.65 | $226,216,000 | 1 / 1 |
| 2026-10-23 | $5.65 | $226,216,000 | 1 / 1 |
| 2026-10-24 | $5.93 | $228,922,000 | 1 / 1 |
| 2026-10-25 | $5.93 | $228,922,000 | 1 / 1 |
| 2026-10-26 | $5.93 | $228,922,000 | 1 / 1 |
| 2026-10-27 | $5.93 | $228,922,000 | 1 / 1 |
| 2026-10-28 | $5.93 | $228,922,000 | 1 / 1 |
| 2026-10-29 | $5.93 | $228,922,000 | 1 / 1 |
| 2026-10-30 | $5.93 | $228,922,000 | 1 / 1 |
| 2026-10-31 | $5.93 | $228,922,000 | 1 / 1 |
| 2026-11-01 | $5.93 | $228,922,000 | 1 / 1 |
| 2026-11-02 | $5.93 | $228,922,000 | 1 / 1 |
| 2026-11-03 | $5.93 | $228,922,000 | 1 / 1 |
| 2026-11-04 | $5.93 | $228,922,000 | 1 / 1 |
Revenue and EPS estimates track expectations. They are not delivered results or like-for-like proof of a required annual path.
Latest: 0 Buy / Strong Buy · 2 Hold · 0 Sell / Strong Sell
Recent actions · Oct 6–Nov 4 · 0 recorded
Individual price-target observations are unavailable.
0 raises · 0 cuts · 0 unchanged · 0 without a comparable prior
Oct 6, 2026–Nov 4, 2026. Each firm's latest positive target is paired only with its immediately prior positive target from the same provider, at most 180 days earlier. Unmatched observations have one dot; conflicting observations are not compared.
3 of 3 published conditions remain under pressure or need verification. The next results need to address those conditions.
The dated weekly assessment and its assumptions are available in Read detailed Outlook.