Great Southern Bancorp, Inc. (GSBC)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$80.24+0.45%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · GSBC
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Met or beat guidance 50% of the last 2 guided quarters · -2.3% avg surprise
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Continue paying regular quarterly dividends to shareholders, maintaining a stable dividend per share.
Stated as a priority in 3 of last 3 quarters. The company declared and paid a consistent dividend of $0.43 per share in 2026-Q1 and 2026-Q2, continuing a 146-quarter consecutive dividend streak. This demonstrates delivery on the commitment to maintain consistent dividend payouts.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 62% for the rest of the cohort, n=10246).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“Declared a $0.43 per common share dividend for the second quarter of 2026.”
“Dividend per share was $0.43 for the first quarter of 2026.”
“Dividend per share was $0.40 for the fourth quarter of 2025.”
Prioritize increasing net income through disciplined balance sheet management and credit underwriting.
Stated as a priority in 3 of last 3 quarters. Net income declined from $19.8M in 2025-Q2 to $15.8M in 2026-Q2, partly due to one-time expenses, but increased slightly from $17.2M in 2025-Q1 to $17.5M in 2026-Q1. Management's focus on disciplined credit and balance sheet management is consistent with these mixed results, indicating limited progress toward net income growth.
“Focused on fundamentals including sound credit underwriting and balance sheet management.”
“Committed to fundamentals supporting performance including balance sheet management and credit discipline.”
“Emphasized disciplined execution and credit quality to support earnings.”
Implement operational improvements including branch consolidations and workforce reductions to enhance pre-tax income by over $2 million annually.
Stated as a priority in 2 of last 3 quarters. The company incurred $2.1 million in one-time expenses in 2026-Q2 related to branch consolidations and workforce reductions, increasing non-interest expense by $3.2 million versus 2025-Q2. Management expects these actions to increase annual pre-tax income by over $2 million starting in Q4 2026, indicating progress toward improved operational efficiency.
“Announced consolidation of nine banking centers and elimination of 66 positions to improve returns.”
“Discussed operational improvements and expense discipline to support earnings.”
Over the trailing year it converted 0.38x of net income into operating cash flow. Historically, Financials names rated fragile grew net income 52% of the time over the next year (vs 61% for the rest of the cohort, n=6844).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, real (inflation-adjusted) rates, Fed net liquidity, long-term interest rates (low R² over the window).
9 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated stable grew net income 56% of the time over the next year (vs 57% for the rest of the cohort, n=2725).
Not investment advice. As of 2026-09-04.