Hartford (The) (HIG)
NYSEFinancialsInsurance - DiversifiedSnapshot 2026-07-08
$138.76-0.63%
Close 2026-07-08 · 1-day change
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Track HIG free→Hartford keeps strong core earnings with ROE above 20%. Cash from operations grows steadily, reaching over $1 billion in Q1 2026. The stock trades cheap with a PE of 9.7 versus peers at 15.3. Analysts expect revenue growth around 3% next year.
Earnings missed in Q1 2026 and EPS estimates have been revised down recently. Revenue growth is modest at 3%, which may limit upside. Rising inflation and market volatility could pressure underwriting results and cash flow.
The price is about 5% below our fair value near $146. Analysts expect 3% revenue growth, which aligns with our view. The market fairly values the stock given its low PE and steady cash flow.
Breaks if: cash from operations falls below $985 million
Emphasize generating strong cash flow from operations to support strategic initiatives and shareholder returns.
Stated in 4 of last 4 quarters. Cash from operations was $1.045 billion in Q1 2026, up from $985 million in Q1 2025. The consistent focus on operational cash flow is delivering results, supporting strategic initiatives and shareholder returns.
Standing thesis, reviewed periodically — not a price target or advice.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“CFO: 'Cash from operations was $1.045 billion in Q1 2026, reflecting our operational strength.'”
“CFO: 'We generated $1.808 billion in cash from operations, supporting our strategic initiatives.'”
“CFO: 'Operational cash flow remains robust at $1.838 billion.'”
“CFO: 'Cash from operations was $1.291 billion, demonstrating our financial discipline.'”
Breaks if: core earnings ROE falls below 16%
Focus on sustaining high core earnings and return on equity through disciplined underwriting and strategic investments.
Stated in 4 of last 4 quarters. Core earnings ROE for the trailing 12-month period ending March 31, 2026, was 20.3%, up from 16.2% in the prior year. The trajectory shows consistent improvement, aligning with management's focus on maintaining strong core earnings and ROE.
“CEO: 'The Hartford is a proven and consistent performer delivering a trailing 12 month core earnings ROE of 20.3 percent.'”
“CEO: 'Our core earnings ROE reached 19.4 percent, reflecting our strategic focus.'”
“CEO: 'We continue to deliver strong core earnings with a ROE of 18.8 percent.'”
“CEO: 'Our core earnings ROE remains robust at 18.5 percent.'”
Breaks if: revenue growth falls below 1%