Hanover Bancorp, Inc. (HNVR)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$27.35+1.98%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · HNVR
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Continue to grow net income and improve profitability metrics including net interest income, net interest margin, and returns on assets and equity.
Stated as a priority in 3 of last 3 quarters. Net income increased from $2.4 million in 2025-Q2 to $4.1 million in 2026-Q2, with net interest margin expanding from 2.76% to 3.10% and returns on average tangible equity rising from 5.46% to 8.85%. Management's statements and financial results show delivering progress on profitability growth.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 62% for the rest of the cohort, n=10246).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“CEO: 'Record net interest income and margin expansion, net income $4.1 million or $0.55 per diluted share.'”
“CEO: 'Strengthening core performance and margin expansion to 2.96%, net income $1.9 million or $0.25 per diluted share.'”
“Reported net income of $3.5 million or $0.47 per diluted share, reflecting ongoing profitability focus.”
Continue paying a quarterly cash dividend of $0.10 per share on both common and Series A preferred shares.
Stated as a priority in 4 of last 4 quarters. The company consistently declared and paid a $0.10 per share quarterly dividend from 2025-Q4 through 2026-Q3. Dividend payments have been stable, matching management's commitment to maintain this payout.
“Board approved $0.10 per share cash dividend payable August 13, 2026.”
“Declared $0.10 per share quarterly cash dividend payable May 18, 2026.”
“Declared $0.10 per share quarterly cash dividend payable May 18, 2026.”
“Declared $0.10 per share quarterly cash dividend.”
Enhance capital base and reduce funding costs through issuance and refinancing of subordinated debt notes.
Stated as a priority in 2 of last 2 quarters. The company issued $35 million of subordinated notes in 2026-Q1 to redeem $25 million of higher cost floating rate notes, improving capital structure and reducing funding costs. Management is delivering on this capital management priority.
“Refinanced subordinated debt to enhance capital base and reduce borrowing costs.”
“Issued $35 million subordinated notes to redeem $25 million floating rate notes, reducing cost of funds.”
Open new full-service branch in downtown Riverhead, New York to serve East End Long Island customers.
Stated as a priority in 2 of last 2 quarters. Management reports the Riverhead branch is on schedule to open in 2026-Q3, with a temporary loan production office operational since 2026-Q1. This indicates progress delivering on the Long Island expansion plan.
“Riverhead branch expected to open in third quarter 2026 to serve East End Long Island.”
“Temporary loan production office in Riverhead operational since March 2026 in anticipation of branch opening.”
Appoint Kevin O'Connor as new President to strengthen leadership and support growth strategies.
Newly stated in 2026-Q2. The appointment of Kevin O'Connor as President was announced in July 2026. This is a recent leadership change intended to support growth, with no prior quarters stating this priority.
“Kevin O'Connor named President effective July 27, 2026, with extensive banking experience.”
Over the trailing year it converted 0.56x of net income into operating cash flow. Historically, Financials names rated fragile grew net income 52% of the time over the next year (vs 61% for the rest of the cohort, n=6844).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, real (inflation-adjusted) rates, Fed net liquidity, long-term interest rates (low R² over the window).
10 material management or governance events in the past 24 months, led by executive changes. Historically, Financials names rated neutral grew net income 56% of the time over the next year (vs 58% for the rest of the cohort, n=3751).
Not investment advice. As of 2026-09-04.