Hanover Bancorp, Inc. (HNVR)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$23.01+0.35%
Close 2026-11-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · HNVR
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -37.4% |
| Our one-year growth estimate | diamond | -28.9% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 8.5 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 230 industry peers · Company calendar date is not available
HNVR — earnings in line
Dated 2026-10-28
Results of Operations and Financial Condition On October 28, 2026, Hanover Bancorp, Inc. (the “Company”) issued a press release announcing its financial results for the three and nine months ended September 30, 2026. The press release issued by the Company on October 28, 2026 is furnished herewith as Exhibit 99.1. This information is being “furnished” in accordance with General Instruction B.2. of Form 8-K and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchan…
Why it matters: Loans rose 4.34% from Q2, led by niche-residential, CRE, and C&I lending. A sharp slowdown would weaken the growth story.
Watch forThe next report shows loans up at least 4% from the prior quarter, with growth in niche-residential, CRE, or C&I loans.
Also watch forThe next report shows loans flat or lower than the prior quarter, or reports a clear drop in loan production.
Why it matters: Hanover paid a $0.10 quarterly dividend and has a share buyback program. These actions show whether capital returns continue.
Watch forThe company declares another dividend of at least $0.10 per share. It also reports shares bought under its active program.
Also watch forThe company cuts or skips the quarterly dividend, or ends the buyback program without a new one.
Why it matters: Riverhead opened on September 30. New deposits would show the branch is adding to Hanover's Long Island business.
Supportive ifA later company report gives Riverhead branch deposits. It shows the balance has risen from its opening level.
Worry ifA later report shows Riverhead deposits are flat or lower, or says the branch closed or service was delayed.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$95 on $10,000 · ±0.9% | How much price usually moves either way. |
| Bad day | $220 loss on $10,000 · 2.2% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,734 loss on $10,000 · 17.3% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.