IDT Corp. (IDT)
NYSECommunication ServicesTelecommunications ServicesSnapshot 2026-09-04
$68.83+0.15%
Close 2026-09-04 · 1-day change
NYSECommunication ServicesTelecommunications ServicesSnapshot 2026-09-04
QuarterlyIQ Insights · IDT
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 9.0% |
| Our one-year growth estimate | diamond | -2.2% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 11.2 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-09-04 · Compared with 24 industry peers
IDT — credit agreement
Dated 2026-08-18
Entry into a Material Definitive Agreement. On August 13, 2026, IDT Telecom, Inc. (“IDT Telecom”), a subsidiary of IDT Corporation (the “Company”), entered into an amendment (the “Amendment”) to its revolving credit agreement with TD Bank, N.A. (the “Bank”). The Amendment, which is dated as of August 11, 2026, amends the revolving credit facility that was scheduled to mature on August 16, 2026. The Amendment (i) increases the amount of revolving credit that the Bank may extend to IDT Telecom…
Why it matters: Hitting this target shows IDT is growing and running well.
Supportive ifQ3 Adjusted EBITDA was $37.5 million or more.
Worry ifQ3 Adjusted EBITDA was less than $37.5 million.
Why it matters: An increase shows IDT wants to give value back to shareholders.
Supportive ifDividend declared at $0.08 per share.
Worry ifDividend remains at $0.07 per share or decreases.
Why it matters: Strong growth in digital transactions indicates market share gains and customer engagement. It can boost revenue in the fintech segment.
Supportive ifBOSS Money digital channel send volume growth exceeds 40% year over year.
Worry ifDigital channel send volume growth falls below 40%.
Why it matters: Strong growth here shows IDT is doing well in the market.
Supportive ifFintech segment revenue grew more than 20% from last year.
Worry ifFintech segment revenue grew less than 15% from last year.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$112 on $10,000 · ±1.1% | How much price usually moves either way. |
| Bad day | $260 loss on $10,000 · 2.6% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $3,163 loss on $10,000 · 31.6% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: A return to positive revenue growth in the sector signals a potential recovery. This could benefit IDT's performance.
Watch forSector revenue growth turns positive, showing growth above 2% year over year.
Also watch forSector revenue growth remains negative or below 0% year over year.
Why it matters: Higher guidance means IDT may perform better and grow more.
Supportive ifManagement raises its Adjusted EBITDA guidance. It is now higher than before.
Worry ifManagement keeps its Adjusted EBITDA guidance the same. It may also lower it.
Why it matters: Better cash flow shows IDT is running well and is financially strong.
Supportive ifCash from operations was more than $20 million.
Worry ifCash from operations was less than $16 million.
Why it matters: Growing dividends show financial health and a promise to give value to shareholders.
Supportive ifIDT announces a dividend increase or keeps the current dividend the same.
Worry ifIDT cuts the dividend or suspends growth plans.
Why it matters: A drop in cash flow could signal operational issues and affect growth plans.
Worry ifCash from operating activities is more than $16 million.
Less concerning ifCash from operating activities is less than $16 million.
Why it matters: Slowing growth may mean the market is full or facing competition.
Worry ifBOSS Money transaction growth exceeds 15% YoY.
Less concerning ifTransaction growth falls below 15% YoY.
Why it matters: Higher revenue growth shows net2phone's expansion and AI strategy is working. This helps the company.
Supportive ifnet2phone revenue growth exceeds 12% year over year.
Worry ifnet2phone revenue growth falls below 12%.
Why it matters: Growth in active terminals shows demand for IDT's services. A slowdown could indicate market challenges.
Supportive ifNet active terminals increase by more than 500 in the next quarter.
Worry ifNet active terminals decrease or grow by less than 200 in the next quarter.
Why it matters: Growing dividends show strong use of money and care for shareholders. This can bring in more investors.
Supportive ifDividend per share increases from $0.07 in Q3 2026 to $0.08 in Q4 2026.
Worry ifDividend per share stays at $0.07 or decreases in Q4 2026.
Why it matters: Stable cash flow is key for future investments and financial health. It affects strategies.
Watch forNet cash from operations stays around $18 million in Q4.
Also watch forNet cash from operations falls below $16 million in Q4.