Expectations trend
FY2028 · fiscal year ending 2028-06-30 · fmp
Jack Henry & Associates (JKHY)
NASDAQFinancialsInformation Technology ServicesSnapshot 2026-11-05
$180.26+0.61%
Close 2026-11-05 · 1-day change
NASDAQFinancialsInformation Technology ServicesSnapshot 2026-11-05
The long-term thesis, the evidence coming in, and the environment around it. Thesis dated Jul 8, 2026.
Next-FY EPS estimate change · 30 days
8.07 → 8.08 EPS · FY ending Jun 30, 2028 · 12 analysts
One observable signal. This measures changing earnings expectations, not the probability of a gain or loss.
Change in the same fiscal period’s mean EPS estimate from Oct 6, 2026 to Nov 5, 2026: (new ÷ prior − 1). Contributor count changed from 12 to 12; this is not the number of analysts revising. The ±10% axis is a display range.
The EPS and P/E reference is not available for JKHY yet.
| Measure / period | Management expectations | Analyst expectations |
|---|
Management figures unavailable.
Current consensus figures unavailable.
4 published thesis conditions, with dated milestones shown separately.
| Key Factor | Why It Matters | Current Status | Break Condition | Latest Evidence |
|---|---|---|---|---|
Stock buyback program expanded by 5 million shares | The company supports shareholders with a $5 million share buyback expansion. | Intact | No further buyback expansions or buybacks halted | Qualitative condition This condition has no defined numerical measure. Nov 5, 2026Last status assessment Nov 5, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Compare these dated observations with the operating requirements above
FY2028 · fiscal year ending 2028-06-30 · fmp
The evidence, the remaining questions, and what comes next
No recovery evidence is reported in the available driver assessments.
Observed price history; separate from operating scenarios
The weekly editorial context below is a separate assessment from the dated monitor evidence above. Recovery observations do not automatically change the published thesis. Unverified outside influences are hypotheses, not measured driver evidence.
This is a durable-growth business with a premium valuation, rather than a turnaround or a deep-value case. The long-term thesis is mildly favorable, but its current state is watch because recent financial performance remains below its industry cohort.
JKHY is valued at a durable premium to peers, and the evidence labels expectations as stretched, with a 0.19 expectations gap. Model confidence is low, while fragility is also low because no fragility signals were triggered.
Over the multi-year view, fiscal 2026 results showed revenue growth of 7.1% and operating income growth of 11.7%, alongside strong growth in cloud, faster payments, and digital and transaction revenue. Fiscal 2027 revenue guidance points to continued growth, but the latest quarter had a 12.2% year-over-year decline in GAAP operating income as expenses rose; near-term execution and guidance are key risks.
The thesis depends on whether JKHY can sustain revenue growth and expand margins while improving cost control. A guidance cut or falling interest rates could weigh on the near-term setup, while continued earnings strength and higher guidance from Financials peers could support sector momentum.
For the next one to three years, JKHY has evidence of durable growth in its core and newer offerings, but the latest quarter and premium expectations leave execution as the central issue. Not investment advice.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
| EPS rose 12.2% to $1.71 last quarter, with full year EPS guidance raised to $6.83. |
| Intact |
| Full year EPS falls below $6.0 |
Diluted EPS: $1.57 per share FY2026-Q4; GAAP. Published target: ~$6.83. Annual target cannot be compared with a quarterly or TTM observation. Aug 28, 20261.57 USD/share · source valueLast status assessment Nov 5, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Operating margin near 24.4% | A primary condition in Jack Henry & Associates's published investment case. The stated target is ~24.4%. | Intact | Operating margin falls below 23.5% | Operating margin: 21.24% FY2026-Q4; GAAP. Published target: ~24.4%. Annual target cannot be compared with a quarterly or TTM observation. Oct 2, 202621.237318 percent · calculatedLast status assessment Nov 5, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Full year revenue at or above $2.485 billion | Jack Henry grows revenue about 8.7% yearly and raised full year revenue guidance to $2.485 billion. | Intact | Full year revenue falls below $2.35 billion | Revenue: $633.098M FY2026-Q4; GAAP. Published target: >= $2.485 billion. Annual target cannot be compared with a quarterly or TTM observation. Aug 28, 2026633,098,000 USD · source valueLast status assessment Nov 5, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Stored thesis · Jul 8, 2026. Latest Evidence uses source-matched measurements where available, alongside the last thesis-monitor assessment. Source periods and assessment dates are shown separately. A new measurement does not automatically change the published status or verify an older target.
$7.88 → $8.08 · observed estimates
$2.85B → $2.88B · observed estimates
One fiscal period and provider throughout. At least five contributors are required for each plotted metric; missing coverage stays a gap. Axes show the observed range. Counts measure coverage, not revisions.
| Snapshot | EPS | Revenue | EPS / revenue analysts |
|---|---|---|---|
| 2026-07-24 | $7.88 | $2,854,952,981 | 10 / 10 |
| 2026-07-25 | $7.88 | $2,854,952,981 | 10 / 10 |
| 2026-07-26 | $7.88 | $2,854,952,981 | 10 / 10 |
| 2026-07-27 | $7.88 | $2,854,952,981 | 10 / 10 |
| 2026-07-28 | $7.88 | $2,854,952,981 | 10 / 10 |
| 2026-07-29 | $7.88 | $2,854,952,981 | 10 / 10 |
| 2026-07-30 | $7.88 | $2,854,952,981 | 10 / 10 |
| 2026-07-31 | $7.88 | $2,854,952,981 | 10 / 10 |
| 2026-08-01 | $7.88 | $2,854,952,981 | 10 / 10 |
| 2026-08-02 | $7.88 | $2,854,952,981 | 10 / 10 |
| 2026-08-03 | $7.88 | $2,854,952,981 | 10 / 10 |
| 2026-08-04 | $7.88 | $2,854,952,981 | 10 / 10 |
| 2026-08-05 | $7.88 | $2,854,952,981 | 10 / 10 |
| 2026-08-06 | $7.88 | $2,854,952,981 | 10 / 10 |
| 2026-08-07 | $7.88 | $2,854,952,981 | 10 / 10 |
| 2026-08-08 | $7.88 | $2,854,952,981 | 10 / 10 |
| 2026-08-09 | $7.88 | $2,854,952,981 | 10 / 10 |
| 2026-08-10 | $7.88 | $2,854,952,981 | 10 / 10 |
| 2026-08-12 | $7.88 | $2,854,952,981 | 10 / 10 |
| 2026-08-13 | $7.88 | $2,854,952,981 | 10 / 10 |
| 2026-08-14 | $7.88 | $2,854,952,981 | 10 / 10 |
| 2026-08-15 | $7.88 | $2,854,952,981 | 10 / 10 |
| 2026-08-16 | $7.88 | $2,854,952,981 | 10 / 10 |
| 2026-08-17 | $7.88 | $2,854,952,981 | 10 / 10 |
| 2026-08-18 | $7.88 | $2,854,952,981 | 10 / 10 |
| 2026-08-19 | $7.88 | $2,854,952,981 | 9 / 10 |
| 2026-08-20 | $7.95 | $2,869,188,556 | 8 / 9 |
| 2026-08-21 | $8.00 | $2,872,734,321 | 8 / 10 |
| 2026-08-22 | $8.01 | $2,873,921,571 | 8 / 10 |
| 2026-08-23 | $8.01 | $2,873,921,571 | 9 / 10 |
| 2026-08-24 | $8.01 | $2,873,921,571 | 9 / 10 |
| 2026-08-25 | $8.01 | $2,873,921,571 | 9 / 10 |
| 2026-08-26 | $8.01 | $2,873,921,571 | 9 / 10 |
| 2026-08-27 | $8.01 | $2,873,921,571 | 9 / 10 |
| 2026-08-28 | $8.01 | $2,873,921,571 | 9 / 10 |
| 2026-08-29 | $8.03 | $2,874,804,527 | 9 / 11 |
| 2026-08-30 | $8.03 | $2,874,804,527 | 9 / 11 |
| 2026-08-31 | $8.03 | $2,874,804,527 | 9 / 11 |
| 2026-09-01 | $8.03 | $2,874,804,527 | 9 / 11 |
| 2026-09-02 | $8.03 | $2,874,804,534 | 9 / 11 |
| 2026-09-03 | $8.03 | $2,874,804,534 | 9 / 11 |
| 2026-09-04 | $8.03 | $2,874,804,534 | 9 / 11 |
| 2026-09-05 | $8.03 | $2,874,804,534 | 9 / 11 |
| 2026-09-06 | $8.03 | $2,874,804,534 | 9 / 11 |
| 2026-09-07 | $8.03 | $2,874,804,534 | 9 / 11 |
| 2026-09-08 | $8.03 | $2,874,804,534 | 9 / 11 |
| 2026-09-09 | $8.03 | $2,874,804,534 | 9 / 11 |
| 2026-09-10 | $8.03 | $2,874,804,534 | 9 / 11 |
| 2026-09-11 | $8.03 | $2,874,804,534 | 9 / 11 |
| 2026-09-12 | $8.03 | $2,873,604,211 | 9 / 11 |
| 2026-09-13 | $8.03 | $2,873,604,211 | 9 / 11 |
| 2026-09-14 | $8.03 | $2,873,604,211 | 10 / 12 |
| 2026-09-15 | $8.03 | $2,873,604,211 | 10 / 12 |
| 2026-09-16 | $8.03 | $2,873,503,930 | 10 / 12 |
| 2026-09-17 | $8.05 | $2,877,421,024 | 11 / 12 |
| 2026-09-18 | $8.05 | $2,877,421,024 | 11 / 12 |
| 2026-09-19 | $8.05 | $2,877,421,024 | 11 / 12 |
| 2026-09-20 | $8.05 | $2,877,421,018 | 11 / 13 |
| 2026-09-21 | $8.05 | $2,877,421,018 | 11 / 13 |
| 2026-09-22 | $8.05 | $2,877,421,018 | 11 / 13 |
| 2026-09-23 | $8.05 | $2,877,421,018 | 11 / 13 |
| 2026-09-24 | $8.05 | $2,877,421,018 | 11 / 13 |
| 2026-09-25 | $8.06 | $2,878,541,018 | 11 / 13 |
| 2026-09-26 | $8.06 | $2,878,541,018 | 11 / 13 |
| 2026-09-27 | $8.06 | $2,878,541,018 | 11 / 13 |
| 2026-09-28 | $8.06 | $2,878,541,018 | 11 / 13 |
| 2026-09-29 | $8.07 | $2,880,500,954 | 11 / 13 |
| 2026-09-30 | $8.07 | $2,880,500,954 | 11 / 13 |
| 2026-10-01 | $8.07 | $2,883,303,486 | 12 / 14 |
| 2026-10-02 | $8.07 | $2,883,303,486 | 12 / 14 |
| 2026-10-03 | $8.07 | $2,883,303,486 | 12 / 14 |
| 2026-10-04 | $8.07 | $2,883,303,486 | 12 / 14 |
| 2026-10-05 | $8.07 | $2,883,303,486 | 12 / 14 |
| 2026-10-06 | $8.07 | $2,883,303,486 | 12 / 14 |
| 2026-10-07 | $8.07 | $2,883,303,486 | 12 / 14 |
| 2026-10-08 | $8.07 | $2,883,303,486 | 12 / 14 |
| 2026-10-09 | $8.07 | $2,883,303,486 | 12 / 14 |
| 2026-10-10 | $8.07 | $2,883,303,486 | 12 / 14 |
| 2026-10-11 | $8.07 | $2,883,303,486 | 12 / 14 |
| 2026-10-12 | $8.07 | $2,883,303,486 | 12 / 14 |
| 2026-10-13 | $8.07 | $2,883,303,486 | 12 / 14 |
| 2026-10-14 | $8.06 | $2,883,303,486 | 12 / 14 |
| 2026-10-15 | $8.06 | $2,883,303,486 | 12 / 14 |
| 2026-10-16 | $8.07 | $2,883,861,371 | 12 / 14 |
| 2026-10-17 | $8.07 | $2,883,861,371 | 12 / 14 |
| 2026-10-18 | $8.07 | $2,883,861,371 | 13 / 14 |
| 2026-10-19 | $8.07 | $2,883,861,371 | 13 / 14 |
| 2026-10-20 | $8.07 | $2,883,861,371 | 13 / 14 |
| 2026-10-21 | $8.07 | $2,883,861,371 | 13 / 14 |
| 2026-10-22 | $8.08 | $2,884,149,606 | 13 / 14 |
| 2026-10-23 | $8.08 | $2,884,148,412 | 13 / 14 |
| 2026-10-24 | $8.08 | $2,884,148,412 | 13 / 14 |
| 2026-10-25 | $8.08 | $2,884,148,412 | 13 / 14 |
| 2026-10-26 | $8.08 | $2,884,148,412 | 13 / 14 |
| 2026-10-27 | $8.08 | $2,884,148,412 | 13 / 14 |
| 2026-10-28 | $8.08 | $2,884,148,412 | 13 / 14 |
| 2026-10-29 | $8.08 | $2,884,148,412 | 13 / 14 |
| 2026-10-30 | $8.08 | $2,884,148,412 | 13 / 14 |
| 2026-10-31 | $8.08 | $2,883,177,830 | 13 / 14 |
| 2026-11-01 | $8.08 | $2,883,177,830 | 13 / 14 |
| 2026-11-02 | $8.08 | $2,883,177,830 | 12 / 14 |
| 2026-11-03 | $8.08 | $2,883,177,830 | 12 / 14 |
| 2026-11-04 | $8.08 | $2,883,177,830 | 12 / 14 |
| 2026-11-05 | $8.08 | $2,883,177,830 | 12 / 14 |
Revenue and EPS estimates track expectations. They are not delivered results or like-for-like proof of a required annual path.
Latest: 15 Buy / Strong Buy · 6 Hold · 0 Sell / Strong Sell
Recent actions · Oct 7–Nov 5 · 4 recorded
Individual price-target observations are unavailable.
0 raises · 0 cuts · 0 unchanged · 0 without a comparable prior
Oct 7, 2026–Nov 5, 2026. Each firm's latest positive target is paired only with its immediately prior positive target from the same provider, at most 180 days earlier. Unmatched observations have one dot; conflicting observations are not compared.
Look for updated results and guidance against the published targets, plus direct evidence for unresolved drivers.
4 of 4 published conditions remain under pressure or need verification. The next results need to address those conditions.
The dated weekly assessment and its assumptions are available in Read detailed Outlook.