Jack Henry & Associates (JKHY)
NASDAQFinancialsInformation Technology ServicesSnapshot 2026-11-05
$180.26+0.61%
Close 2026-11-05 · 1-day change
NASDAQFinancialsInformation Technology ServicesSnapshot 2026-11-05
QuarterlyIQ Insights · JKHY
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 36.9% |
| Our one-year growth estimate | diamond | 7.9% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-11-05.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 29.1 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-05 · Compared with 28 industry peers · Company calendar date is not available
JKHY — CEO transition
Dated 2026-08-24
Director — Richard N. Preece: The filing discloses the appointment of a new independent director to fill a vacancy created by a routine retirement, which is a standard board composition change rather than a loss of senior executive management.
Why it matters: Fiscal 2027 guidance calls for $2,659 million to $2,684 million in adjusted revenue. Q1 results test that growth path.
Supportive ifOn Nov. 3, adjusted revenue growth is at least 6.6% year over year, matching fiscal Q4 growth.
Worry ifOn Nov. 3, adjusted revenue growth is below 6.6% year over year.
Why it matters: Fiscal Q4 costs rose faster than revenue, and operating income fell. The next report can show if that pressure is easing.
Worry ifIn fiscal Q1, operating costs rise faster than revenue. Operating margin falls year over year.
Less concerning ifIn fiscal Q1, operating costs rise more slowly than revenue. Operating margin holds steady or grows year over year.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$125 on $10,000 · ±1.2% | How much price usually moves either way. |
| Bad day | $296 loss on $10,000 · 3.0% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $3,569 loss on $10,000 · 35.7% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.