Kentucky First Federal Bancorp (KFFB)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$6.11+11.09%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · KFFB
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Evaluate and potentially resume quarterly dividend payments to shareholders, subject to board and regulatory approval.
Stated as a priority in 3 disclosures including 2026-Q3. The Board declared a $0.05 per share dividend payable September 21, 2026, following prior announcements of evaluating dividends up to $0.10 per share. This shows delivering on the resumption of dividends after suspension since November 2023.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 1 of the last 3 quarter-over-quarter moves. Historically, Financials names rated weak grew net income 57% of the time over the next year (vs 60% for the rest of the cohort, n=7680).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“Board declared a cash dividend of $0.05 per share payable on September 21, 2026.”
Increase operating income through higher net interest income and controlled expenses to enhance profitability.
Stated as a priority in 4 quarters including 2026-Q3. Net income rose from $7,000 in 2025-Q3 to $581,000 in 2026-Q3, driven by increased net interest income and controlled expenses. Operating income improved significantly from $15,000 in 2025-Q2 to $401,000 in 2026-Q2, indicating delivering on profitability improvement.
“Net income of $581,000 for three months ended March 31, 2026, compared to $7,000 for prior year.”
“Operating income increased to $401,000 in 2026-Q2 from $15,000 in 2025-Q2.”
“Operating income of $453,000 for 2026-Q1 compared to $15,000 in 2025-Q1.”
“Operating income of $238,000 for 2025-Q4 compared to negative $1,116,000 in 2024-Q4.”
Over the trailing year it converted -6.90x of net income into operating cash flow. Historically, Financials names rated fragile grew net income 52% of the time over the next year (vs 61% for the rest of the cohort, n=6844).
Not enough signal yet.
Not enough signal to read sensitivity to the US dollar, the broad stock market, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
6 material management or governance events in the past 24 months, led by executive changes. Historically, Financials names rated stable grew net income 56% of the time over the next year (vs 57% for the rest of the cohort, n=2725).
Not investment advice. As of 2026-09-04.