Kentucky First Federal Bancorp (KFFB)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$6.11+11.09%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · KFFB
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance dropped from the top half to the bottom half of its industry over the past month — the reason to own it has weakened.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 7.5% |
| Our one-year growth estimate | diamond | 14.3% |
Growth built into the price is above our model estimate.
The price assumes 6.8 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Worth watching into the next print: this name is a smaller-cap name (higher miss base rate) and is on a run of consecutive earnings misses. A fundamental tilt, not a price call.
Model as of 2026-09-04 · Compared with 220 industry peers · Company calendar date is not available
KFFB — dividend update
Dated 2026-07-29
Other Events On July 28, 2026, Kentucky First Federal Bancorp (the “Company”) announced that the Board of Directors declared a quarterly dividend of $0.05 per share for shareholders of record on August 31, 2026, to be paid on September 21, 2026. For more information, see the Company’s press release dated July 28, 2026, which is filed as Exhibit 99.1 hereto and is incorporated herein by reference.
Why it matters: Better operating income shows good cost management. This can help investors feel more confident.
Supportive ifOperating income goes up year over year in the next earnings report.
Worry ifOperating income goes down or stays the same year over year in the next report.
Why it matters: This payment comes after the Board's choice. It shows that the company is doing well.
Supportive ifThe $0.05 dividend is paid to shareholders as scheduled.
Worry ifThe dividend payment is delayed or canceled.
Why it matters: A decrease in liabilities can improve net interest margins. It shows the bank is managing its funding costs effectively.
Supportive ifAverage interest-bearing loans fall by over 1.5% in Q2 2026.
Worry ifAverage interest-bearing loans increase or stay the same.
Why it matters: Changes in average loan rates can affect interest income. Higher rates can help make more money.
Supportive ifAverage rate on loans increases by more than 50 basis points.
Worry ifAverage rate on loans decreases or remains flat.
Why it matters: Better operating income means the company is managing costs and growing revenue well. This helps long-term stability.
Supportive ifOperating income is more than $755,000 in Q3 2026. This shows ongoing growth.
Worry ifOperating income is below $755,000 in Q3 2026, showing problems.
Why it matters: If revenue growth falls below the median, it may show a slowdown in the financial sector. This could affect KFFB.
Worry ifRevenue growth in the financial sector falls below its median rate.
Less concerning ifRevenue growth in the financial sector remains above its median rate.
Why it matters: Growth in net interest income helps the company make more money. This is important for financial stability.
Supportive ifNet interest income increases by more than 30% year over year in Q2 2026.
Worry ifNet interest income growth is less than 20% year over year in Q2 2026.
Why it matters: This meeting will look at starting dividends again. This affects how investors feel and where money goes.
Watch forThe Board decides to declare a dividend of up to $0.10 per share.
Also watch forThe Board decides to maintain the suspension of dividends.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$169 on $10,000 · ±1.7% | How much price usually moves either way. |
| Bad day | $644 loss on $10,000 · 6.4% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,612 loss on $10,000 · 16.1% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.