Kinsale Capital Group (KNSL)
NYSEFinancialsInsurance - Property & CasualtySnapshot 2026-11-05
$396.80+1.29%
Close 2026-11-05 · 1-day change
NYSEFinancialsInsurance - Property & CasualtySnapshot 2026-11-05
QuarterlyIQ Insights · KNSL
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -5.0% |
| Our one-year growth estimate | diamond | -15.2% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-11-05.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 10.2 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-05 · Compared with 30 industry peers · Company calendar date is not available
KNSL — CFO transition
Dated 2026-10-22
CFO — Bryan P. Petrucelli: The CFO is retiring with a named internal successor, representing an orderly succession rather than a sudden loss of leadership.
Why it matters: Competition cut Commercial Property premiums 26.8% in Q3. A smaller drop would ease pressure on total written premiums.
Worry ifQ4 Commercial Property gross written premiums fall more than 20% year over year again.
Less concerning ifQ4 Commercial Property gross written premiums fall less than 10% year over year or turn positive.
Why it matters: Gross written premiums fell in each of the first three quarters. Growth would show that gains outside property are offsetting competition.
Supportive ifA reported quarter shows total gross written premiums above the same quarter last year.
Worry ifGross written premiums fall more than 4% year over year for another quarter.
Why it matters: Net investment income rose 17.5% in Q3 as the investment portfolio grew. Slower growth would weaken this source of earnings.
Supportive ifThe next quarter's net investment income is higher than the same quarter last year.
Worry ifThe next quarter's net investment income is flat or lower year over year.
Why it matters: A low combined ratio shows that premiums still cover claims and costs. Q3 was 75.4%, but prior-year reserve gains helped.
Supportive ifThe next reported combined ratio stays below 78%, with prior-year reserve gains no larger than 4.5 points.
Worry ifThe next combined ratio is above 80%, or prior-year reserve gains exceed 4.5 points.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$150 on $10,000 · ±1.5% | How much price usually moves either way. |
| Bad day | $367 loss on $10,000 · 3.7% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $2,987 loss on $10,000 · 29.9% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.