Kearny Financial Corp/MD (KRNY)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$9.03-3.11%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · KRNY
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits well below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -10.1% |
| Our one-year growth estimate | diamond | -21.9% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 11.8 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 230 industry peers · Company calendar date is not available
KRNY — earnings miss
Dated 2026-10-22
Results of Operation and Financial Condition On October 22, 2026, Kearny Financial Corp. (the “Company”), the holding company for Kearny Bank, issued a press release reporting its financial results for the period ended September 30, 2026. A copy of the press release announcing the results is included as Exhibit 99.1 to this Current Report on Form 8-K and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by refere…
Why it matters: The board kept the quarterly dividend at $0.11 per share. The November payment confirms that plan was carried out.
Watch forKRNY pays $0.11 per share on November 18, 2026, as stated in its release.
Also watch forKRNY announces a change to the $0.11 payment or does not pay it on November 18, 2026.
Why it matters: Expenses fell 6.1% in Q1, but some of that drop came from one-time costs in the prior quarter. A lasting drop would support earnings.
Supportive ifQ2 FY2027 non-interest expense stays at or below $31.8 million.
Worry ifQ2 FY2027 non-interest costs rise above $31.8 million.
Why it matters: Margin fell to 2.23% in Q1 FY2027. Management said loan repricing and balance sheet changes can lift it.
Supportive ifReported net interest margin rises above 2.23% in Q2 FY2027.
Worry ifReported net interest margin stays at or below 2.23% in Q2 FY2027.
Why it matters: KRNY grew loans and deposits in Q1 FY2027. Another quarter of growth would support its commercial banking plan.
Supportive ifIn Q2 FY2027, loans and deposits both grow from September 30 levels, with annual growth rates above 0%.
Worry ifIn Q2 FY2027, either loans or deposits fall from September 30 levels.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$73 on $10,000 · ±0.7% | How much price usually moves either way. |
| Bad day | $224 loss on $10,000 · 2.2% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,449 loss on $10,000 · 14.5% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.