LendingClub Corp. (LC)
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-09-04
$19.210.00%
Close 2026-07-22 · 1-day change
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-09-04
QuarterlyIQ Insights · LC
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -10.1% |
| Our one-year growth estimate | diamond |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
| 15.2% |
Growth built into the price is above our model estimate.
The price assumes 25.3 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-09-04 · Compared with 38 industry peers · Company calendar date is not available
LC — legal / regulatory event
Dated 2026-06-02
Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing On June 2, 2026, LendingClub Corporation (the “Company”), acting pursuant to authorization from its Board of Directors, notified the New York Stock Exchange (the “NYSE”) of its intention to voluntarily withdraw the listing of its common stock, par value $0.01 per share (“Common Stock”), from the NYSE and transfer the listing to The Nasdaq Stock Market LLC (“Nasdaq”). The Company expects that th…
Why it matters: FOMC decisions can change interest rates. This affects LendingClub's loans and profits.
Watch forFOMC raises interest rates. This leads to better loan origination rates.
Also watch forFOMC cuts interest rates. This results in lower loan origination rates.
Why it matters: The transfer may change stock performance and how investors feel. Any problems could show operational issues.
Worry ifNo major problems were reported after the transfer to Nasdaq.
Less concerning ifThere is negative news or stock performance issues after the transfer.
Why it matters: If revenue growth slows, it could indicate a broader slowdown in the financial sector.
Worry ifRevenue growth falls below 15%, which is the current median.
Less concerning ifRevenue growth stays at or above 15%, showing continued strength.
Why it matters: The transfer to Nasdaq may attract more investors and improve stock liquidity.
Watch forStock performance gets much better after listing on Nasdaq.
Also watch forStock performance drops or stays the same after the Nasdaq listing.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$164 on $10,000 · ±1.6% | How much price usually moves either way. |
| Bad day | $587 loss on $10,000 · 5.9% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $3,828 loss on $10,000 · 38.3% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: A good rebranding can help connect with customers. It can also improve market position.
Supportive ifAll branding materials show the Happen Bank identity.
Worry ifBig problems happen during the rebranding process.
Why it matters: Moving to Nasdaq could help more people see the company. It may attract more investors.
Supportive ifAn official announcement says the move to Nasdaq is done.
Worry ifDelisting from NYSE without a successful transfer to Nasdaq.
Why it matters: Confirming this EPS range signals strong earnings growth and effective management. It reassures investors.
Supportive if2026 diluted EPS reported at $1.65 or higher.
Worry if2026 diluted EPS was below $1.65.
Why it matters: This range shows if LendingClub is on track to meet its growth targets. Strong originations signal continued demand for loans.
Supportive ifIn Q2 2026, loan originations were $3.0 billion or more.
Worry ifIn Q2 2026, loan originations were less than $3.0 billion.
Why it matters: This range indicates if LendingClub is on track to meet its annual EPS goals. Strong EPS growth signals financial health.
Supportive ifQ2 2026 diluted EPS reported at or above $0.40.
Worry ifQ2 2026 diluted EPS reported below $0.40.
Why it matters: This event marks the official transition to Nasdaq and the new Happen Bank brand. It reflects the company's growth and innovation.
Supportive ifThe Nasdaq Opening Bell ceremony went well and got good media coverage.
Worry ifThe ceremony was canceled or not well received. This may show rebranding issues.
Why it matters: The launch signifies the completion of the rebranding process. A successful launch can boost customer engagement and trust.
Supportive ifCustomers gave positive feedback and engagement was high after the launch on June 22, 2026.
Worry ifCustomers were unhappy. Engagement was low after the launch.