LendingClub Corp. (LC)
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-11-04
$19.210.00%
Close 2026-07-22 · 1-day change
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-11-04
QuarterlyIQ Insights · LC
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -10.1% |
| Our one-year growth estimate | diamond |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
| 15.2% |
Growth built into the price is above our model estimate.
The price assumes 25.3 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 22 industry peers · Company calendar date is not available
LC — legal / regulatory event
Dated 2026-06-02
Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing On June 2, 2026, LendingClub Corporation (the “Company”), acting pursuant to authorization from its Board of Directors, notified the New York Stock Exchange (the “NYSE”) of its intention to voluntarily withdraw the listing of its common stock, par value $0.01 per share (“Common Stock”), from the NYSE and transfer the listing to The Nasdaq Stock Market LLC (“Nasdaq”). The Company expects that th…
Why it matters: Q1 originations grew 31% to $2.7B. Meeting the Q2 target would confirm that growth continued.
Supportive ifQ2 2026 loan originations land between $3.0B and $3.1B, or higher.
Worry ifQ2 2026 loan originations fall below $3.0B.
Why it matters: FVO sends changes in loan value through income each quarter. A rise in credit losses could pressure earnings.
Worry ifReported net charge-offs on loans held for investment rise above the Q1 level of $42.5M.
Less concerning ifNet charge-offs stay at or below $42.5M and reported FVO value changes do not reduce income.
Why it matters: Lower deposit costs helped lift Q1 net interest margin to 6.28%. Higher costs could weaken that gain.
Worry ifNet interest margin falls below 6.28% as deposit funding costs rise from Q1.
Less concerning ifNet interest margin stays at or above 6.28%, with deposit funding costs at or below Q1 levels.
Why it matters: The full-year target sets a clear test for earnings growth. Q1 diluted EPS was $0.44.
Supportive ifReported 2026 diluted EPS reaches at least $1.65 and no more than $1.80.
Worry ifManagement lowers its 2026 EPS range below $1.65, or reported EPS misses that floor.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$164 on $10,000 · ±1.6% | How much price usually moves either way. |
| Bad day | $601 loss on $10,000 · 6.0% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $3,828 loss on $10,000 · 38.3% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.