LendingClub Corp. (LC)
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-09-04
$19.210.00%
Close 2026-07-22 · 1-day change
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-09-04
Research Workspace
Put LC beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
The reason to own it still holds.
View ThesisRevenue growth is slowing — up about 8% over the past year and decelerating.
View GrowthRanks in the weakest quality tier of its industry — roughly the bottom 31%, softest on free-cash-flow margins.
View QualityMiddle-of-the-pack management execution.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationThis stock is highly volatile — it swings about 2% on a typical day and fell roughly 38% in its worst 12-month stretch.
View RiskLC's growth relies on its strong financial performance and AI-powered lending capabilities. Revenue growth is strong, supported by a favorable sector backdrop. LC trades at a premium compared to its peers, with no current priced-in expectations. The next-quarter miss probability is near 21%. Peer multiples imply a price about 8% below where it trades. This read is provisional.
Trailing returns as of 2026-07-22. LC is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 10 analysts currently covering LC (as of Jun 2026).
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
Continue this research
Compare LC with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| LC Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 0 valuation methods, at three horizons. As of 2026-09-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Regional Banks — fair value, gap to price, and forward P/E.
Compare the value case
Put LC next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Transformation supports growth in digital banking services.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-07-22. EPS is implied from price ÷ P/E. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Above average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Advances: Increase EPS to $1.65-$1.80 for 2026
Q1 EPS jump supports growth towards EPS target.
Advances: Transfer listing to Nasdaq
Nasdaq move enhances visibility and credibility.
Advances: Increase EPS to $1.65-$1.80 for 2026
Earnings beat indicates strong performance towards EPS goal.
