LM FUNDING AMERICA INC (LMFA)
NASDAQFinancialsFinancial - Credit ServicesSnapshot 2026-11-04
$1.960.00%
Close 2026-07-28 · 1-day change
NASDAQFinancialsFinancial - Credit ServicesSnapshot 2026-11-04
QuarterlyIQ Insights · LMFA
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits well below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 20.6% |
| Our one-year growth estimate | diamond | 12.3% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 8.4 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Elevated risk of a next-quarter earnings miss: this name is a smaller-cap name (higher miss base rate) and has been missing across recent quarters. A fundamental tilt, not a price call.
Model as of 2026-11-04 · Compared with 22 industry peers · Company calendar date is not available
LMFA — capital allocation — Creation of a Direct Financial Obligation
Dated 2026-08-28
Creation of a Direct Financial Obligation On August 25, 2026, PowerCompute, Inc. (the “Company”), through its wholly owned subsidiary US Digital Mining and Hosting Co, LLC (the “Borrower”), entered into a new loan facility (the “Loan Facility”) with ChainFi Inc. d/b/a/ Arch Lending (“Arch”) pursuant to which Arch made available to the Borrower a new non-recourse, collared, 30-day loan secured by the Borrower’s Bitcoin (a "Collar Loan"). On August 25, 2026, the Borrower borrowed an aggregate o…
Why it matters: The company plans to use its 26 megawatts of power for higher-value computing. A signed deal would show this plan has moved forward.
Supportive ifA company filing names an HPC or AI customer and gives a signed contract or service start date.
Worry ifThe next quarterly update names no customer, contract, or start date for HPC or AI services.
Why it matters: The company said it sells Bitcoin to fund operations and plans. Holdings fell from 338.2 BTC in March to 315.1 BTC in July.
Worry ifA monthly update reports Bitcoin holdings below 315 BTC. It does not show a clear change in how holdings are counted.
Less concerning ifMonthly updates show holdings at or above 315 BTC for three straight months.
Why it matters: The company reported a $10.1 million net loss in Q1, driven in part by Bitcoin value changes and platform costs. Lower losses would show improvement.
Supportive ifThe next quarterly report shows a smaller operating loss than Q1's $6.4 million loss.
Worry ifThe next quarterly report shows an operating loss of $6.4 million or more.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$341 on $10,000 · ±3.4% | How much price usually moves either way. |
| Bad day | $1,101 loss on $10,000 · 11.0% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $9,444 loss on $10,000 · 94.4% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.