LAKE SHORE BANCORP INC/MD (LSBK)
NASDAQFinancialsBanks - RegionalSnapshot 2026-07-07
$17.17+0.94%
Close 2026-07-07 · 1-day change
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Track LSBK free→NASDAQFinancialsBanks - RegionalSnapshot 2026-07-07
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Track LSBK free→Lake Shore Bancorp keeps paying a steady dividend of $0.09 per share. The bank trades at a reasonable price-to-earnings ratio of 14.7, close to peers. It has a clear plan to return cash to shareholders with a share buyback program. The company shows stable earnings with EPS guidance near $0.97 for 2026.
The bank faces risks from activist investor pressure and legal issues. Earnings growth is modest, with EPS only expected to rise from $0.7 in 2025 to $0.97 in 2026. The stock’s valuation is slightly elevated compared to peers, which could limit upside.
The stock price is about 6% below our valuation range midpoint and implies slightly negative growth over 3 to 5 years. Our view expects stable earnings and dividends, which is somewhat more optimistic than the implied modest decline.
Breaks if: No meaningful buybacks executed by end of 2026
Continue to declare a cash dividend of $0.09 per share on outstanding common stock.
Standing thesis, reviewed periodically — not a price target or advice.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Stated in 3 of last 3 quarters. Dividend per share has been consistently maintained at $0.09 from 2025-Q3 to 2026-Q1. This reflects a stable capital allocation strategy, with no change in the dividend amount, indicating a focus on providing consistent returns to shareholders.
“On April 22, 2026, the Board declared a cash dividend of $0.09 per share.”
“On January 21, 2026, the Board declared a cash dividend of $0.09 per share.”
“On October 21, 2025, the Board declared a cash dividend of $0.09 per share.”
Breaks if: dividend per share falls below $0.09 in any quarter of 2026
Continue to declare a cash dividend of $0.09 per share on outstanding common stock.
Stated in 3 of last 3 quarters. Dividend per share has been consistently maintained at $0.09 from 2025-Q3 to 2026-Q1. This reflects a stable capital allocation strategy, with no change in the dividend amount, indicating a focus on providing consistent returns to shareholders.
“On April 22, 2026, the Board declared a cash dividend of $0.09 per share.”
“On January 21, 2026, the Board declared a cash dividend of $0.09 per share.”
“On October 21, 2025, the Board declared a cash dividend of $0.09 per share.”
Breaks if: EPS falls below $0.97 in FY26