Results of Operations and Financial Condition. Medallion Financial Corp. (the “Company”), issued a press release to the news media announcing, among other things, the Company’s results for the quarter ended September 30, 2026. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. The information in the press release is being furnished, not filed, pursuant to

Regulation FD Disclosure. On October 19 , 2026 , the Company issued a press release announcing the repurchase of the Trust Preferred Securities from BIMIZCI and its entry into the Purchase Agreement. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. The information in the press release is being furnished, not filed, pursuant to

Entry into a Material Definitive Agreement. On October 16, 2026, Medallion Financial Corp. (the “ Company ”) entered into a Purchase and Settlement Agreement (the “ Purchase Agreement ”) with BIMIZCI Fund LLC (“ BIMIZCI ”) and ZimCal Asset Management LLC (“ ZimCal ” and, together with BIMIZCI, the “ Investor Parties ”). Pursuant to the Purchase Agreement, the Company has agreed to purchase from BIMIZCI trust preferred securities of Medallion Financing Trust I having a liquidation amount of $1…

Results of Operations and Financial Condition. Medallion Financial Corp. (the “Company”), issued a press release to the news media announcing, among other things, the Company’s results for the quarter ended June 30, 2026. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. The information in the press release is being furnished, not filed, pursuant to

Chief Executive Officer — Donald S. Poulton: Donald S. Poulton is retiring as Chief Executive Officer and transitioning to a director role.

Chief Executive Officer — Donald Poulton: Mr. Donald Poulton is retiring from his position as CEO with a named successor.

Results of Operations and Financial Condition. Medallion Financial Corp. (the “Company”), issued a press release to the news media announcing, among other things, the Company’s results for the quarter ended March 31, 2026. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. The information in the press release is being furnished, not filed, pursuant to

Entry into a Material Definitive Agreement. On April 28, 2026, Medallion Financial Corp., a Delaware corporation (the “Company”), entered into a Note Purchase Agreement (the “Note Purchase Agreement”) with affiliates of JP Morgan Investment Management Inc. and certain other institutional investors relating to the private placement of $75.0 million aggregate principal amount of the Company’s 8.25% Senior Notes due 2031 (the “Notes”). Closing of the issuance and sale of the Notes occurred on Ap…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. Reference is made to the disclosure set forth under

Triggering Events That Accelerate or Increase a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement. A portion of Medallion Financial Corp.'s consolidated borrowings ($73.5 million, or approximately 3%, as of March 31, 2026) are through debenture financing provided by the Small Business Administration (the “SBA”) to our subsidiary Medallion Capital, Inc. (“Medallion Capital”). These SBA debentures provide us access to long-term borrowings (typically 10 years) a…

Results of Operations and Financial Condition. Medallion Financial Corp. (the “Company”), issued a press release to the news media announcing, among other things, the Company’s results for the year and quarter ended December 31, 2025. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. The information in the press release is being furnished, not filed, pursuant to

President of Medallion Bank (Haley); CEO of Medallion Bank (Poulton) — David Justin Haley, Donald Poulton: Mr. David Justin Haley was promoted to President of Medallion Bank, while Mr. Donald Poulton remains as CEO but no longer holds the role of President.

Results of Operations and Financial Condition. Medallion Financial Corp. (the “Company”), issued a press release to the news media announcing, among other things, the Company’s results for the quarter ended September 30, 2025. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. The information in the press release is being furnished, not filed, pursuant to

CEO — Mr. Alvin Murstein: Alvin Murstein is transitioning from CEO to Executive Chairman, with his son Andrew taking over as President and CEO.

Results of Operations and Financial Condition. Medallion Financial Corp. (the “Company”), issued a press release to the news media announcing, among other things, the Company’s results for the quarter ended June 30, 2025. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. The information in the press release is being furnished, not filed, pursuant to

The filing describes an amendment to the equity incentive plan, not a management change.

Other Events On May 30, 2025, U.S. District Court for the Southern District of New York entered a Final Judgment (the “Final Judgment”) as to Medallion Financial Corp. (the “Company”) and its President and Chief Operating Officer resolving the previously disclosed Securities and Exchange Commission (“SEC”) litigation. The parties agreed to settle the matter with the SEC, consenting to the entry of the Final Judgment, without admitting or denying the allegations of the SEC complaint. Pursuant…

Results of Operations and Financial Condition. Medallion Financial Corp. (the “Company”), issued a press release to the news media announcing, among other things, the Company’s results for the quarter ended March 31, 2025. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. The information in the press release is being furnished, not filed, pursuant to

Results of Operations and Financial Condition. Medallion Financial Corp. (the “Company”), issued a press release to the news media announcing, among other things, the Company’s results for the year and quarter ended December 31, 2024. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. The information in the press release is being furnished, not filed, pursuant to

Results of Operations and Financial Condition. Medallion Financial Corp. (the “Company”), issued a press release to the news media announcing, among other things, the Company’s results for the quarter ended September 30, 2024. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. The information in the press release is being furnished, not filed, pursuant to

Results of Operations and Financial Condition. Medallion Financial Corp. (the “Company”), issued a press release to the news media announcing, among other things, the Company’s results for the quarter ended June 30, 2024. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. The information in the press release is being furnished, not filed, pursuant to

Entry into a Material Definitive Agreement. On June 25, 2024, Medallion Financial Corp., a Delaware corporation (the "Company"), entered into a Note Purchase Agreement (the "Note Purchase Agreement") with a certain institutional investor relating to the private placement of $5.0 million aggregate principal amount of the Company’s 8.875% Senior Notes due 2039. In connection with such private placement, the Company’s existing $12.5 million aggregate principal amount of 9.00% Senior Notes due 20…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. Reference is made to the disclosure set forth under

Changes in Registrant’s Certifying Accountant. Effective June 3, 2024, Medallion Financial Corp. (the "Company") engaged Plante & Moran, PLLC (“Plante Moran”), as its independent registered public accounting firm for the fiscal year ending December 31, 2024. The engagement of Plante Moran as the Company’s independent registered public accounting firm was approved by the Company’s audit committee. During the two most recent fiscal years and in the subsequent interim period through June 3, 2024…

Results of Operations and Financial Condition. Medallion Financial Corp. (the “Company”), issued a press release to the news media announcing, among other things, the Company’s results for the quarter ended March 31, 2024. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. The information in the press release is being furnished, not filed, pursuant to