NewtekOne, Inc. (NEWT)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$12.44+1.06%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · NEWT
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
No current thesis-health read is available for this company.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -26.1% |
| Our one-year growth estimate | diamond | 62.7% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 88.8 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-09-04 · Compared with 219 industry peers · Company calendar date is not available
NEWT — earnings in line
Dated 2026-08-06
Results of Operations and Financial Condition. On August 6, 2026, NewtekOne issued a press release announcing its financial and operating results for the quarter ended June 30, 2026. A copy of the press release is furnished as Exhibit 99.1 to this report. In accordance with General Instruction B.2 of Form 8-K, the information in this Current Report on Form 8-K, including Exhibit 99.1, shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amend…
Why it matters: Maintaining EPS within the guidance range shows strong financial health and growth potential.
Supportive ifQuarterly diluted EPS is between $0.37 and $0.47.
Worry ifQuarterly diluted EPS falls below $0.37.
Why it matters: Strong deposit growth helps lending ability. It also improves the funding mix.
Supportive ifTotal deposits reported at over $1 billion in Q3.
Worry ifTotal deposits were below $800 million in Q3.
Why it matters: A drop in revenue growth signals potential issues in the financial sector.
Worry ifRevenue growth drops below its median of 15% in the next quarter.
Less concerning ifRevenue growth remains above the median of 15% in the next quarter.
Why it matters: Meeting or exceeding this EPS target shows strong profitability and growth. It supports management's guidance for 2026.
Supportive ifQ3 2026 EPS reported at or above $0.52.
Worry ifQ3 2026 EPS reported below $0.42.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$150 on $10,000 · ±1.5% | How much price usually moves either way. |
| Bad day | $363 loss on $10,000 · 3.6% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $2,733 loss on $10,000 · 27.3% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: Steady deposit growth helps fund loans. It also improves funding sources.
Supportive ifDeposits reported to grow at or above 20% YoY.
Worry ifDeposits reported to grow below 10% YoY.
Why it matters: Hitting this target shows growth in loan production. It also shows good use of AI.
Supportive ifTotal loan originations reach or exceed $1.8 billion by the end of 2026.
Worry ifLoan originations are far below the $1.8 billion target.
Why it matters: The dividend shows how well the company is doing. It also shows that management cares about shareholders.
Watch forManagement says they will raise the quarterly dividend from $0.19.
Also watch forManagement cuts the quarterly dividend to less than $0.19.
Why it matters: Keeping the dividend shows the company is healthy. It also supports shareholders.
Supportive ifQuarterly dividend remains at $0.19 per share for the next payment.
Worry ifA dividend cut below $0.19 may mean financial trouble.
Why it matters: If EPS drops below $0.42, it signals trouble in meeting 2026 guidance. Investors may react negatively.
Worry ifQ3 EPS reported below $0.42, indicating a failure to meet guidance.
Less concerning ifQ3 EPS reported above $0.52, showing strong performance and confidence in growth.