NewtekOne, Inc. (NEWT)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$11.01+3.38%
Close 2026-11-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · NEWT
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
No current thesis-health read is available for this company.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -32.4% |
| Our one-year growth estimate | diamond |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Usually moved in the opposite direction.
Price observations: 365 days
Most sensitive to the broad stock market and long-term interest rates.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
| 70.7% |
Growth built into the price is above our model estimate.
The price assumes 103.0 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 230 industry peers · Company calendar date is not available
NEWT — earnings miss
Dated 2026-10-28
Results of Operations and Financial Condition. On October 28, 2026, NewtekOne issued a press release announcing its financial and operating results for the quarter ended September 30, 2026. A copy of the press release is furnished as Exhibit 99.1 to this report. In accordance with General Instruction B.2 of Form 8-K, the information in this Current Report on Form 8-K, including Exhibit 99.1, shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, a…
Why it matters: Management says it is exploring ways to help the market see the platform's value. A clear next step would make that effort more concrete.
Supportive ifNEWT announces a named strategic step, such as a sale, merger, or other formal deal.
Worry ifNEWT reports no named strategic step in its next quarterly update.
Why it matters: Management says deposits fund loan growth. Deposits rose to $2.5 billion, while loans on balance sheet grew 46% year over year.
Watch forQuarterly deposits keep growing, and deposit growth meets or exceeds growth in loans on balance sheet.
Also watch forDeposits fall quarter over quarter while loans on balance sheet keep growing.
Why it matters: NEWT kept its 2026 EPS range after Q3 EPS fell to $0.34 from $0.68 a year ago. Meeting the range would support its earnings outlook.
Supportive ifFull-year 2026 EPS is at least $1.70, within the stated $1.70-$1.80 range.
Worry ifFull-year 2026 EPS is below $1.70, or the company cuts its range below $1.70.
Why it matters: The ratio rose to 58.7% from 56.3% a year ago, despite flat operating costs. A lower ratio would show costs are falling against income.
Watch forThe efficiency ratio falls below 56.3%, the Q3 2025 level.
Also watch forThe efficiency ratio rises above 58.7%, the Q3 2026 level.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$117 on $10,000 · ±1.2% | How much price usually moves either way. |
| Bad day | $366 loss on $10,000 · 3.7% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $3,194 loss on $10,000 · 31.9% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.