Results of Operations and Financial Condition. On August 6, 2026, Nelnet, Inc. (the “Company”) issued a press release with respect to its financial results for the quarter ended June 30, 2026. A copy of the press release is furnished as Exhibit 99.1 to this report. The above information and Exhibit 99.1 shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”), nor shall such information and Exhibit be deemed incorporated by reference in…

Results of Operations and Financial Condition. On May 7, 2026, Nelnet, Inc. (the “Company”) issued a press release with respect to its financial results for the quarter ended March 31, 2026. A copy of the press release is furnished as Exhibit 99.1 to this report. The above information and Exhibit 99.1 shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”), nor shall such information and Exhibit be deemed incorporated by reference in an…

Entry into a Material Definitive Agreement. On March 31, 2026, Nelnet, Inc. (the “Company”) entered into a Credit Agreement (the “Credit Agreement”) for a $435 million unsecured line of credit with U.S. Bank National Association, as Administrative Agent (the “Administrative Agent”), Joint Lead Arranger, Joint Book Runner, and an individual lender, Wells Fargo Bank, National Association, as Syndication Agent (the “Syndication Agent”) and an individual lender, Royal Bank of Canada, as Documenta…

Termination of a Material Definitive Agreement. In conjunction with entering into the new Credit Agreement on March 31, 2026, as discussed under

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth under

Director — Adam Peterson: Mr. Peterson resigned from the Board of Directors for business and personal reasons.

Results of Operations and Financial Condition. On February 26, 2026, Nelnet, Inc. (the “Company”) issued a press release with respect to its financial results for the quarter ended December 31, 2025. A copy of the press release is furnished as Exhibit 99.1 to this report. In addition, a copy of the supplemental financial information for the quarter ended December 31, 2025, which was made available on the Company's website at www.nelnetinvestors.com on February 26, 2026 in connection with the…

Other Events . On February 2, 2026, Nelnet, Inc. (the “Company”), along with Nelnet Canada, Inc. ("Nelnet Canada"), a wholly owned subsidiary of the Company, completed its previously announced acquisition of Finastra Holdings Limited's Canadian student loan servicing business for total consideration of CAD $130.5 million (approximately USD $95 million) in cash, subject to customary adjustments, pursuant to the definitive and binding purchase agreement dated October 22, 2025, by and between Ne…

President — Tim Tewes: Tim Tewes, the President of Nelnet, Inc., is retiring effective June 30, 2026.

Results of Operations and Financial Condition. On November 6, 2025, Nelnet, Inc. (the “Company”) issued a press release with respect to its financial results for the quarter ended September 30, 2025. A copy of the press release is furnished as Exhibit 99.1 to this report. In addition, a copy of the supplemental financial information for the quarter ended September 30, 2025, which was made available on the Company's website at www.nelnetinvestors.com on November 6, 2025 in connection with the…

Other Events . On October 23, 2025, Nelnet, Inc. (the “Company”) issued a press release announcing it, along with Nelnet Canada, Inc. (“Nelnet Canada”), a wholly owned subsidiary of the Company, entered into a definitive and binding purchase agreement (the “Agreement”) with DH Corporation, a wholly owned subsidiary of Finastra Holdings Limited (“Finastra”), pursuant to which Nelnet Canada will acquire Finastra’s Canadian student loan servicing business for a purchase price of CAD $130 million…

Results of Operations and Financial Condition. On August 6, 2025, Nelnet, Inc. (the “Company”) issued a press release with respect to its financial results for the quarter ended June 30, 2025. A copy of the press release is furnished as Exhibit 99.1 to this report. In addition, a copy of the supplemental financial information for the quarter ended June 30, 2025, which was made available on the Company's website at www.nelnetinvestors.com on August 6, 2025 in connection with the press release,…

Results of Operations and Financial Condition. On May 8, 2025, Nelnet, Inc. (the “Company”) issued a press release with respect to its financial results for the quarter ended March 31, 2025. A copy of the press release is furnished as Exhibit 99.1 to this report. In addition, a copy of the supplemental financial information for the quarter ended March 31, 2025, which was made available on the Company's website at www.nelnetinvestors.com on May 8, 2025 in connection with the press release, is…

Entry into a Material Definitive Agreement . On April 18, 2025, affiliates of ALLO Holdings LLC (“ALLO”) executed a financing transaction that will result in gross proceeds to ALLO of $500 million (the “Financing”). In conjunction with the Financing, on April 18, 2025, Nelnet, Inc. (“Nelnet”), SDC Allo Holdings, LLC (“SDC”), ALLO, and the Museum of American Speed entered into a Membership Unit Redemption Agreement (the “Redemption Agreement”) pursuant to which ALLO will redeem certain of its…

Results of Operations and Financial Condition. On February 27, 2025, Nelnet, Inc. (the “Company”) issued a press release with respect to its financial results for the quarter ended December 31, 2024. A copy of the press release is furnished as Exhibit 99.1 to this report. In addition, a copy of the supplemental financial information for the quarter ended December 31, 2024, which was made available on the Company's website at www.nelnetinvestors.com on February 27, 2025 in connection with the…

Results of Operations and Financial Condition. On November 7, 2024, Nelnet, Inc. (the “Company”) issued a press release with respect to its financial results for the quarter ended September 30, 2024. A copy of the press release is furnished as Exhibit 99.1 to this report. In addition, a copy of the supplemental financial information for the quarter ended September 30, 2024, which was made available on the Company's website at www.nelnetinvestors.com on November 7, 2024 in connection with the…

Results of Operations and Financial Condition. On August 8, 2024, Nelnet, Inc. (the “Company”) issued a press release with respect to its financial results for the quarter ended June 30, 2024. A copy of the press release is furnished as Exhibit 99.1 to this report. In addition, a copy of the supplemental financial information for the quarter ended June 30, 2024, which was made available on the Company's website at www.nelnetinvestors.com on August 8, 2024 in connection with the press release,…

Results of Operations and Financial Condition. On May 9, 2024, Nelnet, Inc. (the “Company”) issued a press release with respect to its financial results for the quarter ended March 31, 2024. A copy of the press release is furnished as Exhibit 99.1 to this report. In addition, a copy of the supplemental financial information for the quarter ended March 31, 2024, which was made available on the Company's website at www.nelnetinvestors.com on May 9, 2024 in connection with the press release, is…

Results of Operations and Financial Condition. On February 27, 2024, Nelnet, Inc. (the “Company”) issued a press release with respect to its financial results for the quarter ended December 31, 2023. A copy of the press release is furnished as Exhibit 99.1 to this report. In addition, a copy of the supplemental financial information for the quarter ended December 31, 2023, which was made available on the Company's website at www.nelnetinvestors.com on February 27, 2024 in connection with the…

Results of Operations and Financial Condition. On November 7, 2023, Nelnet, Inc. (the “Company”) issued a press release with respect to its financial results for the quarter ended September 30, 2023. A copy of the press release is furnished as Exhibit 99.1 to this report. In addition, a copy of the supplemental financial information for the quarter ended September 30, 2023, which was made available on the Company's website at www.nelnetinvestors.com on November 7, 2023 in connection with the…

Results of Operations and Financial Condition. On August 7, 2023, Nelnet, Inc. (the “Company”) issued a press release with respect to its financial results for the quarter ended June 30, 2023. A copy of the press release is furnished as Exhibit 99.1 to this report. In addition, a copy of the supplemental financial information for the quarter ended June 30, 2023, which was made available on the Company's website at www.nelnetinvestors.com on August 7, 2023 in connection with the press release,…

Results of Operations and Financial Condition. On May 8, 2023, Nelnet, Inc. (the “Company”) issued a press release with respect to its financial results for the quarter ended March 31, 2023. A copy of the press release is furnished as Exhibit 99.1 to this report. In addition, a copy of the supplemental financial information for the quarter ended March 31, 2023, which was made available on the Company's website at www.nelnetinvestors.com on May 8, 2023 in connection with the press release, is…

Entry into a Material Definitive Agreement. On April 24, 2023, Nelnet Diversified Solutions, LLC (NDS), a subsidiary of Nelnet, Inc. (the “Company”), received a Solicitation, Offer, and Award Contract from the United States Department of Education (the “Department”), pursuant to which NDS was selected to provide continued servicing capabilities for the Department's Office of Federal Student Aid's student aid recipients under a new Unified Servicing and Data Solution (USDS) contract (the "New…