Insperity (NSP)
NYSEIndustrialsStaffing & Employment ServicesSnapshot 2026-11-04
$51.69+3.42%
Close 2026-11-04 · 1-day change
NYSEIndustrialsStaffing & Employment ServicesSnapshot 2026-11-04
QuarterlyIQ Insights · NSP
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -4.8% |
| Our one-year growth estimate | diamond | 3.0% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 7.8 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 6 industry peers · Company calendar date is not available
NSP — officer change
Dated 2026-05-20
The excerpt is incomplete and does not provide sufficient information to determine the nature of the event.
Why it matters: Insperity set Q4 adjusted EPS guidance at $0.07 to $0.42. Results below the low end would weaken the margin recovery story.
Worry ifQ4 2026 adjusted EPS is below $0.07.
Less concerning ifQ4 2026 adjusted EPS is at or above $0.07.
Why it matters: Higher prices lifted Q3 gross profit, while benefits costs per covered employee rose 4%. A wider cost gap could undo margin gains.
Worry ifBenefits costs per covered employee rise faster year over year than revenue per WSEE in a reported quarter.
Less concerning ifBenefits costs per covered employee rise more slowly than revenue per WSEE, or fall year over year.
Why it matters: Paid worksite employees fell 2% in Q3. A further drop below the Q4 guidance floor would point to continued client and worker weakness.
Worry ifAverage paid WSEEs in Q4 2026 are below 306,000.
Less concerning ifAverage paid WSEEs in Q4 2026 are at or above 306,000.
Why it matters: Q3 gross profit per WSEE rose 8% to $225. A drop below that level would break the latest sign of margin recovery.
Worry ifA reported quarter shows gross profit per WSEE below $225.
Less concerning ifGross profit per WSEE stays at or above $225 in the next reported quarter.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$198 on $10,000 · ±2.0% | How much price usually moves either way. |
| Bad day | $649 loss on $10,000 · 6.5% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $5,678 loss on $10,000 · 56.8% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: Insperity aims to regain growth momentum, but paid WSEEs fell 2% in Q3. Positive growth would show that client and worker counts are improving.
Supportive ifAverage paid WSEEs grow year over year in a reported quarter.
Worry ifAverage paid WSEEs decline year over year for two straight reported quarters.