NSTS Bancorp Inc (NSTS)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$14.05+0.21%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · NSTS
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Complete the merger agreement with Brookfield Bancshares, including regulatory and stockholder approvals, to integrate NSTS as a subsidiary.
Newly stated in 2026-Q1. The merger agreement with Brookfield Bancshares was announced with a transaction value of approximately $73.7 million and an expected close in Q4 2026. This is a strategic growth priority with no prior quarters stated in the supplied disclosures.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated weak grew net income 57% of the time over the next year (vs 60% for the rest of the cohort, n=7680).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“Brookfield will acquire NSTS in an all-cash transaction valued at approximately $73.7 million, expected to close in Q4 2026.”
Focus on improving operating income from recent losses toward profitability through operational and financial management.
Stated as a priority in 6 of last 6 quarters. Operating income was positive $135,000 in 2025-Q4 but declined to a loss of $204,000 in 2026-Q2, showing a deteriorating trend. Management continues to emphasize improving operating income, but the trajectory is currently declining.
“Operating income was negative $204,000 in 2026-Q2.”
“Operating income was negative $39,000 in 2026-Q1.”
“Operating income was positive $135,000 in 2025-Q4.”
“Operating income was positive $65,000 in 2025-Q3.”
“Operating income was negative $258,000 in 2025-Q2.”
“Operating income was negative $328,000 in 2025-Q1.”
Enhance cash flow from operating activities to strengthen liquidity and financial stability.
Stated as a priority in 6 of last 6 quarters. Cash from operating activities improved significantly from negative $2.68 million in 2025-Q1 to $5.53 million in 2026-Q1, then declined to $2.92 million in 2026-Q2. The trajectory shows improvement overall, with some recent fluctuation, indicating partial delivery.
“Cash from operating activities was $2.92 million in 2026-Q2.”
“Cash from operating activities was $5.53 million in 2026-Q1.”
“Cash from operating activities was $3.21 million in 2025-Q4.”
“Cash from operating activities was $2.86 million in 2025-Q3.”
“Cash from operating activities was $655,000 in 2025-Q2.”
“Cash from operating activities was negative $2.68 million in 2025-Q1.”
Over the trailing year it converted -0.69x of net income into operating cash flow.
Not enough signal yet.
Not enough signal to read sensitivity to the broad stock market, the US dollar, real (inflation-adjusted) rates, Fed net liquidity, long-term interest rates (low R² over the window).
5 material management or governance events in the past 24 months, led by executive changes. Historically, Financials names rated stable grew net income 56% of the time over the next year (vs 57% for the rest of the cohort, n=2725).
Not investment advice. As of 2026-09-04.