NSTS Bancorp Inc (NSTS)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$14.260.00%
Close 2026-10-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · NSTS
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits well below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -43.9% |
| Our one-year growth estimate | diamond | 2.1% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 46.0 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of —
NSTS — M&A activity — Changes in Control of Registrant
Dated 2026-10-01
Changes in Control of Registrant. As a result of the Mergers, a change in control of the Company occurred. The information set forth under the Introductory Note and Items 2.01 and 5.02 of this Current Report on Form 8-K is incorporated by reference into this
Why it matters: NSTS had weak operating results before the merger. Brookfield's first update can show whether the bank keeps serving its local customers and branches.
Watch forBrookfield says North Shore keeps its current name and charter. Its Waukegan and Lindenhurst branches remain open.
Also watch forBrookfield reports a branch closure, a change to North Shore's name or charter, or a drop in service to its local customers.
Why it matters: NSTS's merger with Brookfield closed on Oct. 1, 2026. The filing confirms the change in control and merger payment terms.
Supportive ifThe Oct. 1, 2026, 8-K confirms the merger closed and shareholders retain the right to receive the merger consideration of about $14.28 per share.
Worry ifA later filing says the merger did not close, the payment terms changed, or the merger payment was not made.
Why it matters: The merger ended NSTS's separate existence and Nasdaq trading. A completed delisting would confirm this change.
Watch forNasdaq files Form 25 to delist NSTS after trading ends, as requested in the Sept. 30 notice.
Also watch forNSTS shares continue trading on Nasdaq, or Nasdaq does not file Form 25 after the merger.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$7 on $10,000 · ±0.1% | How much price usually moves either way. |
| Bad day | $145 loss on $10,000 · 1.4% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,112 loss on $10,000 · 11.1% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.