OppFi, Inc. (OPFI)
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-11-05
$6.27-1.57%
Close 2026-11-05 · 1-day change
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-11-05
QuarterlyIQ Insights · OPFI
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Schwartz continued, "OppFi is executing on the strategic transformation of our business as we build a more diversied, technology-enabled nancial platform designed to better serve customers across the…
Stated in 3 of 3 supplied quarters. Management reported: “Full Year 2026 Guidance OppFi is rearming its revised full year 2026 guidance as follows: Total revenue between $600 million and $610 million; Adjusted net income1 between $115 million and $120 million; and Adjusted EPS1 between $1.34 and $1.40, based on an approximate weighted average diluted share count of 86 million shares.” “"The strategic transformation of OppFi continues to gain momentum as we execute against the initiatives that lay the foundation for our next chapter," said Todd Schwartz, CEO and Executive Chairman.”
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 1 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 61% for the rest of the cohort, n=10284).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“Schwartz continued, "OppFi is executing on the strategic transformation of our business as we build a more diversied, technology-enabled nancial platform designed to better serve customers across the…”
“"The strategic transformation of OppFi continues to gain momentum as we execute against the initiatives that lay the foundation for our next chapter," said Todd Schwartz, CEO and Executive Chairman.”
“Strategically, we believe 2026 is a pivotal year of investment for OppFi as we evolve the business with the transformative combination of OppFi's digital-rst platform and BNC's national bank charter.”
Full Year 2026 Guidance OppFi is rearming its revised full year 2026 guidance as follows: Total revenue between $600 million and $610 million; Adjusted net income1 between $115 million and $120 milli…
Stated in 3 of 3 supplied quarters. Management reported: “Full Year 2026 Guidance OppFi is rearming its revised full year 2026 guidance as follows: Total revenue between $600 million and $610 million; Adjusted net income1 between $115 million and $120 million; and Adjusted EPS1 between $1.34 and $1.40, based on an approximate weighted average diluted share count of 86 million shares.” “We believe a broader product suite, enhanced technology capabilities, and the strategic benets of operating as a national bank will strengthen our long-term earnings power, drive more consistent performance across economic cycles, and position OppFi to create substantial long-term value for customers, communities, and shareholders."”
“Full Year 2026 Guidance OppFi is rearming its revised full year 2026 guidance as follows: Total revenue between $600 million and $610 million; Adjusted net income1 between $115 million and $120 milli…”
“We believe a broader product suite, enhanced technology capabilities, and the strategic benets of operating as a national bank will strengthen our long-term earnings power, drive more consistent perf…”
“Our new share repurchase program reects our continued condence in OppFi's long-term growth prospects, our commitment to returning value to our stockholders and belief that our stock currently trades…”
Our new share repurchase program reects our continued condence in OppFi's long-term growth prospects, our commitment to returning value to our stockholders and belief that our stock currently trades…
Stated in 1 of 3 supplied quarters. Management reported: “Our new share repurchase program reects our continued condence in OppFi's long-term growth prospects, our commitment to returning value to our stockholders and belief that our stock currently trades at a signicant discount to its underlying value," Todd Schwartz added.” “Net Income1 • Roll out line of credit, installment and adjacent SMB products • Expand into new credit segments • Target: +$100M Adj.”
“Our new share repurchase program reects our continued condence in OppFi's long-term growth prospects, our commitment to returning value to our stockholders and belief that our stock currently trades…”
“From launching our line of credit product and advancing the migration to our LOLA platform, to progressing key product innovation initiatives, we are building a more diversified, technology- enabled…
"As we advance our pending acquisition of BNCCORP, Inc. and BNC National Bank, prepare the launch of our new line of credit product, and further expand our product roadmap, we are building a more div…
Over the trailing year it converted 19.50x of net income into operating cash flow. Historically, Financials names rated robust grew net income 62% of the time over the next year (vs 56% for the rest of the cohort, n=6873).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, real (inflation-adjusted) rates, long-term interest rates, Fed net liquidity (low R² over the window).
21 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated volatile grew net income 58% of the time over the next year (vs 59% for the rest of the cohort, n=7346).
Not investment advice. As of 2026-11-05.