Bank OZK (OZK)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
$51.09-1.35%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · OZK
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 32.3% |
| Our one-year growth estimate | diamond | 68.9% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-05.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 36.7 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-05 · Compared with 230 industry peers · Company calendar date is not available
Why it matters: The sector is still growing, but its growth trend is easing. A drop below the median would mark a weaker sector backdrop for OZK.
Worry ifThe financials sector's 3-year revenue growth drops below its median.
Less concerning ifThe financials sector's 3-year revenue growth stays at or above its median.
Why it matters: The jobs report is a named near-term test of the labor market. A weaker reading could add risk to the financials sector's easing growth trend.
Worry ifThe November 6 jobs report shows the unemployment rate is higher than before.
Less concerning ifThe November 6 jobs report shows the unemployment rate is unchanged or lower.
Why it matters: The valuation score fell from 59.8 to 45.9. Another drop would add to the recent change behind OZK’s expensive value signal.
Worry ifThe next reported valuation score falls below 45.9, and value status remains expensive.
Less concerning ifThe next valuation score is above 45.9, or value status changes from expensive.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$82 on $10,000 · ±0.8% | How much price usually moves either way. |
| Bad day | $233 loss on $10,000 · 2.3% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,795 loss on $10,000 · 17.9% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.