Peoples Bancorp Inc/OH (PEBO)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$39.84+2.26%
Close 2026-11-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · PEBO
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
We are working to close the Citizens merger at the end of this month.
Stated in 2 of 3 supplied quarters. Management reported: “We are working to close the Citizens merger at the end of this month.” “We also recently announced the pending acquisition of Capital Bancorp, which we expect to close in 2027.”
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 1 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 61% for the rest of the cohort, n=10284).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“We are working to close the Citizens merger at the end of this month.”
“We continue to make progress with the pending Citizens merger and are excited about the opportunity to bring our associates together.”
We believe loan growth will be between 6 percent to 8 percent for 2026 compared to 2025, which includes the acquired loans from Citizens.
Stated in 3 of 3 supplied quarters. Management reported: “We believe loan growth will be between 6 percent to 8 percent for 2026 compared to 2025, which includes the acquired loans from Citizens.” “We believe our loan growth will be 4 between 3 percent and 5 percent compared to 2026, which is dependent on the timing of paydowns on our portfolio.”
“We believe loan growth will be between 6 percent to 8 percent for 2026 compared to 2025, which includes the acquired loans from Citizens.”
“Moving on to our performance expectations for the full year of 2026, excluding the impact of non-core expenses and the planned merger, we expect to achieve positive operating leverage for 2026 compar…”
“We believe our loan growth will come in towards the low end of our guided range of 3 to 5 percent due to the movement of paydowns from late 2025 to 2026, coupled with the macro environment changes th…”
We expect to achieve positive operating leverage for 2026 compared to 2025.
Stated in 3 of 3 supplied quarters. Management reported: “We expect to achieve positive operating leverage for 2026 compared to 2025.” “We expect quarterly total non-interest expense to be between $78 million and $80 million.”
“We expect to achieve positive operating leverage for 2026 compared to 2025.”
“Moving on to our performance expectations for the full year of 2026, excluding the impact of non-core expenses and the planned merger, we expect to achieve positive operating leverage for 2026 compar…”
“We expect to achieve positive operating leverage for 2026 compared to 2025.”
We anticipate our net interest margin will be between 4.2 percent and 4.3 percent for the full year of 2026.
Stated in 3 of 3 supplied quarters. Management reported: “We anticipate our net interest margin will be between 4.2 percent and 4.3 percent for the full year of 2026.” “For the full year of 2027, we anticipate our net interest margin will be between 4.3 percent and 4.5 percent.”
“We anticipate our net interest margin will be between 4.2 percent and 4.3 percent for the full year of 2026.”
“Moving on to our performance expectations for the full year of 2026, excluding the impact of non-core expenses and the planned merger, we expect to achieve positive operating leverage for 2026 compar…”
“We anticipate our net interest margin will be between 4 and 4.2 percent for the full year of 2026, which includes one 25 basis point rate cut.”
We believe our quarterly fee-based income will range between $28 million and $30 million.
Stated in 3 of 3 supplied quarters. Management reported: “We believe our quarterly fee-based income will range between $28 million and $30 million.” “We believe our quarterly fee-based income will range between $31 million and $33 million.”
“We believe our quarterly fee-based income will range between $28 million and $30 million.”
“Moving on to our performance expectations for the full year of 2026, excluding the impact of non-core expenses and the planned merger, we expect to achieve positive operating leverage for 2026 compar…”
“We believe our quarterly fee-based income will range between $28 and $30 million.”
Over the trailing year it converted 1.17x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9158).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to long-term interest rates, the US dollar, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
13 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 58% for the rest of the cohort, n=10134).
Not investment advice. As of 2026-11-04.