Peoples Bancorp Inc/OH (PEBO)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · PEBO
Price, fair value, and the multiples that frame it on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 13 valuation methods, at three horizons. As of 2026-09-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
We take the 12-month fair value above and grade our own number — how the market prices this name versus what we'd justify, and where the two diverge.
At $40 PEBO trades at 1.2× p/b, below its 1.2× p/b peer median. Our $45 fair value sits above the price. It's a high-confidence read. Analysts target $43–$46. Not investment advice.
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
Score 100 = cheapest in the cohort, 0 = richest. Bars are filled left-to-right based on the peer-relative score (or PEG/self-history where shown).
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| analyst target | 12M | $44.00 | — | — | Analyst | high |
| dcf fcfe | 12M | $151.84 | — | — | Hist. CAGR | high |
| dcf fcff | 12M | $111.42 | — | — | Hist. CAGR | high |
| ddm gordon | 12M | $28.75 | — | — | TTM | high |
| graham number | 12M |
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A long-thesis check that carries the widest uncertainty of the three horizons.
Top 10% on quality vs scored peers
A second lens on the 12-month fair value: for companies that score high on measured quality (profitability, balance-sheet safety, earnings stability), this read trusts more of today's profit margins instead of averaging them toward their multi-year history the way the headline number does. Shown alongside the fair value above, not in place of it. A diagnostic, not a price target or a buy/sell signal.
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
$43.00 – $46.00 (median $44.00) · 3 analysts · as of 2026-07-22
No fragility gates fired. Regime (Mania) does not concentrate fragility.
For similar setups historically (n=20,154): about 33% saw a 20%+ drawdown, and roughly 76% of those did not recover within the year. These are historical base rates for the cohort, not a forecast of this stock.
Roughly priced in line with peers.
Around its own typical valuation.
Trailing four: 2025-Q2, 2025-Q3, 2026-Q1, 2026-Q2
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
| $53.29 |
| — |
| — |
| TTM |
| high |
| Peer P/B | 12M | $43.12 | 1.2 | 34.77 | TTM | high |
| Peer P/FCF | 12M | $42.40 | 11.7 | 3.63 | TTM | high |
| Peer P/E | 12M | $41.43 | 10.9 | 3.80 | ntm analyst | high |
| Peer P/S | 12M | $7.81 | 3.2 | 2.47 | TTM | high |
| PEG | 12M | $35.73 | 9.8 | 3.63 | TTM | high |
| residual income | 12M | $37.56 | — | — | TTM | high |
| Own P/E history | 12M | $39.71 | 10.9 | 3.63 | TTM | high |
| triangulated | 12M | $44.77 | 11.9 | 3.75 | Triangulated | high |
| Peer P/B | 3Y | $53.38 | 1.2 | 43.04 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 3Y | $53.40 | 11.7 | 4.58 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $47.18 | 10.9 | 4.33 | Analyst | medium |
| Peer P/S | 3Y | $9.43 | 3.2 | 2.98 | Hist. CAGR(prov.) | medium |
| PEG | 3Y | $42.64 | 9.8 | 4.33 | Analyst | medium |
| Own P/E history | 3Y | $47.38 | 10.9 | 4.33 | Analyst | medium |
| Peer P/B | 5Y | $61.54 | 1.2 | 49.62 | Hist. CAGR(prov.) | high |
| Peer P/FCF | 5Y | $62.27 | 11.7 | 5.34 | Hist. CAGR(prov.) | high |
| Peer P/E | 5Y | $53.48 | 10.9 | 4.91 | Analyst | high |
| Peer P/S | 5Y | $10.68 | 3.2 | 3.38 | Hist. CAGR(prov.) | high |
| PEG | 5Y | $48.33 | 9.8 | 4.91 | Analyst | high |
| Own P/E history | 5Y | $53.71 | 10.9 | 4.91 | Analyst | high |