Peoples Bancorp Inc/OH (PEBO)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$39.99+0.83%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · PEBO
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -10.6% |
| Our one-year growth estimate | diamond | 2.3% |
Growth built into the price is above our model estimate.
The price assumes 12.8 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Model as of 2026-09-04 · Compared with 219 industry peers
PEBO — dividend update
Dated 2026-07-21
Other Events Declaration of Dividend: On July 21, 2026, Peoples issued a news release announcing that the Board of Directors declared a quarterly dividend of $0.42 per common share on July 20, 2026. A copy of the news release is included as Exhibit 99.3 to this Current Report on Form 8-K.
Why it matters: This acquisition is key for growth. Progress could boost investor confidence.
Supportive ifA press release confirming the acquisition is on track or completed.
Worry ifDelays or problems reported that could hurt the deal.
Why it matters: Loan growth is vital for revenue. Meeting guidance shows strong demand and management execution.
Supportive ifLoan growth of at least $51 million or 3% annualized in Q3 2026.
Worry ifLoan growth falls below $51 million or below 3% annualized in Q3 2026.
Why it matters: An increase would show good capital management. It shows a commitment to shareholders.
Supportive ifThe Board announces a higher quarterly dividend than $0.42 per share.
Worry ifThe Board maintains the dividend at $0.42 per share or cuts it.
Why it matters: The financial sector's growth trajectory affects PEBO's performance. Slowing growth could be a concern.
Worry ifSector revenue growth drops below its median.
Less concerning ifSector revenue growth remains above its median.
Why it matters: Keeping expenses low helps make more money. Staying in this range shows good cost control.
Supportive ifNon-interest expenses are expected to be between $73M and $75M in the next quarters.
Worry ifNon-interest expenses exceed $75M in the next quarter.
Why it matters: Keeping the dividend shows the company is stable. It also shows they care about shareholders.
Supportive ifQuarterly dividend remains at $0.42 per share for the next declaration.
Worry ifIf the dividend is cut or not kept at $0.42 per share, it shows financial trouble.
Why it matters: Keeping the dividend shows the company is doing well. It also helps shareholders.
Supportive ifA press release announcing an increase in the dividend payout.
Worry ifA reduction or suspension of the dividend payout.
Why it matters: Loan growth is a priority for management. Meeting this target shows business health.
Supportive ifQ3 loan growth reported at or above 3% annualized.
Worry ifLoan growth is less than 3% each year.
Why it matters: Stable or lower charge-offs show better credit quality. This means better risk management.
Supportive ifNet charge-offs reported at or below $5.2 million for Q3.
Worry ifNet charge-offs exceed $6 million in Q3.
Why it matters: A lower efficiency ratio means better cost control. It also shows stronger operations.
Supportive ifEfficiency ratio is below 58% for Q3.
Worry ifEfficiency ratio is above 58% for Q3.
Why it matters: The merger is key for growth and expected to improve earnings. It could add value for shareholders.
Supportive ifThe merger closes on time. It gets all needed regulatory approvals.
Worry ifThe merger has delays. It may not get regulatory approvals.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$77 on $10,000 · ±0.8% | How much price usually moves either way. |
| Bad day | $201 loss on $10,000 · 2.0% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,106 loss on $10,000 · 11.1% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.