Expectations trend
FY2027 · fiscal year ending 2027-12-31 · fmp
Preferred Bank (PFBC)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$106.87+0.56%
Close 2026-11-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
The long-term thesis, the evidence coming in, and the environment around it. Thesis dated Jul 8, 2026.
Next-FY EPS estimate change · 30 days
11.12 → 11.38 EPS · FY ending Dec 31, 2027 · 6 analysts
One observable signal. This measures changing earnings expectations, not the probability of a gain or loss.
Change in the same fiscal period’s mean EPS estimate from Oct 5, 2026 to Nov 4, 2026: (new ÷ prior − 1). Contributor count changed from 5 to 6; this is not the number of analysts revising. The ±10% axis is a display range.
The EPS and P/E reference is not available for PFBC yet.
| Measure / period | Management expectations | Analyst expectations |
|---|
Management figures unavailable.
Current consensus figures unavailable.
Three published thesis conditions, with dated milestones shown separately.
| Key Factor | Why It Matters | Current Status | Break Condition | Latest Evidence |
|---|---|---|---|---|
EPS grows to at least $10.7 in fiscal 2026 | Analysts expect earnings per share of $10.7 in 2026. | Intact | EPS falls below $10.7 in FY26 | Direct metric needs a verified mapping The published measure or accounting basis is not supported by an exact source binding. Date unavailableLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Compare these dated observations with the operating requirements above
FY2027 · fiscal year ending 2027-12-31 · fmp
The evidence, the remaining questions, and what comes next
No recovery evidence is reported in the available driver assessments.
Next earnings date unavailable
Observed price history; separate from operating scenarios
The weekly editorial context below is a separate assessment from the dated monitor evidence above. Recovery observations do not automatically change the published thesis. Unverified outside influences are hypotheses, not measured driver evidence.
This is a smaller-cap Financials name with moderate risk, but the evidence is too thin to label it a durable compounder, cyclical, or turnaround. The current thesis state is insufficient, and confidence in the overall read is low.
The evidence gives no valuation comparison or clear account of market expectations, so whether PFBC is cheap, fair, or expensive versus peers cannot be assessed. No fragility warning was triggered, but that does not establish what expectations are already reflected.
Near term, the reported miss risk is low, though PFBC’s smaller size and a deep miss in its recent history are cautions. Macro context improved in the latest update, but the evidence lacks enough recent financial results or management execution detail to assess the multi-year fundamental path.
Near term, rate changes and Financials-sector momentum are the main stated swing factors: rate cuts could weigh on the sector, while continued strong results and guidance from HDB, IBN, and USB could support it. Misses or weaker guidance from those bellwethers could fade that support; PFBC-specific forward scenarios are not provided.
For the next 1 to 3 years, the thesis remains unresolved because PFBC-specific performance evidence and valuation context are limited. Not investment advice.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
| A supporting condition in Preferred Bank's published investment case. The stated target is profitable TTM. |
| Intact |
| Bank reports a loss in any trailing twelve months period |
Direct metric needs a verified mapping The published measure or accounting basis is not supported by an exact source binding. Date unavailableLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Revenue reaches at least $295 million in fiscal 2026 | A primary condition in Preferred Bank's published investment case. The stated target is >=295 million USD. | Intact | Revenue falls below $295 million in FY26 | Direct metric needs a verified mapping The published measure or accounting basis is not supported by an exact source binding. Date unavailableLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Stored thesis · Jul 8, 2026. Latest Evidence uses source-matched measurements where available, alongside the last thesis-monitor assessment. Source periods and assessment dates are shown separately. A new measurement does not automatically change the published status or verify an older target.
$11.24 → $11.38 · observed estimates
$0.32B → $0.31B · observed estimates
One fiscal period and provider throughout. At least five contributors are required for each plotted metric; missing coverage stays a gap. Axes show the observed range. Counts measure coverage, not revisions.
| Snapshot | EPS | Revenue | EPS / revenue analysts |
|---|---|---|---|
| 2026-07-24 | $11.24 | $316,902,750 | 5 / 4 |
| 2026-07-25 | $10.98 | $306,348,750 | 5 / 4 |
| 2026-07-26 | $10.98 | $306,348,750 | 5 / 4 |
| 2026-07-27 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-07-28 | $10.98 | $306,348,750 | 5 / 4 |
| 2026-07-29 | $10.98 | $306,348,750 | 5 / 4 |
| 2026-07-30 | $10.98 | $306,348,750 | 5 / 4 |
| 2026-07-31 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-08-01 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-08-02 | $10.98 | $306,348,750 | 5 / 4 |
| 2026-08-03 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-08-04 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-08-05 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-08-06 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-08-07 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-08-08 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-08-09 | $10.98 | $306,348,750 | 5 / 4 |
| 2026-08-10 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-08-12 | $10.98 | $306,348,750 | 5 / 4 |
| 2026-08-13 | $10.98 | $306,348,750 | 5 / 4 |
| 2026-08-14 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-08-15 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-08-16 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-08-17 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-08-18 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-08-19 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-08-20 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-08-21 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-08-22 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-08-23 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-08-24 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-08-25 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-08-26 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-08-27 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-08-28 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-08-29 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-08-30 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-08-31 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-09-01 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-09-02 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-09-03 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-09-04 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-09-05 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-09-06 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-09-07 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-09-08 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-09-09 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-09-10 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-09-11 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-09-12 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-09-13 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-09-14 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-09-15 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-09-16 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-09-17 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-09-18 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-09-19 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-09-20 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-09-21 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-09-22 | $10.98 | $306,360,750 | 4 / 3 |
| 2026-09-23 | $11.04 | $308,398,000 | 4 / 3 |
| 2026-09-24 | $11.04 | $308,398,000 | 4 / 3 |
| 2026-09-25 | $11.07 | $307,548,400 | 5 / 4 |
| 2026-09-26 | $11.07 | $307,548,400 | 5 / 4 |
| 2026-09-27 | $11.07 | $307,548,400 | 5 / 4 |
| 2026-09-28 | $11.07 | $307,548,400 | 5 / 4 |
| 2026-09-29 | $11.07 | $307,548,400 | 5 / 4 |
| 2026-09-30 | $11.07 | $307,548,400 | 5 / 4 |
| 2026-10-01 | $11.07 | $307,548,400 | 5 / 4 |
| 2026-10-02 | $11.12 | $308,818,800 | 5 / 4 |
| 2026-10-03 | $11.12 | $308,818,800 | 5 / 4 |
| 2026-10-04 | $11.12 | $308,818,800 | 5 / 4 |
| 2026-10-05 | $11.12 | $308,818,800 | 5 / 4 |
| 2026-10-06 | $11.12 | $308,818,800 | 5 / 4 |
| 2026-10-07 | $11.12 | $308,818,800 | 5 / 4 |
| 2026-10-08 | $11.12 | $308,818,800 | 5 / 4 |
| 2026-10-09 | $11.12 | $308,818,800 | 5 / 4 |
| 2026-10-10 | $11.12 | $308,818,800 | 5 / 4 |
| 2026-10-11 | $11.12 | $308,818,800 | 5 / 5 |
| 2026-10-12 | $11.12 | $308,818,800 | 5 / 5 |
| 2026-10-13 | $11.12 | $308,818,800 | 5 / 5 |
| 2026-10-14 | $11.12 | $308,818,800 | 5 / 5 |
| 2026-10-15 | $11.12 | $308,818,800 | 5 / 5 |
| 2026-10-16 | $11.12 | $308,818,800 | 6 / 5 |
| 2026-10-17 | $11.12 | $308,818,800 | 6 / 5 |
| 2026-10-18 | $11.12 | $308,818,800 | 6 / 5 |
| 2026-10-19 | $11.12 | $308,818,800 | 6 / 5 |
| 2026-10-20 | $11.12 | $308,818,800 | 6 / 5 |
| 2026-10-21 | $11.12 | $308,818,800 | 6 / 5 |
| 2026-10-22 | $11.12 | $308,818,800 | 6 / 5 |
| 2026-10-23 | $11.12 | $308,818,800 | 6 / 5 |
| 2026-10-24 | $11.22 | $310,458,800 | 6 / 5 |
| 2026-10-25 | $11.22 | $310,458,800 | 6 / 5 |
| 2026-10-26 | $11.37 | $312,938,800 | 6 / 5 |
| 2026-10-27 | $11.37 | $312,938,800 | 6 / 5 |
| 2026-10-28 | $11.37 | $312,247,500 | 6 / 5 |
| 2026-10-29 | $11.37 | $312,247,500 | 6 / 5 |
| 2026-10-30 | $11.37 | $312,247,500 | 6 / 5 |
| 2026-10-31 | $11.38 | $311,901,100 | 6 / 5 |
| 2026-11-01 | $11.38 | $311,901,100 | 6 / 5 |
| 2026-11-02 | $11.38 | $311,901,100 | 6 / 5 |
| 2026-11-03 | $11.38 | $311,901,100 | 6 / 5 |
| 2026-11-04 | $11.38 | $311,901,100 | 6 / 5 |
Revenue and EPS estimates track expectations. They are not delivered results or like-for-like proof of a required annual path.
Latest: 2 Buy / Strong Buy · 4 Hold · 0 Sell / Strong Sell
Recent actions · Oct 6–Nov 4 · 1 recorded
1 raises · 0 cuts · 0 unchanged · 0 without a comparable prior
Oct 6, 2026–Nov 4, 2026. Each firm's latest positive target is paired only with its immediately prior positive target from the same provider, at most 180 days earlier. Unmatched observations have one dot; conflicting observations are not compared.
Look for updated results and guidance against the published targets, plus direct evidence for unresolved drivers.
3 of 3 published conditions remain under pressure or need verification. The next results need to address those conditions.
The dated weekly assessment and its assumptions are available in Read detailed Outlook.