Preferred Bank (PFBC)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$106.87+0.56%
Close 2026-11-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · PFBC
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
No current thesis-health read is available for this company.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -11.1% |
| Our one-year growth estimate | diamond | Not available |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
A comparable growth gap is not available.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 230 industry peers · Company calendar date is not available
Why it matters: Unemployment claims data can indicate economic health. It may impact loan demand and credit quality for banks.
Watch forClaims data shows a big drop. This means the job market is stronger.
Also watch forClaims data shows a big rise. This means the job market is weaker.
Why it matters: A drop below this level could signal a slowdown in the financial sector's growth phase.
Worry ifRevenue growth reported below 13% year over year in the next earnings report.
Less concerning ifRevenue growth remains at or above 13% year over year.
Why it matters: GDP growth affects bank performance and loan demand in the financial sector.
Watch forGDP growth is higher than expected. This shows the economy is strong.
Also watch forGDP growth is lower than expected. This shows the economy is weak.
Why it matters: Revenue growth has been strong, but a drop below 15% would signal a slowdown.
Worry ifQ2 revenue growth reported below 15% year over year.
Less concerning ifQ2 revenue growth stays at or above 15% year over year.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$69 on $10,000 · ±0.7% | How much price usually moves either way. |
| Bad day | $202 loss on $10,000 · 2.0% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,858 loss on $10,000 · 18.6% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: The rate decision can shift funding costs and loan demand for banks. The sector signal already points to a headwind.
Watch forThe Fed cuts rates on October 28. PFBC later reports lower deposit costs, with no drop in net interest income.
Also watch forThe Fed holds or raises rates. PFBC later reports higher deposit costs or lower net interest income.
Why it matters: Revenue growth has been strong but is easing. A drop below median signals a slowdown.
Worry ifRevenue growth falls below the median of 13% year over year.
Less concerning ifRevenue growth remains above the median of 13% year over year.
Why it matters: The sector is still growing, but its trend is easing. A drop below the stated median would add to that concern.
Worry ifFinancial sector revenue growth falls below its median, as flagged in the sector outlook.
Less concerning ifFinancial sector revenue growth stays at or above its median.
Why it matters: Loan growth trends impact overall bank performance. Declines could signal market weakness.
Worry ifEarnings report reveals loan growth below 5% year over year.
Less concerning ifLoan growth stays above 5% year over year.
Why it matters: The sector's 60-day relative performance is negative, and its regime is marked as a headwind.
Worry ifThe sector's 60-day relative performance remains below zero at the next update.
Less concerning ifThe sector's 60-day relative performance turns positive at the next update.
Why it matters: The report is the next company-specific test. No recent company notes or targets were supplied.
Watch forThe October 23 report shows revenue and net income rose from a year earlier.
Also watch forThe October 23 report shows revenue and net income fell from a year earlier.
Why it matters: Higher CPI growth can lead to interest rate changes. This affects bank margins and profits.
Worry ifConsumer Price Index growth reported above 3% in the next release.
Less concerning ifCPI growth reported below 2% in the next release.
Why it matters: The earnings report will show how Preferred Bank is doing and what to expect.
Watch forThe earnings report shows better results than expected. This means strong performance.
Also watch forThe earnings report shows worse results than expected. This means weak performance.