Preferred Bank (PFBC)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$103.52-0.69%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · PFBC
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
No current thesis-health read is available for this company.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -12.8% |
| Our one-year growth estimate | diamond | Not available |
Growth built into the price is above our model estimate.
A comparable growth gap is not available.
The one-year revenue growth assumption on Valuation.
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Model as of 2026-09-04 · Compared with 219 industry peers
Review the full earnings evidenceWhy it matters: Revenue growth has been strong, but a drop below 15% would signal a slowdown.
Worry ifQ2 revenue growth reported below 15% year over year.
Less concerning ifQ2 revenue growth stays at or above 15% year over year.
Why it matters: Changes in GDP estimates can affect the banking sector's outlook. This could impact Preferred Bank's growth prospects.
Watch forGDP growth estimate revised upward to above 2% for Q2 2026.
Also watch forGDP growth estimate revised downward to below 1% for Q2 2026.
Why it matters: CPI affects interest rates. It also impacts how much people spend. This influences bank performance.
Watch forCPI data shows inflation is under 3%. This means the economy is stable.
Also watch forCPI data shows inflation is over 4%. This points to possible economic pressure.
Why it matters: A drop in revenue growth could signal a slowdown in the financial sector. This would affect investor confidence in Preferred Bank's performance.
Worry ifRevenue growth reported below 10% year over year in the next earnings report.
Less concerning ifRevenue growth remains above 10% year over year.
Why it matters: More unemployment claims can show a weak economy. This may hurt Preferred Bank's loans and business.
Worry ifWeekly unemployment claims may go over 300,000 in the next reports.
Less concerning ifWeekly unemployment claims may stay under 250,000.
Why it matters: Loan growth trends impact overall bank performance. Declines could signal market weakness.
Worry ifEarnings report reveals loan growth below 5% year over year.
Less concerning ifLoan growth stays above 5% year over year.
Why it matters: GDP growth affects how much people want loans. It also impacts banking activity.
Watch forGDP growth is above 2%. This shows a strong economy.
Also watch forGDP growth is below 1%. This shows weakness in the economy.
Why it matters: The FOMC's decision can affect interest rates. Changes may impact Preferred Bank's lending margins.
Watch forFOMC raises interest rates more than expected.
Also watch forFOMC keeps interest rates unchanged or lowers them.
Why it matters: Higher CPI growth can lead to interest rate changes. This affects bank margins and profits.
Worry ifConsumer Price Index growth reported above 3% in the next release.
Less concerning ifCPI growth reported below 2% in the next release.
Why it matters: Revenue growth has been strong, but a drop below median signals a slowdown. This could impact investor confidence.
Worry ifRevenue growth falls below the median of 13% year over year.
Less concerning ifRevenue growth stays at or above the median of 13% year over year.
Why it matters: Key economic reports could affect market conditions and bank performance. This includes PPI and CPI.
Watch forThe Producer Price Index went up a lot. This shows inflation is rising.
Also watch forThe Consumer Price Index went down a lot. This shows deflation is happening.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$75 on $10,000 · ±0.7% | How much price usually moves either way. |
| Bad day | $214 loss on $10,000 · 2.1% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,858 loss on $10,000 · 18.6% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.