Expectations trend
FY2027 · fiscal year ending 2027-12-31 · fmp
Plumas Bancorp (PLBC)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$63.78+0.87%
Close 2026-11-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
The long-term thesis, the evidence coming in, and the environment around it. Thesis dated Jul 8, 2026.
Next-FY EPS estimate change · 30 days
5.90 → 5.92 EPS · FY ending Dec 31, 2027 · 3 analysts
One observable signal. This measures changing earnings expectations, not the probability of a gain or loss.
Change in the same fiscal period’s mean EPS estimate from Oct 5, 2026 to Nov 4, 2026: (new ÷ prior − 1). Contributor count changed from 3 to 3; this is not the number of analysts revising. The ±10% axis is a display range.
The EPS and P/E reference is not available for PLBC yet.
| Measure / period | Management expectations | Analyst expectations |
|---|
Management figures unavailable.
Current consensus figures unavailable.
Three published thesis conditions, with dated milestones shown separately.
| Key Factor | Why It Matters | Current Status | Break Condition | Latest Evidence |
|---|---|---|---|---|
Maintain quarterly dividend at $0.33 per share | Plumas Bancorp maintains a stable dividend of $0.33 per share each quarter. | Intact | quarterly dividend falls below $0.33 per share | Dividend per share: $0.33 per share FY2026-Q3; GAAP. Published target: >= $0.33 per share quarterly. The stored target says 2026-Q4; this source reports FY2026-Q3. Fiscal/calendar alignment needs review. Nov 4, 20260.33 USD/share · source valueLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Compare these dated observations with the operating requirements above
FY2027 · fiscal year ending 2027-12-31 · fmp
The evidence, the remaining questions, and what comes next
No recovery evidence is reported in the available driver assessments.
Next earnings date unavailable
Look for updated results and guidance against the published targets, plus direct evidence for unresolved drivers.
Observed price history; separate from operating scenarios
The weekly editorial context below is a separate assessment from the dated monitor evidence above. Recovery observations do not automatically change the published thesis. Unverified outside influences are hypotheses, not measured driver evidence.
PLBC is a regional banking growth story, with expansion through acquisition and relationship-based banking as key drivers. The long-term thesis is intact and the latest signal is mildly favorable, though management execution has been volatile and asset-quality progress is mixed.
The valuation is at a 1.35 premium to peers, with a durable premium identified and a small expectations gap. That suggests the market already recognizes some strength in the business, while the evidence does not show a large gap between expectations and the current setup.
Near term, the latest earnings event was positive, and net interest income and loan growth show delivery on expansion priorities; repurchases are also underway. However, nonperforming assets rose over the year, and the CFO transition adds an execution item to watch. The near-term miss risk is assessed as low, but the evidence notes PLBC is smaller-cap and has had a deep miss in its recent history.
Over the next few quarters, the thesis depends on continued acquisition-led growth and disciplined credit management, including whether nonperforming asset measures stabilize. A guidance cut would be a meaningful negative, while continued earnings strength at sector bellwethers could support sector momentum. Rate cuts from the current level are also flagged as a potential headwind for Financials.
For the next one to three years, PLBC has a credible expansion story and recent results support an intact thesis, but its peer premium and mixed asset-quality evidence make execution central. Not investment advice.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
| Earnings are on track to reach record levels with $9.8 million net income in Q1 2026. |
| Intact |
| net income falls below $9.8 million in 2026-Q1 |
Net income: $11.386M FY2026-Q3; GAAP. Published target: net income >= $9.8 million in 2026-Q1. The stored target says 2026-Q1; this source reports FY2026-Q3. Fiscal/calendar alignment needs review. Nov 4, 202611,386,000 USD · source valueLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Execute $25 million share repurchase program | The company has a $25 million share repurchase program supporting shareholder value. | Intact | repurchase program is cancelled or materially reduced | Direct metric needs a verified mapping The published measure or accounting basis is not supported by an exact source binding. Date unavailableLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Stored thesis · Jul 8, 2026. Latest Evidence uses source-matched measurements where available, alongside the last thesis-monitor assessment. Source periods and assessment dates are shown separately. A new measurement does not automatically change the published status or verify an older target.
$5.87 → $5.92 · observed estimates
$0.12B → $0.12B · observed estimates
One fiscal period and provider throughout. At least five contributors are required for each plotted metric; missing coverage stays a gap. Axes show the observed range. Counts measure coverage, not revisions.
| Snapshot | EPS | Revenue | EPS / revenue analysts |
|---|---|---|---|
| 2026-07-24 | $5.87 | $119,162,000 | 3 / 3 |
| 2026-07-25 | $5.87 | $119,162,000 | 3 / 3 |
| 2026-07-26 | $5.87 | $119,162,000 | 3 / 3 |
| 2026-07-27 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-07-28 | $5.87 | $119,162,000 | 3 / 3 |
| 2026-07-29 | $5.87 | $119,162,000 | 3 / 3 |
| 2026-07-30 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-07-31 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-08-01 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-08-02 | $5.87 | $119,162,000 | 3 / 3 |
| 2026-08-03 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-08-04 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-08-05 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-08-06 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-08-07 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-08-08 | $5.87 | $119,162,000 | 3 / 3 |
| 2026-08-09 | $5.87 | $119,162,000 | 3 / 3 |
| 2026-08-10 | $5.87 | $119,162,000 | 3 / 3 |
| 2026-08-12 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-08-13 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-08-14 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-08-15 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-08-16 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-08-17 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-08-18 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-08-19 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-08-20 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-08-21 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-08-22 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-08-23 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-08-24 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-08-25 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-08-26 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-08-27 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-08-28 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-08-29 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-08-30 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-08-31 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-09-01 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-09-02 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-09-03 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-09-04 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-09-05 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-09-06 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-09-07 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-09-08 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-09-09 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-09-10 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-09-11 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-09-12 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-09-13 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-09-14 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-09-15 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-09-16 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-09-17 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-09-18 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-09-19 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-09-20 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-09-21 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-09-22 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-09-23 | $5.87 | $119,162,000 | 2 / 2 |
| 2026-09-24 | $5.90 | $119,426,667 | 2 / 2 |
| 2026-09-25 | $5.90 | $119,426,667 | 2 / 2 |
| 2026-09-26 | $5.90 | $119,426,667 | 3 / 2 |
| 2026-09-27 | $5.90 | $119,426,667 | 3 / 3 |
| 2026-09-28 | $5.90 | $119,426,667 | 3 / 3 |
| 2026-09-29 | $5.90 | $119,426,667 | 3 / 3 |
| 2026-09-30 | $5.90 | $119,426,667 | 3 / 3 |
| 2026-10-01 | $5.90 | $119,426,667 | 3 / 3 |
| 2026-10-02 | $5.90 | $119,426,667 | 3 / 3 |
| 2026-10-03 | $5.90 | $119,426,667 | 3 / 3 |
| 2026-10-04 | $5.90 | $119,426,667 | 3 / 3 |
| 2026-10-05 | $5.90 | $119,426,667 | 3 / 3 |
| 2026-10-06 | $5.90 | $119,426,667 | 3 / 3 |
| 2026-10-07 | $5.90 | $119,426,667 | 3 / 3 |
| 2026-10-08 | $5.90 | $119,426,667 | 3 / 3 |
| 2026-10-09 | $5.90 | $119,426,667 | 3 / 3 |
| 2026-10-10 | $5.90 | $119,426,667 | 3 / 3 |
| 2026-10-11 | $5.90 | $119,426,667 | 3 / 3 |
| 2026-10-12 | $5.90 | $119,426,667 | 3 / 3 |
| 2026-10-13 | $5.90 | $119,426,667 | 3 / 3 |
| 2026-10-14 | $5.90 | $119,426,667 | 2 / 2 |
| 2026-10-15 | $5.90 | $119,426,667 | 2 / 2 |
| 2026-10-16 | $5.90 | $119,426,667 | 3 / 3 |
| 2026-10-17 | $5.90 | $119,426,667 | 3 / 3 |
| 2026-10-18 | $5.90 | $119,426,667 | 3 / 3 |
| 2026-10-19 | $5.90 | $119,426,667 | 3 / 3 |
| 2026-10-20 | $5.90 | $119,426,667 | 3 / 3 |
| 2026-10-21 | $5.90 | $119,426,667 | 3 / 3 |
| 2026-10-22 | $5.92 | $118,626,667 | 3 / 3 |
| 2026-10-23 | $5.92 | $118,569,333 | 3 / 3 |
| 2026-10-24 | $5.92 | $118,569,333 | 3 / 3 |
| 2026-10-25 | $5.92 | $118,569,333 | 3 / 3 |
| 2026-10-26 | $5.92 | $118,569,333 | 3 / 3 |
| 2026-10-27 | $5.92 | $118,569,333 | 3 / 3 |
| 2026-10-28 | $5.92 | $118,569,333 | 3 / 3 |
| 2026-10-29 | $5.92 | $118,569,333 | 3 / 3 |
| 2026-10-30 | $5.92 | $118,569,333 | 3 / 3 |
| 2026-10-31 | $5.92 | $118,569,333 | 3 / 3 |
| 2026-11-01 | $5.92 | $118,569,333 | 3 / 3 |
| 2026-11-02 | $5.92 | $118,569,333 | 3 / 3 |
| 2026-11-03 | $5.92 | $118,569,333 | 3 / 3 |
| 2026-11-04 | $5.92 | $118,569,333 | 3 / 3 |
Revenue and EPS estimates track expectations. They are not delivered results or like-for-like proof of a required annual path.
Latest: 3 Buy / Strong Buy · 0 Hold · 0 Sell / Strong Sell
Recent actions · Oct 6–Nov 4 · 0 recorded
1 raises · 0 cuts · 0 unchanged · 1 without a comparable prior
Oct 6, 2026–Nov 4, 2026. Each firm's latest positive target is paired only with its immediately prior positive target from the same provider, at most 180 days earlier. Unmatched observations have one dot; conflicting observations are not compared.
3 of 3 published conditions remain under pressure or need verification. The next results need to address those conditions.
The dated weekly assessment and its assumptions are available in Read detailed Outlook.