Plumas Bancorp (PLBC)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · PLBC
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Our capital position continues to provide flexibility to support organic growth opportunities, return capital to shareholders through both dividends and our share repurchase program, and invest in in…
Stated in 2 of 3 supplied quarters. Management reported: “In February, our Board of Directors authorized a stock repurchase program of up to $25 million through the fourth quarter of 2026, reflecting our strong capital position, consistent earnings capacity, and confidence in the long‑term outlook for Plumas Bancorp.” “Our capital position continues to provide flexibility to support organic growth opportunities, return capital to shareholders through both dividends and our share repurchase program, and invest in initiatives that strengthen our long-term competitive position.” Net income was $9.959 million in 2026-Q2.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 61% for the rest of the cohort, n=10284).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“Our capital position continues to provide flexibility to support organic growth opportunities, return capital to shareholders through both dividends and our share repurchase program, and invest in in…”
“In February, our Board of Directors authorized a stock repurchase program of up to $25 million through the fourth quarter of 2026, reflecting our strong capital position, consistent earnings capacity…”
Our results reflect the strength of our relationship-based banking model and disciplined execution of our strategic priorities.
Stated in 2 of 3 supplied quarters. Management reported: “Our results reflect the strength of our relationship-based banking model and disciplined execution of our strategic priorities.” “Deposit growth, strong net interest income, and continued operating performance demonstrate the benefits of our expanded franchise and our ability to serve clients across a broader geographic footprint.”
“Our results reflect the strength of our relationship-based banking model and disciplined execution of our strategic priorities.”
“Looking ahead, our priorities remain unchanged: delivering high‑quality service to our clients, supporting the communities we serve, operational discipline, and creating sustainable, long‑term value…”
Asset quality remains a key area of focus.
Stated in 2 of 3 supplied quarters. Management reported: “Asset quality remains a key area of focus.” “While we continue to monitor economic conditions and individual credit relationships closely, we believe our loan portfolio remains well diversified and supported by prudent underwriting standards, strong client relationships, and experienced credit administration.”
“Asset quality remains a key area of focus.”
“Looking ahead, our priorities remain unchanged: delivering high‑quality service to our clients, supporting the communities we serve, operational discipline, and creating sustainable, long‑term value…”
Add experienced executives and manage leadership succession to support the bank's organization and strategic priorities.
Continue expanding loan portfolio and deposits organically and via acquisitions, notably the Cornerstone acquisition completed in 2025.
Over the trailing year it converted 1.33x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9158).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
30 material management or governance events in the past 24 months, led by executive changes. Historically, Financials names rated volatile grew net income 58% of the time over the next year (vs 59% for the rest of the cohort, n=7346).
Not investment advice. As of 2026-11-05.