Entry into a Material Definitive Agreement. On October 30, 2026, Porch Reciprocal Exchange (the “Reciprocal”) and Porch Group, Inc. (the “Company” or “Porch”) entered into a distribution agreement (the “Distribution Agreement”) with StoneX Financial Inc., acting as sales agent (the “Sales Agent”), pursuant to which (i) the Reciprocal may offer and sell up to 10 million shares of the Company’s common stock (the “Common Stock”), par value $0.0001 per share (the “Reciprocal ATM Shares”) it curre…

Results of Operations and Financial Condition. On October 28, 2026 , Porch Group, Inc. (the “Company”) issued an earnings release announcing financial results for its third quarter ended September 30, 2026 . The full text of the press release issued in connection with the announcement is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.

Unregistered Sales of Equity Securities. The information set forth in

under “Consideration; Use of Porch Shares” is incorporated by reference into this

Results of Operations and Financial Condition. On July 29, 2026 , Porch Group, Inc. (the “Company”) issued an earnings release announcing financial results for its second quarter ended June 30, 2026 . The full text of the press release issued in connection with the announcement is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.

Entry into a Material Definitive Agreement. On June 10, 2026 (the “Effective Date”), Porticus Reinsurance Ltd. (“Porticus”), a Cayman Islands captive reinsurance company and subsidiary of Porch Group, Inc. (the “Company” or “Porch”), entered into a Securities Purchase Agreement (the “SPA”) with the Porch Reciprocal Exchange, a Texas unincorporated reciprocal inter-insurance exchange (the “Reciprocal”). The parties entered into the SPA following the receipt of required regulatory approvals fro…

Unregistered Sales of Equity Securities The information set forth in

Results of Operations and Financial Condition. On April 28, 2026 , Porch Group, Inc. (the “Company”) issued an earnings release announcing financial results for its first quarter ended March 31, 2026 . The full text of the press release issued in connection with the announcement is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.

Results of Operations and Financial Condition. On February 11, 2026 , Porch Group, Inc. (the “Company”) issued an earnings release announcing financial results for its fourth quarter and full year ended December 31, 2025 . The full text of the press release issued in connection with the announcement is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.

Results of Operations and Financial Condition. On November 5, 2025 , Porch Group, Inc. (the “Company”) issued an earnings release announcing financial results for its third quarter ended September 30, 2025 . The full text of the press release issued in connection with the announcement is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.

Results of Operations and Financial Condition. On August 5, 2025 , Porch Group, Inc. (the “Company” or "Porch") issued an earnings release announcing financial results for its second quarter ended June 30, 2025 . The full text of the press release issued in connection with the announcement is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.

The filing describes changes in equity awards, which is not a management movement.

Entry into a Material Definitive Agreement. On May 27, 2025, Porch Group, Inc. (“Porch” or the “Company”) completed its previously disclosed privately negotiated transactions (collectively, the “Refinancing Transactions”) with certain institutional investors and holders (collectively, the “Investors”) of the Company’s existing 0.75% convertible senior unsecured notes due 2026 (the “2026 Notes”), pursuant to which the Company repurchased a total of $144.3 million in aggregate principal amount…

Other Events. In connection with the Refinancing Transactions, the Company’s board of directors authorized the Company to repurchase up to $29.4 million aggregate principal amount of the 2026 Notes (representing 100% of the remaining 2026 Notes outstanding), from time to time prior to maturity, on the open market at prevailing market prices, in privately negotiated transactions, in block trades and/or through other legally permissible means, depending on market conditions and in accordance wi…

Unregistered Sales of Equity Securities. The information set forth in

Creation of a Direct Financial Obligation or an Obligation under an Off Balance Sheet Arrangement of Registrant. On May 27, 2025, the Company issued $134.0 million in aggregate principal amount of 2030 Notes to certain Investors in the Refinancing Transactions pursuant to the terms of the Exchange Agreements, the Indenture and the Global Note. The information set forth in

Indenture, dated as of May 27, 2025, by and between Porch Group, Inc. and U.S. Bank Trust Company, National Association, in its capacity as trustee thereunder. 4.2 Form of 9.00% Convertible Senior Notes due 2030 (included as Exhibit A in Exhibit 4.1). 99.1 Press release issued on May 28, 2025 by Porch Group, Inc., announcing the closing of the Refinancing Transactions. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document). SIGNATURES Pursuant to the requirements of t…

Entry into a Material Definitive Agreement. On May 19, 2025, Porch Group, Inc. (“Porch” or the “Company”) entered into privately negotiated transactions (the “Refinancing Transactions”) with certain institutional investors and holders (collectively, the “Investors”) of the Company’s existing 0.75% convertible senior notes due 2026 (the “2026 Notes”), pursuant to which the Company agreed to repurchase a total of $144.3 million in aggregate principal amount of 2026 Notes and issue $134.0 millio…

of Form 8-K and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, and shall not be deemed to be incorporated by reference into the filings of the Company under the Securities Act or the Exchange Act regardless of any general incorporation language in such filings. Forward-Looking Statements Certain statements in this Current Report may be considered “forwa…

Unregistered Sales of Equity Securities. The disclosure set forth above in

Results of Operations and Financial Condition. On May 6, 2025 , Porch Group, Inc. (the “Company” or "Porch") issued an earnings release announcing financial results for its first quarter ended March 31, 2025 . The full text of the press release issued in connection with the announcement is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.

The filing describes the approval and grant of equity awards under a long-term incentive program, which is not a management change event.

Results of Operations and Financial Condition. On February 25, 2025 , Porch Group, Inc. (the “Company” or "Porch") issued an earnings release announcing financial results for its fourth quarter and full year ended December 31, 2024 . The full text of the press release issued in connection with the announcement is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.

Completion of Acquisition of Disposition of Assets. Effective January 1, 2025, the Company completed the sale of HOAIC as disclosed in

Entry into a Material Definitive Agreement. On January 2, 2025, Porch Group, Inc. (the “Company”) completed the formation of Porch Insurance Reciprocal Exchange, a new homeowners insurance reciprocal exchange (the “Reciprocal”). The formation follows prior approval by the Texas Department of Insurance (the “TDI”) to form and license a reciprocal exchange. The Reciprocal will offer homeowners tailored insurance products and connect them to services for every stage of homeownership. In connecti…