Remitly (RELY)
NASDAQFinancialsSoftware - InfrastructureSnapshot 2026-11-05
$21.55-20.42%
Close 2026-11-05 · 1-day change
NASDAQFinancialsSoftware - InfrastructureSnapshot 2026-11-05
QuarterlyIQ Insights · RELY
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is still in the top half of its industry but slipped notably this past month — worth watching.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 16.0% |
| Our one-year growth estimate | diamond | 21.3% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-05.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 5.2 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-05 · Compared with 23 industry peers · Company calendar date is not available
RELY — credit agreement
Dated 2026-10-30
Entry Into a Material Definitive Agreement. On October 26, 2026, Remitly Global, Inc. (“Remitly Global”) entered into Amendment No. 2 (the “Amendment”) to the Credit Agreement (the “Credit Agreement”), among Remitly Global, Remitly, Inc. (“Remitly, Inc.” and, together with Remitly Global, collectively referred to as “Remitly”), the financial institutions party thereto (the “Lenders”), and JPMorgan Chase Bank, N.A., as issuing bank, administrative agent, and collateral agent (the “Agent”). The…
Why it matters: Remitly aims for 20% to 22% revenue growth in 2026. The financials sector trend is easing, but it does not set Remitly's results.
Worry ifReported 2026 revenue growth falls below 20%.
Less concerning ifReported 2026 revenue growth stays at or above 20%.
Why it matters: Remitly set a Q3 revenue range of $505 million to $507 million. A miss would put its 2026 growth goal at risk.
Worry ifQ3 revenue is below $505 million, or full-year revenue guidance falls below $1.978 billion.
Less concerning ifQ3 revenue reaches at least $505 million and full-year guidance stays at $1.978 billion or more.
Why it matters: Remitly amended its credit agreement on October 26. The filing details can show whether the change adds debt or tightens limits.
Watch forThe amendment filing shows higher borrowing costs, new limits, or more debt.
Also watch forThe amendment filing shows no new debt, tighter limits, or higher borrowing costs.
Why it matters: Q2 net income included a $140.6 million tax benefit. Q3 results can show whether profits stay positive without that boost.
Watch forQ3 GAAP net income is positive, with no large one-time tax benefit reported.
Also watch forQ3 GAAP net income is zero or negative without a large one-time tax benefit.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$191 on $10,000 · ±1.9% | How much price usually moves either way. |
| Bad day | $515 loss on $10,000 · 5.2% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $2,579 loss on $10,000 · 25.8% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.