RLI Corp. (RLI)
NYSEFinancialsInsurance - Property & CasualtySnapshot 2026-11-04
$68.91+3.10%
Close 2026-11-04 · 1-day change
NYSEFinancialsInsurance - Property & CasualtySnapshot 2026-11-04
QuarterlyIQ Insights · RLI
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -5.4% |
| Our one-year growth estimate | diamond | 9.5% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 15.0 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 25 industry peers · Company calendar date is not available
RLI — dividend update
Dated 2026-08-13
Other Events. On August 13, 2026, RLI Corp. (“RLI”) a nnounced that its Board of Directors approved a regular quarterly dividend on its common stock of $0.18 per share. The dividend is payable on September 15, 2026 to shareholders of record as of August 31, 2026. Furnished as Exhibit 99.1 and incorporated herein by reference is a copy of the press release issued by RLI announcing the dividend.
Why it matters: Casualty grew 4% in Q3, but its 99.6 ratio left little room for loss growth. A ratio above 100 means the segment loses money on underwriting.
Worry ifCasualty's combined ratio tops 100 in a reported quarter. Its underlying loss ratio may also top 67.
Less concerning ifCasualty's combined ratio stays below 100. Its underlying loss ratio stays near or below 67.
Why it matters: More capacity and business returning to standard carriers pressured this line. A deeper drop would show that pressure is worsening.
Worry ifE&S Property premium falls more than 17% year over year in a reported quarter.
Less concerning ifThe premium decline narrows from 17%, or the line returns to year-over-year growth.
Why it matters: Higher investment income has helped support results. New fixed income purchases yielded 5.5%, nearly one point above the portfolio's book yield.
Supportive ifNet investment income grows at least 13% year over year in the next reported quarter.
Worry ifNet investment income growth falls below 13% year over year or turns negative.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$124 on $10,000 · ±1.2% | How much price usually moves either way. |
| Bad day | $246 loss on $10,000 · 2.5% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $2,795 loss on $10,000 · 28.0% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.