Charles Schwab Corporation (SCHW)
NYSEFinancialsFinancial - Capital MarketsSnapshot 2026-11-05
$92.58-0.85%
Close 2026-11-05 · 1-day change
NYSEFinancialsFinancial - Capital MarketsSnapshot 2026-11-05
QuarterlyIQ Insights · SCHW
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How this business ranks within financials on a research-validated quality screen. As of 2026-11-05.
The screen ranks SCHW against its sector on four durable signals: share dilution, return on capital, free-cash-flow yield, and FCF margin. Historically the highest-quality names tended toward better typical outcomes and fewer bad years over multi-year holds (strongest at three years, modest at one), and that pattern showed up even before the price moved. It characterizes business quality, not price direction.
Each leg is a sector-relative percentile (higher is better); 3 of 4 legs were available for this name. The composite is built from these four; the raw value follows each percentile for context.
A forward quality tilt, not a price prediction, and context for your own research rather than a recommendation. Not investment advice.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated strong grew net income 66% of the time over the next year (vs 56% for the rest of the cohort, n=7714).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Met or beat guidance 67% of the last 3 guided quarters · -15.2% avg surprise
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Client Driven Growth $140B 1Q26 Core Net New Assets “Schwab’s strong business momentum continued into 2026 as investors opened 1.3 million new brokerage accounts and brought $140 billion of core net…
Stated in 6 of 8 supplied quarters. Management reported: “All per-share results are rounded to the nearest cent, based on weighted-average diluted common shares outstanding.” “All per-share results are rounded to the nearest cent, based on weighted-average diluted common shares outstanding.”
“Client Driven Growth $140B 1Q26 Core Net New Assets “Schwab’s strong business momentum continued into 2026 as investors opened 1.3 million new brokerage accounts and brought $140 billion of core net…”
“Client Driven Growth $519B 2025 Core Net New Assets “Schwab delivered growth on all fronts in 2025.”
“Client Driven Growth 44% 3Q25 Core NNA Growth vs. 3Q24 “Our unwavering focus on delivering for clients helped us attract $137.5 billion in 3Q core net new assets plus over 1 million new brokerage acc…”
“Client Driven Growth 31% 2Q25 Core NNA Growth vs. 2Q24 “Retail investors and RIAs continued to turn to Schwab as a trusted partner, opening over 1 million new brokerage accounts and gathering $80.3 b…”
“Client Driven Growth $137.7B 1Q25 Core Net New Assets “Investors turned to Schwab to navigate an increasingly uncertain environment in 1Q25, entrusting us with $138 billion in core net new assets.”
“Client Driven Growth $367B 2024 Core Net New Assets “In the fourth quarter of 2024, we added $115 billion in core net new assets, bringing asset gathering for the year to $367 billion – a 4.3% annual…”
President & CEO Rick Wurster Diversified Revenue Growth 16% 1Q26 Revenue Growth vs. 1Q25 “Schwab’s diversified model delivered record results within an increasingly uncertain macroeconomic environmen…
Stated in 6 of 8 supplied quarters. Management reported: “All per-share results are rounded to the nearest cent, based on weighted-average diluted common shares outstanding.” “All per-share results are rounded to the nearest cent, based on weighted-average diluted common shares outstanding.”
“President & CEO Rick Wurster Diversified Revenue Growth 16% 1Q26 Revenue Growth vs. 1Q25 “Schwab’s diversified model delivered record results within an increasingly uncertain macroeconomic environmen…”
CFO Mike Verdeschi Opportunistic Capital Return $2.4B 1Q26 Common Stock Repurchases “During 1Q26, the company repurchased 24.3 million shares for $2.4 billion and increased its common stock dividend…
Stated in 6 of 8 supplied quarters. Management reported: “All per-share results are rounded to the nearest cent, based on weighted-average diluted common shares outstanding.” “All per-share results are rounded to the nearest cent, based on weighted-average diluted common shares outstanding.”
1Q26 Financial Commentary • Quarterly net revenues grew year-over-year by 16% to a record $6.5 billion • Net interest margin for the quarter was 2.88% • Client transactional sweep cash balances ended…
Stated in 6 of 8 supplied quarters. Management reported: “All per-share results are rounded to the nearest cent, based on weighted-average diluted common shares outstanding.” “All per-share results are rounded to the nearest cent, based on weighted-average diluted common shares outstanding.”
Focus on driving GAAP earnings per share growth to record levels through diversified revenue and operational efficiency.
Over the trailing year it converted 18.69x of net income into operating cash flow. Historically, Financials names rated robust grew net income 62% of the time over the next year (vs 56% for the rest of the cohort, n=6873).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, Fed net liquidity, real (inflation-adjusted) rates, long-term interest rates (low R² over the window).
12 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 58% for the rest of the cohort, n=10134).
Not investment advice. As of 2026-11-05.
“President & CEO Rick Wurster Diversified Revenue Growth 22% 2025 Revenue Growth vs. 2024 “Doing more for our growing client base bolsters Schwab’s diversified revenue model.”
“President & CEO Rick Wurster Diversified Revenue Growth 27% 3Q25 Revenue Growth vs. 3Q24 “Strengthening organic growth trends, increasing adoption of wealth solutions, and favorable macroeconomic tai…”
“President & CEO Rick Wurster Diversified Revenue Growth 25% 2Q25 Revenue Growth vs. 2Q24 “Schwab delivered growth on all fronts during the second quarter.”
“President & CEO Rick Wurster Diversified Revenue Growth 18% 1Q25 Revenue Growth vs. 1Q24 “Schwab delivered growth on all fronts during the first quarter, converting robust organic growth, increased t…”
“CEO Rick Wurster Revenue Growth 20% 4Q24 Revenue Growth vs. 4Q23 “Strong client engagement, increased margin utilization, encouraging client cash trends, and record net inflows into our Managed Inves…”
“CFO Mike Verdeschi Opportunistic Capital Return $2.4B 1Q26 Common Stock Repurchases “During 1Q26, the company repurchased 24.3 million shares for $2.4 billion and increased its common stock dividend…”
“CFO Mike Verdeschi Opportunistic Capital Return $7.3B 2025 Common Stock Repurchases “During 4Q25, we repurchased 29.2 million shares for $2.7 billion, bringing 2025 capital return to $11.8 billion ac…”
“CFO Mike Verdeschi Opportunistic Capital Return $2.7B 3Q25 Common Stock Repurchases “During 3Q25, we repurchased 28.9 million shares for $2.7 billion, bringing year-to-date capital return across all…”
“CFO Mike Verdeschi Opportunistic Capital Return $2.8B of Excess Capital Returned “During the second quarter, we continued to enhance stockholder value by returning excess capital through multiple for…”
“CFO Mike Verdeschi Opportunistic Capital Return $1.5B Worth of Common Shares Repurchased “While continuing to meet the evolving needs of our growing client base, we increased capital return to stockh…”
“CEO Rick Wurster Through- the-Cycle Profitability 46.6% 4Q24 Adjusted Pre-Tax Profit Margin (1) “The combination of 20% revenue growth and disciplined expense management resulted in a 4Q24 pre-tax pr…”
“1Q26 Financial Commentary • Quarterly net revenues grew year-over-year by 16% to a record $6.5 billion • Net interest margin for the quarter was 2.88% • Client transactional sweep cash balances ended…”
“All per-share results are rounded to the nearest cent, based on weighted-average diluted common shares outstanding.”
“President & CEO Rick Wurster Balance Sheet Management $12.9B 3Q25 Reduction in Bank Supplemental Funding (2) “Client transactional sweep cash grew by $13.5 billion versus 2Q25, helping us to further…”
“2Q25 Financial Commentary • Quarterly net revenues grew year-over-year by 25% to a record $5.9 billion • Net interest margin expanded sequentially by 12 basis points to 2.65% due primarily to the fur…”
“At the same time, we further reduced Bank Supplemental Funding to $38.1 billion at quarter-end – a 46% decrease versus 1Q24.””
“CEO Rick Wurster Through- the-Cycle Profitability 46.6% 4Q24 Adjusted Pre-Tax Profit Margin (1) “The combination of 20% revenue growth and disciplined expense management resulted in a 4Q24 pre-tax pr…”