SCHW
Charles Schwab CorporationNYSEFinancialsCapital MarketsSnapshot 2026-05-08
As of May 8, 2026, SCHW has a composite score of 13.0, categorized as "mild favorable." This score is influenced by a medium confidence level of 75.7 and reflects various factors, including a macro score of -7.7 and a sector score of 14.6. The analysis is provisional and considers potential scenarios such as guidance cuts and sector trends.
Price
Daily closes from AlphaVantage. Earnings/event dots are placed inline.
Factor signals
Read top-to-bottom: thesis (is this a strong company over a 1–3 year hold), watch flags (has something changed worth re-reading), and position context (how violent might the path be). Each pill is a parallel diagnostic — never aggregated into a single score.
Thesis
— is this a strong company over a 1–3 year hold?Why this rank
- Direction share1.00
- Slope (norm)-0.26
- Bonus0.00
Why this rank
Trailing four: 2024-Q3, 2025-Q1, 2025-Q2, 2025-Q3
Why this rank
Watch
— has something changed worth re-reading?Why this setup
EPS estimate $1.45 → $1.47 (+0.9% / 30d). 10 raised, 4 cut, 18 covering analysts.
0 upgrades, 0 downgrades / 30d, 3 maintained. 86% of analysts rate Buy.
4 PT revisions / 30d. Avg target 33.3% above current price.
0 positive, 0 negative / 30d.
F4 · Management deep-dive — recent events, stated priorities, guidance track record
Recent 8-K events
1 material event in the last 24 months — top 1 listed below.
Stated priorities
3 priorityies extracted from earnings transcripts (as of 2026-05-08).
- 1.Achieve record GAAP EPSgrowthmixed63% progress
4/16: “Record GAAP Earnings Per Share of $1.37.”
Why this status
Stated in 2 of last 2 quarters. Record GAAP EPS of $1.37 was achieved in 2026-Q1, indicating progress towards this priority. However, the status remains behind as per prior priorities, suggesting limited progress in achieving consistent record levels.
- 2.Maintain strong revenue momentumgrowthmixed63% progressprovisional
1/21: “Record revenue of $23.9 billion in 2025.”
Why this status
Newly stated in 2025-Q4. Record revenue of $23.9 billion was achieved in 2025, reflecting strong business momentum. Despite this achievement, the status is behind, indicating challenges in sustaining this momentum into 2026.
- 3.Manage capital allocationcapital allocationmixed35% progress
4/22: “Material Modification to Rights of Security Holders.”
Why this status
Newly stated in 2026-Q1. A material modification to rights of security holders was made, indicating a focus on capital allocation. However, the status is behind, suggesting limited progress in achieving optimal capital allocation strategies.
Guidance track record
Insufficient guidance history for this ticker.
Position context
— how violent might the path be while I hold it?Why this risk level
Recent vol — 30d annualized 34%; 252d 23%.
Drawdown — Max 1y −17%. Bad day move −2%.
Beta to sector ETF (XLF) — 0.94 over 1y.
Liquidity — score 100/100.
Sub-scores — vol 61/100, drawdown 66/100, beta 94/100, earnings vol —.
via XLF
Tailwind = sector leading the S&P 500; headwind = trailing. Both can be constructive — historically, headwind regimes have averaged stronger forward returns than tailwind.
Context label only — describes the market state (e.g. real bear vs narrative panic, healthy uptrend vs late-stage froth). It is not a per-ticker buy/sell signal and does not predict factor performance.
Not investment advice. As of 2026-05-08.
What changed
The most important moves since the prior daily snapshot.
- No material changes since the prior snapshot.
No material changes since the prior snapshot.
as of 2026-05-08
Management scorecard
How management runs the business — capital, margins, balance sheet, and how reliably they guide and deliver.
Met or beat guidance 0% of the last 2 guided quarters · -25.4% avg surprise
What management is focused on
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
- #1
Achieve record GAAP EPS
GrowthNew since 2026-05-04Focus on achieving record GAAP earnings per share as a key growth metric.
Behind →MixedStated in 2 of last 2 quarters. Record GAAP EPS of $1.37 was achieved in 2026-Q1, indicating progress towards this priority. However, the status remains behind as per prior priorities, suggesting limited progress in achieving consistent record levels.
63%CEO/CFO:“Record GAAP Earnings Per Share of $1.37.”Multiple sourcesSource dated 2026-04-16Stated 2 of last 8 quartersFirst seen 2026-05-04Show history (2)
- 2026-Q1Multiple sources
“Record GAAP Earnings Per Share of $1.37.”
- 2025-Q1Multiple sources
“Quarterly GAAP Earnings Per Share of $.99, $1.04 Adjusted.”
- #2
Maintain strong revenue momentum
GrowthNew since 2026-05-04Continue to drive revenue growth through business momentum and market conditions.
Behind →MixedNewly stated in 2025-Q4. Record revenue of $23.9 billion was achieved in 2025, reflecting strong business momentum. Despite this achievement, the status is behind, indicating challenges in sustaining this momentum into 2026.
Record revenue of $23.9 billion in 202563%CEO/CFO:“Record revenue of $23.9 billion in 2025.”Multiple sourcesSource dated 2026-01-21Stated 1 of last 8 quartersFirst seen 2026-05-04provisionalShow history (1)
- 2025-Q4Multiple sources
“Record revenue of $23.9 billion in 2025.”
- #3
Manage capital allocation
Capital allocationNew since 2026-05-04Focus on strategic capital allocation to optimize shareholder value.
Behind →MixedNewly stated in 2026-Q1. A material modification to rights of security holders was made, indicating a focus on capital allocation. However, the status is behind, suggesting limited progress in achieving optimal capital allocation strategies.
35%CEO/CFO:“Material Modification to Rights of Security Holders.”Multiple sourcesSource dated 2026-04-22Stated 1 of last 8 quartersFirst seen 2026-05-04Show history (1)
- 2026-Q1Multiple sources
“Material Modification to Rights of Security Holders.”
How this stock is priced
Two ways to read price: against peers in the same business, and against the company's own history.
Looks more expensive than peers.
Cheaper than its own typical valuation.
P/E over the last 5 years
71 monthly pointsHow this compares
A side-by-side read on composite, valuation, and risk versus peers.
| Stock | Composite | Valuation | Risk |
|---|---|---|---|
SCHW Charles Schwab Corporation | +13 | fair | low |
BRK-B Berkshire Hathaway | +6.0 | — | moderate |
JPM JPMorgan Chase | -0.9 | full | low |
V Visa Inc. | +20 | — | low |
MA Mastercard | +15 | full | low |
Risk — how this stock moves
What a normal day looks like, what a bad day looks like, and the worst the last year has thrown at it.
What could change this view
Conditional scenarios — if X happens, the score would shift by about Y points. These are not predictions.
- If rates state reverses from -0.37 (negative) to +0.37 (positive)+6.6 pts
- If financials sector trend rises from +0.07 into 'improving' (>= +0.20)+5.0 pts
- If next-quarter guidance is raised (currently NEW as of 2026-04-16)+4.0 pts
- If next-quarter guidance is cut (currently NEW as of 2026-04-16)-8.0 pts
- If financials sector trend falls from +0.07 into 'weakening' (<= -0.20)-5.0 pts
Material updates
Recent SEC 8-K filings ranked by likely impact, confidence, and recency.
- 2026-04-1623d agoItem 2.02
Results of Operations and Financial Condition On April 16, 2026, The Charles Schwab Corporation issued a press release announcing its financial results for the quarter ended March 31, 2026. A copy of the press release is furnished as Exhibit 99.1 to this report.
earnings preannouncementneutralscore 39 - 2026-04-2217d agoItem 3.03
Material Modification to Rights of Security Holders In connection with the Preferred Issuance, CSC filed a Certificate of Designations (the “Certificate of Designations”) with the Secretary of State of the State of Delaware, establishing the voting rights, powers, preferences and privileges, and the relative, participating, optional or other rights, and the qualifications, limitations or restrictions thereof, of the Series L Preferred Stock on April 22, 2026. Holders of the Depositary Shares…
capital allocationneutralscore 32
Score history
The composite score, snapshot by snapshot. The dotted line at zero separates leaning-positive from leaning-negative.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.