Selective Insurance Group (SIGI)
NASDAQFinancialsInsurance - Property & CasualtySnapshot 2026-11-05
$101.77-1.39%
Close 2026-11-05 · 1-day change
NASDAQFinancialsInsurance - Property & CasualtySnapshot 2026-11-05
QuarterlyIQ Insights · SIGI
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -8.4% |
| Our one-year growth estimate | diamond | -13.9% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-11-05.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 5.5 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-05 · Compared with 30 industry peers · Company calendar date is not available
SIGI — director transition
Dated 2026-09-16
Director — Wole C. Coaxum: The filing discloses the appointment of a returning individual to the Board of Directors, which is a routine governance action rather than an executive departure.
Why it matters: This segment made up 77% of Q3 written premiums. More declines would show the cost of tighter risk selection.
Worry ifQ4 Standard Commercial Lines written premiums fall more than 8% year over year.
Less concerning ifQ4 Standard Commercial Lines written premiums decline 8% or less, or grow year over year.
Why it matters: Investment income rose 16% in Q3 and helped support returns. A continued rise would show this income stream remains strong.
Supportive ifQ4 after-tax investment income is above $119 million, the Q2 2026 level.
Worry ifQ4 investment income after tax is below $119 million.
Why it matters: Management set a 96.5% to 97.5% ratio goal for 2026. A higher result would miss the top of that range.
Worry ifQ4 results show a full-year GAAP combined ratio above 97.5%.
Less concerning ifQ4 results show a full-year GAAP combined ratio at or below 97.5%.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$107 on $10,000 · ±1.1% | How much price usually moves either way. |
| Bad day | $200 loss on $10,000 · 2.0% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,777 loss on $10,000 · 17.8% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.