Southern Missouri Bancorp, Inc. (SMBC)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · SMBC
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
The Board of Directors and management believe the payment of a quarterly cash dividend enhances stockholder value and demonstrates our commitment to and confidence in our future prospects.
Stated in 3 of 3 supplied quarters. Management reported: “The Board of Directors and management believe the payment of a quarterly cash dividend enhances stockholder value and demonstrates our commitment to and confidence in our future prospects.” “The Board of Directors and management believe the payment of a quarterly cash dividend enhances stockholder value and demonstrates our commitment to and confidence in our future prospects.” Net income was $20.278 million in 2026-Q4.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Not enough signal yet.
Over the trailing year it converted 1.11x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9158).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“The Board of Directors and management believe the payment of a quarterly cash dividend enhances stockholder value and demonstrates our commitment to and confidence in our future prospects.”
“The Board of Directors and management believe the payment of a quarterly cash dividend enhances stockholder value and demonstrates our commitment to and confidence in our future prospects.”
“The Board of Directors and management believe the payment of a quarterly cash dividend enhances stockholder value and demonstrates our commitment to and confidence in our future prospects.”
The Company continues to monitor its commercial real estate concentration and each of its individual segments closely.
Stated in 3 of 3 supplied quarters. Management reported: “The Company continues to monitor its commercial real estate concentration and each of its individual segments closely.” “The Company continues to monitor its commercial real estate concentration and each of its individual segments closely.”
“The Company continues to monitor its commercial real estate concentration and each of its individual segments closely.”
“The Company continues to monitor its commercial real estate concentration and each of its individual segments closely.”
“The Company continues to monitor its commercial real estate concentration and the individual segments closely.”
• We provide our customers the best service and expand our relationships to help them achieve their financial goals.
Stated in a supplied disclosure. Management reported: “• We provide our customers the best service and expand our relationships to help them achieve their financial goals.” “• We provide our customers the best service and expand our relationships to help them achieve their financial goals.”
Continue expanding loans and deposits as part of balance-sheet growth.
Continue share repurchases as a component of capital allocation, with purchases reported in the supplied results.
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to long-term interest rates, real (inflation-adjusted) rates, the US dollar, Fed net liquidity (low R² over the window).
13 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 58% for the rest of the cohort, n=10134).
Not investment advice. As of 2026-11-05.