Southern Missouri Bancorp, Inc. (SMBC)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$74.17+1.04%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · SMBC
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Met or beat guidance 67% of the last 3 guided quarters · 4.4% avg surprise
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Continue paying a quarterly cash dividend to demonstrate commitment to shareholders and confidence in future prospects.
Newly stated in 2026-Q1. The Board declared a quarterly cash dividend of $0.25 per share, marking the 128th consecutive quarterly dividend since inception. Dividend per share was $0.25 in 2026-Q3, consistent with the stated commitment. The trajectory shows consistent dividend payments as management emphasizes.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Not enough signal yet.
Over the trailing year it converted 1.11x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9112).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“Board declared a quarterly cash dividend of $0.25 per share, marking the 128th consecutive quarterly dividend.”
Focus on increasing net loans receivable and deposit balances to support balance sheet growth and community banking.
Newly stated in 2026-Q1. Loans net of ACL grew by $217.5 million or 5.4% from June 30, 2025 to March 31, 2026, while deposits increased by $59.5 million or 1.4% over the same period. This reflects management's focus on balance sheet growth, showing delivering progress in loan and deposit growth.
“Loans increased by $217.5 million or 5.4% and deposits increased by $59.5 million or 1.4% compared to June 30, 2025.”
Continue repurchasing shares of common stock to return capital to shareholders and support tangible book value per share.
Newly stated in 2026-Q1. The Company repurchased 312,870 shares year-to-date 2026 at an average price of $58.45 per share, totaling $18.3 million. This demonstrates management's ongoing commitment to capital return through share repurchases, with clear delivery in the current period.
“Repurchased 312,870 shares year-to-date 2026 at an average price of $58.45 per share for $18.3 million.”
Provide customers with digital banking tools and maintain strong community involvement to support growth and customer relationships.
Newly stated in the 2026-05-05 disclosure. Management highlights digital banking offerings and community involvement as key to customer service and growth. No direct financial metrics are provided, so delivery is qualitative but consistent with stated priorities.
Initiate a share buyback program as part of capital allocation strategy.
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, real (inflation-adjusted) rates, long-term interest rates, Fed net liquidity (low R² over the window).
12 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated neutral grew net income 56% of the time over the next year (vs 58% for the rest of the cohort, n=3751).
Not investment advice. As of 2026-09-04.