SoFi Technologies Inc (SOFI)

NASDAQFinancialsFinancial - Credit ServicesSnapshot 2026-09-04

$18.22-1.57%

Close 2026-09-04 · 1-day change

QuarterlyIQ Insights · SOFI

Financials

Income statement, balance sheet, and cash flow — annual and quarterly history, as reported.

Income Statement

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Figures in millions of USD, except per-share and ratios.

	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Revenues
Revenues	610.2	619.4	503.1	421.5	377.1	247.7	103.3
Cost of Revenues	694.3	609.0	461.6	380.0	313.2	257.0	178.9
Operating Expenses & Income
R&D Expenses	718.9	648.3	551.8	511.4	405.3	276.1	201.2
Operating Income	—	—	—	(301.2)	(318.7)	(481.2)	(328.5)
Earnings from Continuing Operations
Interest Expense	—	—	—	789.3	189.3	102.8	185.6
Asset Writedown	—	—	—	—	—	0.0	0.0
EBT, Incl. Unusual Items	737.7	525.9	233.3	(301.2)	(318.7)	(481.2)	(328.5)
Income Tax Expense	101.5	44.5	(265.3)	(0.4)	1.7	2.8	(104.5)
Net Income
Net Income	636.3	481.3	498.7	(300.7)	(320.4)	(483.9)	(224.1)
Per Share
Basic EPS	0.50	0.42	0.46	(0.36)	(0.40)	(1.00)	(4.30)
Diluted EPS	0.47	0.39	0.39	(0.36)	(0.40)	(1.00)	(4.30)
Revenue per Share	0.45	—	—	—	—	—	—
Dividend per Share	—	—	—	0.00	0.00	—	—
Basic Weighted Avg Shares	1,284.3	1,150.1	1,050.2	945.0	900.9	526.7	73.9
Diluted Weighted Avg Shares	1,352.0	1,251.8	1,101.4	945.0	900.9	526.7	73.9
Supplemental
EBITDA	—	—	—	(99.7)	(167.4)	(379.6)	(258.7)
EBIT	—	—	—	(301.2)	(318.7)	(481.2)	(328.5)
Effective Tax Rate	13.8%	—	—	0.1%	-0.5%	-0.6%	31.8%

Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.