is furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to liabilities under that section, and shall not be deemed to be incorporated by reference into the filings of the Company under the Securities Act of 1933, as amended, or the Exchange Act, regardless of any general incorporation language in such filings.

is furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to liabilities under that section, and shall not be deemed to be incorporated by reference into the filings of the Company under the Securities Act of 1933, as amended, or the Exchange Act, regardless of any general incorporation language in such filings.

is furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to liabilities under that section, and shall not be deemed to be incorporated by reference into the filings of the Company under the Securities Act of 1933, as amended, or the Exchange Act, regardless of any general incorporation language in such filings.

is furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to liabilities under that section, and shall not be deemed to be incorporated by reference into the filings of the Company under the Securities Act of 1933, as amended, or the Exchange Act, regardless of any general incorporation language in such filings.

General Counsel — Stephen Simcock: Stephen Simcock retired from his position as General Counsel and will serve as an advisor to the Company.

Other Events. As previously disclosed in the Current Report on Form 8-K filed on December 8, 2025 by SoFi Technologies, Inc. (the “Company”), on December 8, 2025, the Company completed its previously announced offering (the “Base Offering”) of shares of the common stock of the Company, par value $0.0001 per share (the “Common Stock”) at a price of $27.50 per share upon the terms and subject to the conditions set forth in the underwriting agreement (the “Underwriting Agreement”) with Goldman S…

Other Events. On December 4, 2025, SoFi Technologies, Inc. (the “Company”) entered into an underwriting agreement (the “Underwriting Agreement”) with Goldman Sachs & Co. LLC, BofA Securities, Inc., Citigroup Global Markets Inc., Deutsche Bank Securities Inc. and Mizuho Securities USA LLC (collectively, the “Underwriters”), relating to the issuance and sale (the “Offering”) of 54,545,454 shares of the common stock of the Company, par value $0.0001 per share (the “Common Stock”) at a price of $…

Other Events. On December 4, 2025, SoFi Technologies, Inc. (the “Company”) announced that it intends to offer for sale in an underwritten public offering (the “Offering”) $1.5 billion of shares of the Company’s common stock, par value $0.0001 per share (the “Common Stock”). On December 4, 2025, the Company announced that it priced the Offering. In connection with the Offering, the Company has granted the underwriters a 30-day option to purchase up to an additional 15% of the shares of Common…

General Counsel — Stephen Simcock: The General Counsel is retiring and no successor has been named.

Regulation FD Disclosure. On November 12, 2025, Mr. Christopher Lapointe, SoFi Technologies, Inc.’s (the “Company”) Chief Financial Officer, entered into a prepaid variable forward contract (the “contract”) with an unaffiliated third-party dealer (the “dealer”) on 500,000 shares of the Company’s common stock, $0.0001 par value per share (the “Company Common Stock”), representing less than 0.05% of the Company’s total outstanding shares. The transaction represents a contract by which Mr. Lapoi…

is furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to liabilities under that section, and shall not be deemed to be incorporated by reference into the filings of the Company under the Securities Act of 1933, as amended, or the Exchange Act, regardless of any general incorporation language in such filings.

Regulation FD Disclosure. On August 28, 2025, Mr. Anthony Noto, SoFi Technologies, Inc.’s (the “Company”) Chief Executive Officer, entered into a prepaid variable forward contract (the "contract") with an unaffiliated third-party dealer (the “dealer”) on 1,500,000 shares of the Company’s common stock, $0.0001 par value per share (the “Company Common Stock”), representing approximately 7% of the Company Common Stock beneficially owned by Mr. Noto and less than 1% of the Company’s total outstan…

Other Events. On July 29, 2025, SoFi Technologies, Inc. (the “Company”) entered into an underwriting agreement (the “Underwriting Agreement”) with Goldman Sachs & Co. LLC, Citigroup Global Markets Inc. and Mizuho Securities USA LLC (collectively,the “Underwriters”), relating to the issuance and sale (the “Offering”) of 82,733,817 shares of the common stock of the Company, par value $0.0001 per share (the “Common Stock”) at a price of $20.85 per share. On July 31, 2025, the Offering of 82,733,…

Other Events. On July 29, 2025, SoFi Technologies, Inc. (the “Company”) announced that it intends to offer for sale in an underwritten public offering (the “Offering”) $1.5 billion of shares of the Company’s common stock, par value $0.0001 per share (the “Common Stock”). On July 29, 2025, the Company announced that it priced the Offering. In connection with the Offering, the Company has granted the underwriters a 30-day option to purchase up to an additional 15% of the shares of Common Stock…

is furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to liabilities under that section, and shall not be deemed to be incorporated by reference into the filings of the Company under the Securities Act of 1933, as amended, or the Exchange Act, regardless of any general incorporation language in such filings.

is furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to liabilities under that section, and shall not be deemed to be incorporated by reference into the filings of the Company under the Securities Act of 1933, as amended, or the Exchange Act, regardless of any general incorporation language in such filings.

Approval of new performance-based restricted stock unit award agreements for executives and senior employees.

is furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to liabilities under that section, and shall not be deemed to be incorporated by reference into the filings of the Company under the Securities Act of 1933, as amended, or the Exchange Act, regardless of any general incorporation language in such filings.

Director — Michael Bingle: Mr. Michael Bingle resigned from his role as a director of the Company.

Regulation FD Disclosure. On December 16, 2024, Mr. Anthony Noto, SoFi Technologies, Inc.’s (the “Company”) Chief Executive Officer, entered into a prepaid variable forward contract (the "contract") with an unaffiliated third-party dealer (the “dealer”) on 2,000,000 shares of the Company’s common stock, $0.0001 par value per share (the “Company Common Stock”), representing approximately 10% of the Company Common Stock beneficially owned by Mr. Noto and less than 1% of the Company’s total outs…

Results of Operations and Financial Condition. On October 29, 2024, SoFi Technologies, Inc. issued a press release reporting its financial results for the three and nine months ended September 30, 2024. A copy of the press release is attached as Exhibit 99.1 and is incorporated herein by reference. This Exhibit 99.1 is deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, and is incorporated by reference in all appropriate filings under the Securities A…

Results of Operations and Financial Condition. On July 30, 2024, SoFi Technologies, Inc. issued a press release reporting its financial results for the three and six months ended June 30, 2024. A copy of the press release is attached as Exhibit 99.1 and is incorporated herein by reference. This Exhibit 99.1 is deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, and is incorporated by reference in all appropriate filings under the Securities Act of 193…

Director — William Borden and Gary Meltzer: Appointment of William Borden and Gary Meltzer to the SoFi Technologies, Inc. board of directors.

Results of Operations and Financial Condition. On April 29, 2024, SoFi Technologies, Inc. issued a press release reporting its financial results for the three months ended March 31, 2024. A copy of the press release is attached as Exhibit 99.1 and is incorporated herein by reference. This Exhibit 99.1 is deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, and is incorporated by reference in all appropriate filings under the Securities Act of 1933, as…

Entry into a Material Definitive Agreement. Exchange Transactions On March 25, 2024 and March 26, 2024, the Company issued an aggregate of 72,621,879 shares of common stock in the settlement of the transactions contemplated by the Exchange Agreements.