Sunrise Realty Trust, Inc. (SUNS)
NASDAQReal EstateReit - MortgageSnapshot 2026-11-05
$6.68-4.02%
Close 2026-11-05 · 1-day change
NASDAQReal EstateReit - MortgageSnapshot 2026-11-05
QuarterlyIQ Insights · SUNS
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
No current thesis-health read is available for this company.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -23.9% |
| Our one-year growth estimate | diamond |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-05.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
| 46.4% |
Growth built into the price is above our model estimate.
The price assumes 70.3 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Worth watching into the next print: this name operates in a high-miss-rate industry and is a smaller-cap name (higher miss base rate). A fundamental tilt, not a price call.
Model as of 2026-11-05 · Compared with 26 industry peers
SUNS — credit agreement
Dated 2026-11-05
Entry into a Material Definitive Agreement. Amended and Restated Management Agreement At the Effective Time, the Company and SUNS Manager entered into an Amended and Restated Management Agreement (the “A&R Management Agreement”). The A&R Management Agreement supersedes and replaces the existing Management Agreement by and between the Company and SUNS Manager, dated February 22, 2024 (the “Existing Management Agreement”). The A&R Management Agreement includes the following terms and provisions…
Why it matters: Closing brings SRT into SUNS and starts the combined lending platform. The deal still needs to meet its remaining closing terms.
Supportive ifSUNS files a closing notice or other SEC report. It confirms the merger closed on or near November 5, 2026.
Worry ifNovember 5 passes without a closing notice. Or SUNS reports a delay or an unmet closing term.
Why it matters: Management cited demand for lending in Southern markets. Growth in commitments would show the combined platform is adding loans.
Supportive ifSUNS reports loan commitments above the $604 million pro forma total set on June 30, 2026.
Worry ifSUNS reports loan commitments at or below $604 million in its first post-merger update.
Why it matters: SUNS plans to repurchase at least $10 million after the merger closes. Actual purchases would show the plan is in use.
Supportive ifAfter closing, SUNS reports at least $10 million in share purchases through its repurchase program.
Worry ifSUNS reports no purchases by December 31, 2027, or suspends or ends the program before reaching $10 million.
Why it matters: The merger plan cites lower costs and reduced manager fees. The next report can show early proof of those savings.
Supportive ifSUNS reports the post-merger fee cuts: a 17.5% incentive fee, a 7% hurdle rate, and the $1 million fee waiver over four quarters.
Worry ifSUNS reports that closing was delayed, or reports terms that do not include the stated fee cuts and waiver.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$110 on $10,000 · ±1.1% | How much price usually moves either way. |
| Bad day | $317 loss on $10,000 · 3.2% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $4,002 loss on $10,000 · 40.0% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.