Expectations trend
FY2027 · fiscal year ending 2027-12-31 · fmp
Stock Yards Bancorp, Inc. (SYBT)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$81.53+1.80%
Close 2026-11-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
The long-term thesis, the evidence coming in, and the environment around it. Thesis dated Jul 8, 2026.
Next-FY EPS estimate change · 30 days
5.69 → 5.84 EPS · FY ending Dec 31, 2027 · 5 analysts
One observable signal. This measures changing earnings expectations, not the probability of a gain or loss.
Change in the same fiscal period’s mean EPS estimate from Oct 5, 2026 to Nov 4, 2026: (new ÷ prior − 1). Contributor count changed from 5 to 5; this is not the number of analysts revising. The ±10% axis is a display range.
The EPS and P/E reference is not available for SYBT yet.
| Measure / period | Management expectations | Analyst expectations |
|---|
Management figures unavailable.
Current consensus figures unavailable.
Three published thesis conditions, with dated milestones shown separately.
| Key Factor | Why It Matters | Current Status | Break Condition | Latest Evidence |
|---|---|---|---|---|
Maintain dividend payout at $0.32 per share quarterly | The bank pays a steady dividend of $0.32 per share. | Intact | Dividend per share falls below $0.32 quarterly | Dividend per share: $0.32 per share FY2026-Q2; GAAP. Published target: >=0.32 USD_PER_SHARE quarterly. Target period is not explicitly aligned with this observation. Aug 4, 20260.32 USD/share · source valueLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Compare these dated observations with the operating requirements above
FY2027 · fiscal year ending 2027-12-31 · fmp
The evidence, the remaining questions, and what comes next
No recovery evidence is reported in the available driver assessments.
Next earnings date unavailable
Look for updated results and guidance against the published targets, plus direct evidence for unresolved drivers.
Observed price history; separate from operating scenarios
The weekly editorial context below is a separate assessment from the dated monitor evidence above. Recovery observations do not automatically change the published thesis. Unverified outside influences are hypotheses, not measured driver evidence.
This is a regional bank investment with a durable-premium profile, rather than a turnaround or a deep-value case. The 1-to-3-year thesis is intact, though recent momentum has weakened and earnings quality remains fragile.
SYBT trades at a 1.59 premium to peers, and the valuation signal is described as justified, with a small positive expectations gap. That suggests the market already recognizes some durability in the business, while the evidence does not show that expectations are unusually demanding.
Near-term results have been strong: third-quarter net income rose from the prior quarter, and net interest margin and net interest income improved year over year. Loan growth over the past year was substantial, but the latest quarter was lighter than management expected, and Field & Main integration costs remain elevated; recent momentum also fell, despite two recent earnings beats.
Over the next few quarters, the thesis depends on completing the Field & Main integration while sustaining loan growth and credit discipline. Lower interest rates could pressure SYBT and the wider financial sector, while continued earnings strength and higher guidance from sector peers would support sector momentum; a guidance cut would be a meaningful negative.
For the 1-to-3-year view, improved margins and recent earnings support an intact thesis, but fragile earnings quality and mixed integration progress make execution an important swing factor. Not investment advice.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
| Earnings per share should reach about $4.75 in 2026. |
| Intact |
| EPS falls below $4.75 in FY26 |
Diluted EPS: $1.31 per share FY2026-Q2; GAAP. Published target: >=4.75 USD_PER_SHARE. Annual target cannot be compared with a quarterly or TTM observation. Aug 4, 20261.31 USD/share · source valueLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Operating income stays near $46 million quarterly | Operating income stays near $46 million, showing stable profits. | Intact | Operating income falls below $46 million quarterly | Operating income: $50.769M FY2026-Q2; GAAP. Published target: >=46 million USD. Target period is not explicitly aligned with this observation. Aug 4, 202650,769,000 USD · source valueLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Stored thesis · Jul 8, 2026. Latest Evidence uses source-matched measurements where available, alongside the last thesis-monitor assessment. Source periods and assessment dates are shown separately. A new measurement does not automatically change the published status or verify an older target.
$5.56 → $5.84 · observed estimates
$0.49B → $0.51B · observed estimates
One fiscal period and provider throughout. At least five contributors are required for each plotted metric; missing coverage stays a gap. Axes show the observed range. Counts measure coverage, not revisions.
| Snapshot | EPS | Revenue | EPS / revenue analysts |
|---|---|---|---|
| 2026-07-24 | $5.56 | $493,207,250 | 6 / 4 |
| 2026-07-25 | $5.56 | $493,207,250 | 6 / 4 |
| 2026-07-26 | $5.55 | $492,227,580 | 5 / 3 |
| 2026-07-27 | $5.56 | $493,207,250 | 6 / 4 |
| 2026-07-28 | $5.56 | $493,207,250 | 6 / 4 |
| 2026-07-29 | $5.55 | $492,227,580 | 5 / 3 |
| 2026-07-30 | $5.56 | $493,207,250 | 6 / 4 |
| 2026-07-31 | $5.66 | $496,320,500 | 6 / 4 |
| 2026-08-01 | $5.69 | $496,938,180 | 5 / 3 |
| 2026-08-02 | $5.68 | $495,596,400 | 6 / 5 |
| 2026-08-03 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-08-04 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-08-05 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-08-06 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-08-08 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-08-09 | $5.68 | $495,596,400 | 6 / 5 |
| 2026-08-10 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-08-12 | $5.68 | $495,596,400 | 6 / 5 |
| 2026-08-13 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-08-14 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-08-15 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-08-16 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-08-17 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-08-18 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-08-19 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-08-20 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-08-21 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-08-22 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-08-23 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-08-24 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-08-25 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-08-26 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-08-27 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-08-28 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-08-29 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-08-30 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-08-31 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-09-01 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-09-02 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-09-03 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-09-04 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-09-05 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-09-06 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-09-07 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-09-08 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-09-09 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-09-10 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-09-11 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-09-12 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-09-13 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-09-14 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-09-15 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-09-16 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-09-17 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-09-18 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-09-19 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-09-20 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-09-21 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-09-22 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-09-23 | $5.68 | $495,596,400 | 5 / 4 |
| 2026-09-24 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-09-25 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-09-26 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-09-27 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-09-28 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-09-29 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-09-30 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-01 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-02 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-03 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-04 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-05 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-06 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-07 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-08 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-09 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-10 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-11 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-12 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-13 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-14 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-15 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-16 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-17 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-18 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-19 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-20 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-21 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-22 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-23 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-24 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-25 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-26 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-27 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-28 | $5.69 | $495,909,600 | 5 / 4 |
| 2026-10-29 | $5.72 | $498,809,600 | 5 / 4 |
| 2026-10-30 | $5.76 | $501,911,000 | 5 / 4 |
| 2026-10-31 | $5.76 | $501,911,000 | 5 / 4 |
| 2026-11-01 | $5.76 | $501,911,000 | 5 / 4 |
| 2026-11-02 | $5.76 | $501,911,000 | 5 / 4 |
| 2026-11-03 | $5.84 | $505,554,440 | 5 / 4 |
| 2026-11-04 | $5.84 | $505,554,440 | 5 / 4 |
Revenue and EPS estimates track expectations. They are not delivered results or like-for-like proof of a required annual path.
Latest: 0 Buy / Strong Buy · 6 Hold · 0 Sell / Strong Sell
Recent actions · Oct 6–Nov 4 · 1 recorded
0 raises · 0 cuts · 0 unchanged · 1 without a comparable prior
Oct 6, 2026–Nov 4, 2026. Each firm's latest positive target is paired only with its immediately prior positive target from the same provider, at most 180 days earlier. Unmatched observations have one dot; conflicting observations are not compared.
3 of 3 published conditions remain under pressure or need verification. The next results need to address those conditions.
The dated weekly assessment and its assumptions are available in Read detailed Outlook.