Stock Yards Bancorp, Inc. (SYBT)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$79.49-0.98%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · SYBT
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 8.8% |
| Our one-year growth estimate | diamond | 1.3% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 7.5 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-09-04 · Compared with 219 industry peers · Company calendar date is not available
SYBT — dividend update
Dated 2026-08-19
Other Events. On August 18, 2026, the Board of Directors of Stock Yards Bancorp, Inc. voted to increase the Company's quarterly cash dividend to $0.33 per common share. The dividend will be paid on October 1, 2026, to stockholders of record as of September 21, 2026. On August 19, 2026, Stock Yards Bancorp, Inc. issued a press release, a copy of which is attached hereto as Exhibit 99.1 and incorporated by reference, announcing the dividend increase.
Why it matters: Ongoing dividend growth shows strong financial health. It also shows a commitment to returning value to shareholders.
Supportive ifA dividend increase is announced for 2027. This keeps the trend of consistent dividend growth.
Worry ifThere is no dividend increase for 2027. This may suggest financial strain or a change in capital strategy.
Why it matters: The acquisition could boost growth and expand market reach. Investors want to see clear benefits.
Supportive ifA press release talks about successful integration. It also mentions expected revenue from Field & Main.
Worry ifThere are no updates on integration. There is also no negative feedback about the acquisition.
Why it matters: Stable dividends show strong financial health. They also show commitment to shareholders.
Supportive ifDividend payout remains at $0.32 per share for Q3 2026.
Worry ifDividend payout decreases or is suspended in Q3 2026.
Why it matters: Good integration will make things run better. It will also help in Western Kentucky.
Supportive ifField & Main integration is reported as completed by Q4.
Worry ifIntegration delays or big problems may come up.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$97 on $10,000 · ±1.0% | How much price usually moves either way. |
| Bad day | $244 loss on $10,000 · 2.4% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $2,067 loss on $10,000 · 20.7% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: Improving operating income is important for growth. It also helps with efficiency in the long run.
Worry ifOperating income increases from $46.1M in Q1 to above $47.9M.
Less concerning ifOperating income declines further from $46.1M in Q1.
Why it matters: Earnings results will show how well Stock Yards Bancorp is managing in a slowing growth environment.
Watch forEarnings report shows earnings per share growth above 5% year over year.
Also watch forEarnings report shows earnings per share growth below 0% year over year.
Why it matters: A drop in revenue growth could signal broader challenges in the financial sector.
Worry ifSector revenue growth falls below its median of around 15% over the last three years.
Less concerning ifSector revenue growth stays stable or goes up, showing continued growth.
Why it matters: A stable or growing net interest margin shows the bank is managing its loan yields and deposit costs well. This supports ongoing profitability.
Supportive ifIn Q3, the net interest margin is over 3.80%. This shows good management of interest income and costs.
Worry ifIn Q3, the net interest margin falls below 3.65%. This shows trouble managing loan yields or deposit costs.
Why it matters: Successful integration will improve Stock Yards' market presence. It will also boost efficiency.
Supportive ifFull system integration will finish by October 17, 2026. This will show positive results.
Worry ifDelays or problems in integration may hurt performance. This can affect operations.
Why it matters: Growth in non-interest income helps profit and adds variety.
Supportive ifNon-interest income increases year over year by more than 10% in Q3.
Worry ifNon-interest income growth stops or falls compared to last quarter.
Why it matters: Sustained loan growth is crucial for revenue and reflects demand in the market.
Supportive ifTotal loans increase by more than 10% year over year in Q3.
Worry ifLoan growth falls below 5% year over year in Q3.