TransUnion (TRU)
NYSEIndustrialsFinancial - Data & Stock ExchangesSnapshot 2026-09-04
$79.88-5.93%
Close 2026-09-04 · 1-day change
NYSEIndustrialsFinancial - Data & Stock ExchangesSnapshot 2026-09-04
QuarterlyIQ Insights · TRU
Price, fair value, and the multiples that frame it on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 13 valuation methods, at three horizons. As of 2026-09-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
We take the 12-month fair value above and grade our own number — how the market prices this name versus what we'd justify, and where the two diverge.
At $80 TRU trades at 18× p/e, below its 24× p/e peer median, but our blended $82 fair value is roughly in line with the price. It's a high-confidence read. Analysts target $72–$115. Not investment advice.
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
Score 100 = cheapest in the cohort, 0 = richest. Bars are filled left-to-right based on the peer-relative score (or PEG/self-history where shown).
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| analyst target | 12M | $97.00 | — | — | Analyst | high |
| dcf fcfe | 12M | $338.78 | — | — | Hist. CAGR | high |
| dcf fcff | 12M | $318.69 | — | — | Hist. CAGR | high |
| ddm gordon | 12M | $8.85 | — | — | TTM | high |
| graham number | 12M |
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A long-thesis check that carries the widest uncertainty of the three horizons.
Below average on quality vs scored peers
A second lens on the 12-month fair value: for companies that score high on measured quality (profitability, balance-sheet safety, earnings stability), this read trusts more of today's profit margins instead of averaging them toward their multi-year history the way the headline number does. Shown alongside the fair value above, not in place of it. A diagnostic, not a price target or a buy/sell signal.
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
$72.00 – $115.00 (median $97.00) · 10 analysts · as of 2026-07-29
Only weak execution quality — not the full expensive x weak x turbulent stack. Regime (Mania) does not concentrate fragility.
For similar setups historically (n=20,154): about 33% saw a 20%+ drawdown, and roughly 76% of those did not recover within the year. These are historical base rates for the cohort, not a forecast of this stock.
At today's price you pay about 3% over what the business is worth with no growth; closing that gap needs roughly 0.6 years of the forecast growth to come through. These describe the expectations embedded in the price, not a forecast of the move. Reverse-DCF base: $3.06/sh owner earnings.
Looks cheaper than most peers in the same business.
Self-history needs ~20 months of data.
Trailing four: 2025-Q2, 2025-Q3, 2026-Q1, 2026-Q2
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
| $50.66 |
| — |
| — |
| TTM |
| high |
| Peer EV/EBITDA | 12M | $94.70 | 15.4 | 7.76 | TTM | high |
| Peer P/FCF | 12M | $89.83 | 22.1 | 4.07 | TTM | high |
| Peer P/E | 12M | $107.08 | 20.0 | 5.36 | ntm analyst | high |
| Peer P/S | 12M | $41.10 | 1.6 | 25.28 | TTM | high |
| PEG | 12M | $151.92 | 34.4 | 4.42 | TTM | high |
| residual income | 12M | $35.98 | — | — | TTM | high |
| Own P/E history | 12M | $79.66 | 18.0 | 4.42 | TTM | high |
| triangulated | 12M | $110.64 | 24.0 | 4.62 | Triangulated | high |
| Peer P/FCF | 3Y | $136.62 | 22.1 | 6.19 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $121.02 | 20.0 | 6.06 | Analyst | medium |
| Peer P/S | 3Y | $50.71 | 1.6 | 31.19 | guidance | medium |
| PEG | 3Y | $208.29 | 34.4 | 6.06 | Analyst | medium |
| Own P/E history | 3Y | $109.22 | 18.0 | 6.06 | Analyst | medium |
| Peer P/FCF | 5Y | $180.68 | 22.1 | 8.18 | Hist. CAGR(prov.) | high |
| Peer P/E | 5Y | $132.21 | 20.0 | 6.62 | Analyst | high |
| Peer P/S | 5Y | $55.40 | 1.6 | 34.07 | guidance | high |
| PEG | 5Y | $227.54 | 34.4 | 6.62 | Analyst | high |
| Own P/E history | 5Y | $119.31 | 18.0 | 6.62 | Analyst | high |