TransUnion (TRU)
NYSEIndustrialsFinancial - Data & Stock ExchangesSnapshot 2026-09-04
$79.88-5.93%
Close 2026-09-04 · 1-day change
NYSEIndustrialsFinancial - Data & Stock ExchangesSnapshot 2026-09-04
Warn: Primary pillar under pressure — Revenue growth from acquisitions: FY26 revenue guidance $5.13B vs $5.12B target.
TransUnion grows revenue by buying companies like Trans Union de Mexico. Revenue rose from $1.04B in 2024-Q4 to $1.25B in 2026-Q1. Profit per share rose from $0.35 in 2024-Q3 to $2.04 in 2026-Q1. The company raised 2026 revenue guidance to about $5.12B and EPS to about $4.08.
Revenue growth could slow if acquisitions stall. Profit gains may weaken. Regulatory or spending cuts could hurt business.
The price is about 1% below our $80 fair value. Analysts expect 11.5% revenue growth. We see risks in growth and costs.
Breaks if: Revenue falls below $4.5B in FY26
Grow revenue by acquiring businesses such as Trans Union de Mexico and RealNetworks mobile division to expand international and product footprint.
This is not a price target or investment advice.
A long-form read on the 1–3 year hold thesis. It updates when the weekly evidence changes.
This investment represents a stable growth opportunity with a focus on innovation and acquisitions. The current thesis is intact, supported by recent earnings beats and management's commitment to growth strategies.
The market appears to have priced in a neutral valuation compared to peers, with expectations slightly below average. There is a low level of fragility in execution quality, suggesting that the stock is not overly sensitive to negative news.
Fundamentals are likely to remain stable, driven by management's focus on innovation and revenue growth through acquisitions. However, there is a low probability of missing earnings expectations, though the company has a history of significant misses.
The thesis hinges on the performance of sector bellwethers like BA, CAT, and UNP. Positive earnings and guidance from these companies could bolster TRU, while any negative shifts could pose risks.
The most important moves since the prior daily snapshot.
Mixed, the news cuts both ways. The latest earnings beat supports the read. It shows strong operational improvements and revenue growth. However, there are threats from a product launch and leadership changes. Regulators raised concerns about consumers' ability to handle economic shocks. This may lead to increased scrutiny on lending practices.
as of 2026-09-04
Review the evidence to watch, what would become a concern, and what would make it less concerning.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Stated in 3 of last 3 quarters. Acquisitions including Trans Union de Mexico contributed to international revenue growth from $255.9M in 2025-Q4 to $321M in 2026-Q2 (+25.5%). Management consistently links acquisitions to revenue growth, and the financials show delivering on this priority.
“Results include Trans Union de Mexico, reported in International Segment within Latin America.”
“Completed the acquisition of majority ownership interest in Trans Union de Mexico.”
“We are raising our 2026 guidance, supported by recent acquisitions while maintaining organic growth assumptions.”
Breaks if: EPS falls below $2.2 in FY26
Breaks if: Significant regulatory penalties or restrictions announced
Overall, TRU's position is solid for the next 1-3 years, but it must navigate sector challenges and maintain execution quality. Not investment advice.