SERVICETITAN INC (TTAN)
NASDAQInformation TechnologySoftware - ApplicationSnapshot 2026-09-04
$87.92-5.56%
Close 2026-09-04 · 1-day change
NASDAQInformation TechnologySoftware - ApplicationSnapshot 2026-09-04
QuarterlyIQ Insights · TTAN
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits well below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 60.8% |
| Our one-year growth estimate | diamond | 19.6% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 41.2 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-09-04 · Compared with 120 industry peers
TTAN — credit agreement
Dated 2026-02-03
Entry into a Material Definitive Agreement. On January 30, 2026, ServiceTitan, Inc. (the “Company”) entered into Amendment Number Two to that certain Credit Agreement, dated as of January 23, 2023 (as amended by Amendment Number One to Credit Agreement, dated as of September 27, 2024, the “Existing Credit Agreement”), among the Company, as borrower, the lenders from time to time party thereto, and Wells Fargo Bank, National Association, as administrative agent and collateral agent (the “Amend…
Why it matters: The earnings report will provide insights on revenue and operational progress. It is a key event.
Watch forEarnings report shows revenue is growing and operations are doing well.
Also watch forEarnings report shows low revenue or losses in operations.
Why it matters: A drop in revenue growth could signal a slowdown in the sector's expansion.
Worry ifRevenue growth reported below the median for the sector.
Less concerning ifRevenue growth remains above the median for the sector.
Why it matters: Slower growth in transaction volume may mean less demand in the trades sector.
Worry ifGross transaction volume growth reported below 20% YoY.
Less concerning ifGross transaction volume growth remains above 20% YoY.
Why it matters: Slowing GTV growth may mean less demand for the ServiceTitan platform.
Worry ifGTV growth reported below 20% YoY.
Less concerning ifGTV growth remains above 20% YoY.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$262 on $10,000 · ±2.6% | How much price usually moves either way. |
| Bad day | $543 loss on $10,000 · 5.4% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $5,378 loss on $10,000 · 53.8% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: A drop in GTV growth may show weaker demand or more competition.
Worry ifGTV growth rate reported below 20% YoY.
Less concerning ifGTV growth rate remains above 20% YoY.
Why it matters: Meeting this revenue target shows strong growth momentum and progress towards annual goals.
Supportive ifQ2 revenue reported at $284 million or higher.
Worry ifQ2 revenue reported below $284 million.
Why it matters: Reaching this goal shows more efficiency. It also means stronger finances.
Supportive ifNon-GAAP income from operations was $38 million or more.
Worry ifNon-GAAP income from operations was less than $38 million.
Why it matters: A better margin shows progress in cost management and making more money.
Supportive ifGAAP operating margin was better than -9.6%.
Worry ifGAAP operating margin was worse than -9.6%.
Why it matters: This metric shows how happy customers are and growth in current accounts.
Supportive ifNet dollar retention was above 110%.
Worry ifNet dollar retention was below 110%.