Unitil Corporation (UTL)
NYSEUtilitiesDiversified UtilitiesSnapshot 2026-11-04
$56.54+3.10%
Close 2026-11-04 · 1-day change
NYSEUtilitiesDiversified UtilitiesSnapshot 2026-11-04
QuarterlyIQ Insights · UTL
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance dropped from the top half to the bottom half of its industry over the past month — the reason to own it has weakened.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 2.5% |
| Our one-year growth estimate | diamond | 2.1% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the opposite direction.
Price observations: 365 days
Most sensitive to long-term interest rates.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 0.4 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 1 industry peers · Company calendar date is not available
UTL — capital allocation — Creation of a Direct Financial Obligation or an Obligation under an Off-Balan…
Dated 2026-10-26
Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The disclosure in
Why it matters: UTL's current value signal is expensive, while peer value signals range from cheap to neutral. A better reading would ease this concern.
Supportive ifThe next company signal update changes UTL's value status from expensive to neutral or cheap.
Worry ifThe next company signal update keeps UTL's value status at expensive or worse.
Why it matters: Unitil closed the water deal in June. Results can show whether the added business supports earnings growth.
Watch forUnitil reports positive earnings from the water companies and keeps its 5% to 7% long-term EPS growth goal.
Also watch forUnitil reports losses from the water companies or lowers its 5% to 7% long-term EPS growth goal.
Why it matters: Rate cases set the prices these utilities can charge. Timely filings can help recover costs and support growth.
Watch forUnitil files both Maine gas rate cases by June 30, 2027, as planned.
Also watch forEither Maine gas rate case is not filed by June 30, 2027.
Why it matters: Unitil issued new notes and repaid a credit loan in October. The rates and total debt can affect interest costs.
Worry ifA filing shows higher total debt or borrowing costs above the disclosed 5.95% Maine Natural Gas note rate.
Less concerning ifNew filings show total debt falling and new borrowing rates at or below 5.95%.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$65 on $10,000 · ±0.6% | How much price usually moves either way. |
| Bad day | $203 loss on $10,000 · 2.0% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,168 loss on $10,000 · 11.7% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.