Voya Financial (VOYA)
NYSEFinancialsInsurance - LifeSnapshot 2026-09-04
$104.09-0.73%
Close 2026-09-04 · 1-day change
NYSEFinancialsInsurance - LifeSnapshot 2026-09-04
QuarterlyIQ Insights · VOYA
Price, fair value, and the multiples that frame it on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 11 valuation methods, at three horizons. As of 2026-09-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
We take the 12-month fair value above and grade our own number — how the market prices this name versus what we'd justify, and where the two diverge.
At $104 VOYA trades at 14× p/e, in line with its 12× p/e peer median — but our blended $115 fair value sits above the price. It's a high-confidence read. Analysts target $79–$125. Not investment advice.
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
Score 100 = cheapest in the cohort, 0 = richest. Bars are filled left-to-right based on the peer-relative score (or PEG/self-history where shown).
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| analyst target | 12M | $102.00 | — | — | Analyst | high |
| dcf fcfe | 12M | $104.60 | — | — | Hist. CAGR | high |
| dcf fcff | 12M | $144.58 | — | — | Hist. CAGR | high |
| graham number | 12M | $108.34 | — | — | TTM | high |
| Peer P/B | 12M |
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A long-thesis check that carries the widest uncertainty of the three horizons.
Above average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
$79.00 – $125.00 (median $102.00) · 14 analysts · as of 2026-08-24
Only weak execution quality — not the full expensive x weak x turbulent stack. Regime (Mania) does not concentrate fragility.
For similar setups historically (n=20,154): about 33% saw a 20%+ drawdown, and roughly 76% of those did not recover within the year. These are historical base rates for the cohort, not a forecast of this stock.
Looks more expensive than peers.
Self-history needs ~20 months of data.
Trailing four: 2025-Q2, 2025-Q3, 2026-Q1, 2026-Q2
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
| $93.13 |
| 1.3 |
| 69.47 |
| TTM |
| high |
| Peer P/FCF | 12M | $142.86 | 11.1 | 12.91 | TTM | high |
| Peer P/E | 12M | $119.22 | 11.2 | 10.69 | ntm analyst | high |
| Peer P/S | 12M | $254.60 | 2.9 | 88.47 | TTM | high |
| PEG | 12M | $213.65 | 28.4 | 7.51 | TTM | high |
| residual income | 12M | $73.66 | — | — | TTM | high |
| triangulated | 12M | $94.64 | 12.4 | 7.63 | Triangulated | high |
| Peer P/B | 3Y | $111.47 | 1.3 | 83.15 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 3Y | $112.92 | 11.1 | 10.21 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $127.13 | 11.2 | 11.40 | Analyst | medium |
| Peer P/S | 3Y | $253.43 | 2.9 | 88.06 | Analyst | medium |
| PEG | 3Y | $324.33 | 28.4 | 11.40 | Analyst | medium |
| Peer P/B | 5Y | $125.66 | 1.3 | 93.74 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 5Y | $96.54 | 11.1 | 8.73 | Hist. CAGR(prov.) | medium |
| Peer P/E | 5Y | $126.74 | 11.2 | 11.37 | Analyst | medium |
| Peer P/S | 5Y | $252.65 | 2.9 | 87.79 | Analyst | medium |
| PEG | 5Y | $323.34 | 28.4 | 11.37 | Analyst | medium |